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� �� - �- __.. - - - -:`-_ -.- . . - -- - - _..` -- ,,.'�_' . , .��;: aac..n�: - a ':«�_.•.a: ..p�i{�ht:'x .v 1`F+1➢��M�iL��7C� ' rliw+.r�.:ii.il....V r....�.�.rava�-'-*--------=- - ADPi.r 001-i111700i � • � A r i i T[�T A T11 i"` f] A Ti'! Il t i1i711 ��' �� ` - LiLJ V.i !�111�LL' l��'1 1 l�: 1��I1,IL'l� TFl[S ADIt1STABiB RA7'E 7tID8R ic madc thir 25TH �y of' NOV6MeSR � 1996 .�d is -- iacorporaud iato wca sl�ll bc dounod W�ma�d�ad suAPkm'a�the Mort��e.Daad oi yYusl or Socudty Daed(tAe"Socutuy - Ictstrua�cru")af ttio s�atie d�to giva�by tho uudati�xd(tl�c"Borrowu")ou:ocute Bont�wer'�Ac�jusiabi�R�wo Noia (ttra _._. 'Nol�o')w HO�Mii F1��i�iA�. SA�iYI3�S G LE�ADi 71SSOCIA^aIQii OF aRAh'D ISLAtJD _ (1he"l.cr�+iet")of Iue s�ma due�nd cove�ia�tho ptoperty describod ia tls�Socurity Iastrwnetu aar!focaled�t: _ 2i� N s�tADx s�tan Rn 3130 WEST 14TH STREET. 507 EAST 20TH STREET c,�uID isLAx�, DIE8AA93GA 68801 GRAND ISLAND. NEBRASKA G�AND YSLAND, NE _ (Prop�ny Addnu� 68803 68801 TNlS NO?6 CQNTAINS PROVISIONS ALLQWINC FOR CHANGES 1N MY II�ITEREST RATE AND MY MOM'�ILY PAYMFNT. INCREASFS 1N TH� INT6.�tEST RATE WlI.Q. RSSULT W HIGKER PAYMSM'S. _ DCCREASBS iN THS 1NTEREST RATE WiLL R�SULT iN LON►�it pAYMCNTS. ADOTi10T1Ai.COVEtiAMS. Ia additioa a Ibe ooveaaots aad �grotmuus made in the Socsuity lnstruesxr� Bomowcr md l.arler fucther covea�ot aod�rx as fdbws: A.INTb:RFST itATE AND MONTHI.Y PAYMEM'CH�GES . 7be IVofe provides for aa taitiai i�taest m�re of 7.500 �. 7UC Noic provides �r�ctua�ts io t6ee iolerest n�e��he moalhlY P�Y�s.u[otbws: �.INTEQFST itAT�AND M011�THl.Y PAYMENT CHANCES lA)C�a�e Daks ��cr,��w�u�r�r�se oa u�r�a.y o� �c� , 1997 ,aoa oo u�mo► �ay 11TH mODth t11C�CiE�Cf.F.aC6 dYG m WhiCb Riy 1111CteSl[fiC COUW Chi11Q0�CiliOd�"�1�e DMC." ��!T�lx ""`pulYlg W11�i I�C�YTI�L9fA�C D�fiC.fll�/LS11C(CSl UNC W1��bC bASOd Oil�tl Z11dCX.�i0�jlidCi�L4: Tii6 WSSitLY AV6RAG� YIfii.D Oti LJI3IT6D STAT6S TRSASiJRY SSNitITIBS 11DJUSTED TQ A CODiST�NT M�TU�ITY OF 1 YF�J1R• AS Mi1D8 AVAILABLfi SY THS FSG$RAL RfiSSRVS HOARD. 7Le most soaAt Iada�c f�gu�+e avail�ble as oi ihe da�e:0 45 days ❑ beforc cacb(�e D�e i�c�lk+d iLe'Ctutr,�t Iadcu.' If�be ladcx is ao ioager avail�bk.�be No1c Fbidcr will choose a aew iodex�E�t is ba�ad upon comprabie i�ta�sf�ioo. . . The Abte flolder will yive me notice of Ihio chaica (C)CslcrUtioi o�C� Befare ac6 CWage D�1e.d�e Note Boidar will calcul�we my nevv iutenst ra�e by addia� �ss ua� oa�s s� p�o poia�(s)( s.soo �p w �he Cucrau Indes. 71�xo�e ttoida�witt thw rouod the resvlc ot'tAi�ddit;oo a the p rkxesc O Ne�cc Hi�hest �Next lawest a�s um�sy ( .ias 9i). Si:bjat b Ibe]i�irs stat+od'm Scctim 4(D)f�elow.Wis ra�ndod aaaount wiU be my oear inkrest ra�e uoW the ow L'l�e - pate. ' . . Ttie Noi; F.'aiticr will thea dcir�miae tlse amoiu�s of�e aionthlY WY�tlut wouW bc su[fickat mo rc�aY t4c unp�id pri�ciQal�hat I Am ea�pectod to owe at tAe t�aoge Daie in full oo the oo�turity dYe u my now iaEaat rale ia�y a4++�P�Y�++�1he�wlt of this caicu}�tien rrill be tbe onv amou�t ot tqy a�oolhly D�Y� (D)l.i�its oe Lternt itate C�es _ �ase chak upp�apr'rau bnxer:��ao b+vz is clurA�rd.tbe►e will be ao masiew+a li�t a�clra,eg�� (I)'I�e w�71 be no a�uimtaa limit aa iateretl taie ct�ges. � (2)'ILe iotaest r�re I am roquiced b p�y st I�e Grst Ch�ngc Da1e wl]!not be grwa t1�n 9.500 9fo pE{pe th 5.500 �, [�(3)My iataest r,�e wiu oev«be inaea�oa or dxr�ea�od 9n aay siagie C�e na�e by in�ore thao �o pa�cs�rr perccn�c pa:u(s) ( z.000 96) rmm �c r.uc o�tacsl y tavc bccn paying for thc P��B P��- , l'�'�J(4)My in�cst ra�e will nevcr bc grcatcr tl�an 12.5 0 0 '�r�which is calkd tbe"Muimum Ra1c.' THS •MINIMUH RATB" WILL NEIIER BB I.PSS THjIN 5.500�. YULTlSTATE ADJtl3TABLE RATE RIDEA-Sirtpla Faa!ily W� Pao.�a s ��9�AlW0�) YMP YORTG�r,E fOitYS•(WOISlt•1211 WIWr.. , . ... �'" •'ti��+