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<br /> : ;I TNIS SECURITY IN6TRUMENT comWne�unNorm covenants for natbna!use and non-unlicxm covenants w�h
<br /> 1 Iimued vxri�tior�s by�u�iutt{ction to constkute a unMorm secur�y tnstrumont covcrin�tea!praperty.
<br /> t;NIFaRM COVENANTS.Borrower and lend�r covenant and apree as(o1lows:
<br /> � 1.Paynt�»t of Principd u�d Int�t�Pr+WYm�nt�nd lat�Ch�roe�. 8orrower shaU Pr�PUYpaY whan due
<br /> � the princlps!of 8nd Interest on the debt evfdenced by the NoW and enY Pr�Yment and lat�charges due under the
<br /> Not�.
<br /> .�� 2.Fw�da for T�xq��td Mwr�nc�. Sub�ec!to applicable law or ta A wrttten walver by Lender,Barrower sha!!pay
<br /> to I.ender o�th�day manthiy payments are due under the Note untA the Nate Is ld tn full a sum
<br /> � ("Funds")tor:(a)
<br />'` yea�(y taxas and assessmenis wh�h may attaln pNoriry over thls Security Instrume t as a lien on the Property;(b yea�rty
<br /> Isaseho�d paymenis or protu�d rants on the Properry,�any�(r)Yearty hazarcl or Ptoperh►tnsurance premlums;(�)
<br /> Yea�lY ilood I�su►ance lxemiums,if any;(e)yaarfy mortgage insurance premtums,ff any;and;�any s�ms payablo by
<br /> Barrower to Le�der,tn accwdance wdh the provislons at parapraph 8,tn Ileu ot the payment af mottgage tnsuranco
<br /> premlum.s.These�erns are cailed'Escrow Ite+r�s.'Lender may,at any tima,cdtect and hdd Funds In an amount not to
<br /> exceed the maximum amount a lender tor a fede►aUy re�ated rtwitgaye loan may�equire tor Borrawer's escrow account
<br /> w�der the federal Real Estato Settlerneni Procedu�es Act of 1974 as amended trom time to time,t 2 U.S.C. §2601 et
<br /> :� seq.('HESPAy,uNess another law tt�at applles to the Funds sets a lesser amount.If so, Lende�may.at any Nme,coUect
<br /> and hotd Funds tn an amount not tu exceed the lesser amount.Lender may estimate the amaunt of Fu�ais due on the
<br /> � basls d current data and raasona�te esUmates of
<br /> .
<br /> appllcabte taw. ��es of futura Escrow Items or othe�wise in accoMance wiW
<br /> The Fw�ds sl�ap be held In an I�st�utlon whose deposits are(nsured by e federa!ayency,instrumentality,or entity
<br /> � (i�duding Lender,�Lender Is such an tnstkut[on)or In any Federal Home Loan Bank.Lender shall appiy the Fund.s to
<br /> PeY the Escrow Items.L.er�der may not charge Borrower for holdin9�aPP���9 the Fut�ds,annuaUy analyzir�ti�
<br /> ' escrow account�or ve�ifyin�the Escrow Items,uNess Lender pays Bortower intc�rest o�the Funds and appitcable law
<br /> nr
<br /> pem�ts Ler�der to make suct�a charge.However,Lender may require Borrower to pay a one-time charge tor an
<br />'�` Indep�rxieni real estate tax repoRlny service used by Lende�in connection with thls loan,unies,s appi�cabie law
<br /> � provides otherwise.UNess an agreement ls made or appik;at�le law�equires interest to be patd,Lende�shaU not ba
<br />.—• Uia k�terest�beower any tniarest or eamin�s on the Funds.Borrower and Le�d��may agree In wriiing�however.
<br />�� paid on the Funds.Lerxier shaU gfve t�Borrower,w�hout char an annual accour titi�y of the
<br /> �; Funds.sl�owin�credks and debltss to the Fw�ds and the ou t
<br /> 4 Fw�ds are ptedped as addltional P+��P�e for which each debk to the Funds was made.The
<br /> sectuity►for aH sums secured by this Secur�y insi►urnent.
<br />�' If the Funds heid by Lender exceed the amounts permkted to be heid byapp1icable law,Ler�der s�alJ account to
<br /> � Borrower farthe excess Funds tn acoordance with the�equkementss of applba�ie law.If the amourst of the Funds ttield
<br /> by Lender at eny ttme is not sufflclent to pay the Escrow Items wften dua.l.,ender may so not�y►Borrower in wtiting,
<br /> and.In such case Borrower shall pay to Lender the amount necassa�ry to make up the dediciency.Borrawer shaU�ke
<br /> up the deticlen�y in no rtwre tt�an twehre nwMMY PaYmenis.at Lender's sde dlscretlon
<br /> — uPon PaYme�x in fuN d afl aums secured by this Security Insirumern.L�ender shall P��PtiY��4o Bonower any
<br /> _ Funds heid by Lender.lf�under parayraph 21.L.ender sF�all acquire or sell the Property.Lender.W'lo�t�the acauisitbtt
<br /> — t5.'od'o w u e�iu{�iy.8itoii W�Y+�Y�tulos i16iCi Gy i.9(1dAT ffi U19 Ufl1A d 80qUiS�fOn Or 5819 818 8 C1gdh afl3k18t th9
<br />,�` s�uru secured by this Sectxity InstrurnenL _
<br /> P��A�1 �and �� UNess appikk�bte law pravldes otherwlse�aJ!payrnents received by Lender tu�der
<br /> applied:flrst,to any prepaymeru charges due under the Note;second,to amounis payable
<br /> � under para�►ap1�2;thk�i.to 4�terest due:fourth,to principal due:and last.to any late char�es due uader the Note.
<br /> ,� R � w�Wch ma ausin�ower shall paY all taxes,assessn�ts.charges,ftnes and impas�bns att�Ibutable to the
<br /> ��� �Y Y P�'�Y Over this Secun'ty Ir�stnuneni,and leaseltio{d payments or grou�d re+tits,ff any.
<br /> BorroMner st,au pay tt�ese oafgatlor�In tr,e manner providea(n para�raph 2.or�na paia in that manr,er.aoROwer shau
<br />� � P�Y�on Uma dtrecUy to the person owed paYmer�.Borrower shaU promptty furNsh to Lender aA notices of
<br />_ ������Pe��.ff Borrower makes tt�ese PaYmec�ts di�ecdY.Borrcywer shaU prompUy iumtsh to
<br /> � Bcr�C��;st�'�1!pra�y�3sCi�arye any lien whlch has prbrity over this Sectuity Instrument unless Borrower:(a)
<br /> � a�ees tn writing to the PaYmeru d the obit�atlon secured by the lien in a maru�aoceptabla to Lender; (b)contagts t��
<br /> — pood ia�h the qen by.or deFer�ds asatnst enforcerr�etd of the Ilen tn.le9al Proceedin�s which in the I.snder's optnlon
<br /> .� oPe�to to Prevent the enfoncen�erK of the Ilen�or(c)secures from the hdder o#the rlen an ayreemerk sa�xory to
<br /> Lerxler subordinatinq tl'ie lien to this Security Instrument.If Lender determines that any paR of the Pnppgity is subJect to
<br /> .� a U�n wF�ich may attaln priorky over this Secu�ity Ir�stnirtter�t,l.snder may give Borrower a notice ideniNykg the lten.
<br /> .� Borrawer st�all satisfyl the Ifert or take one or mote of the sctions set forth abave within 10 daiys of the gfirlrp of nodce.
<br /> :� ' 6.Fl��ar�d or Pr��arty Instxanc�. Borrawer shall keep the Improvemerus naw exf�g or hereafter erected on the
<br /> ,� Property tnsured apatnst lass by flre.Nazards tnduded withtn the term'exterkiaci carer�age•and any�hazards� --
<br /> Indudk�floods or floocl(reg,fot wt�lch Lender requires Insuranae.This tnstrrarx�.e shalt be malntalned in the amourks a�'Ki
<br /> � tor the�e►loda that Ler�der requlres. The fnsutartce carrter provlding the G-�:�arx;e stsaK ioe chosen by Bo�ower subJect
<br /> �� � to L.endet's approval which shall not foo unreasonabty withheid. If Bortewer ia�s to n�irstain coverage descrlbed abare.
<br /> ����at Lender's optbn,obtain caveraye to proteci Lesoder's riyMs in the Prop�j fn accondance w�h
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