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<br /> p�yments nuy ttio lunger bc reqniral, at the option of I.cnder, iF nx�rtgage insuraiuc covcra�c(in thc anwunt:utid far thc periai
<br /> ihat l.ender re:�uircsl proviclecl hy un inwrec approved by i.erxler ug�in t+ecomes���ailuble anJ is obwined. Batr�wer st�ll pay �
<br /> the premiun�c Tequired to n�intain nx�rtga�e i�uuranc�in ef'fecl,ur tu pravide a loss ceserve, un�ii�he n�yuircuknt for nx�rtgagc _._
<br /> insury�ce eixls in s�•�v,r.iance with��y v.�ritten�rccment between Borroucr a�xi Lcndc+•or a{�{�lic:�ble taw.
<br /> q, Ipcpectiou. Ixiuie�or its ugcnt n�y nud;e rwsotwhie entrics n�xm;uti:l in�pectiui�.ti uf the Property. l.eadrr�hall gi�•c
<br /> Burrou•cr ncuicc at thc time uf u:'prinr ta�n insp::tias��pa:ifSing r:L+anable cau�e far the in.pertirni. --
<br /> l0. Catidewnatlw�. Tlu pr�KOCJs of any •rw�•rrd or claim for Jan�es, Jir�t ar ruiucyuca�i;il. in romxction with any
<br /> r��ndcnu�ti„n ur nthcr tukii�uf any patt uf thr Propcny, or fnr ccmvcyanc�in licu uf'ru�kk'uuuttiotl.arc hcreby :�ss'ssiud aixl —
<br /> ai►all t+c(uiJ ta l.cixtcr.
<br /> 1��Uu r��ciu uf�tata!tul;i�u nf thc Pr�Kxrty,titic pr��ode sftall hc upplial to ttx auut�sccural by thi�Saurity In.rtrunteni,
<br /> wtu�hcr ur ika d�ci�due. MIIII :llly�Xl'C�9(Y,LI�J W H�1npK'Ci. In tik c�•ent of� �urtial taki�ig of the Pruperty in which the falr
<br /> nurkct vuluc oi'ilu Pr.►peny inui�li:UCly bcfurc tl�e uaking is��t�al to��r greuter th:►n tt►e a��xw�u nf the wnu secunxi by this
<br /> S�YUriry inytunxnt iomkxli�tcly t+cfunc thc tui►inp,unlc�&mower and Lernlcr cuhcnvicc agree in writin�, the wn�s secured by
<br /> this Secu�i�y t�wrunk�u ahall be redural by the su�wuiu uf the pracoods muldpli�xf by the followiar fraction: (a) the tcital —
<br /> �ncw�q of tt►z sunu fecur�xl inu�xd'eately t+efure�he talcing. divickvJ by lb1 the fuir market vulue af'the Property imn�ediately
<br /> before the wking. Any hal:uxe �lull be paid to Borrower. In thc event of a purtial taking uf the Prc�perty in which the fair
<br /> n�,uket valuc of the Pro�ny inunaiiately befom the tul•ing is less thvz the amount uf the sums securod immodiawly beforz thc
<br /> taking, unlcss Borrower and Lender atherwise agree in writing ar unless appficable law othcrwise pravides. the proceods stwll
<br /> be appliod to the sunu securod by this Security Inswn�ent whether or not the sunu are then due.
<br /> lf the Property is abandoned by Borcower.or if,after�wtice by Lender to Borrower that the wndemnor offen to malce an
<br /> awazd or settte a cltim for damages. Borrower faits W respond to Lender within 30 days after the date ehe notice is givon,
<br /> Lencler is authorized to collxt and apply the proceeds.u iu option,either to restoration or repair of the Property or to the sums
<br /> securai by this Security Instrument.whcther or not tlun due.
<br /> Unless Lender and Borrower otherwise agree in writing. any app�ication of procecdc to principal sf�all not extud or
<br /> postpone the due date af the monthly payments referred to in pus�graphs 1 and 2 or change the amount of such p�yn�ents.
<br /> 11.Borrower Not Relwsed;ForbeASSnce Ry Lender Not a Waiver.Extension of the cime for payment or modificarion
<br /> of amorti�tion of the snms secured by this Security Itutrument granced by Lertider to any successor in interesi of Bomower shall
<br /> not operate to releaso the liability of the original Borrow�er or Borrower's successors in interest• Lender shal!not be required to
<br /> conunence procoedings a,gainst any successor in intemst or refuse to extend time for payment or oiherwise modify amottization
<br /> of the sums secured by this Seeurity Inctrument by ceason of any 3em��d made by the origina! Borrower or Borrower's
<br /> sauti�ssors in interest. My forbeuance by Lender in exe�+cising any ri8ht or ren�dy shall not be a waiver of or preclude the
<br /> ��en^ise of any right or retnedy.
<br /> 12. Successors and Assi,qus Bouad;Joint and Seveml Liability, Co-st8tt�s. The covenants and +�reL�ments of this
<br /> Seeurity Luuv�nent shall bind and benefit the succescors and assi8►u of l.�nder �nd Borrower, subjxt to the provisions of
<br /> �;u;ab�aY� t7. �.;rra�:.:'s�:.a�s:ss ^.�! sos»�•,ts chgll he jnint and seveial. MY Borrower who oo-signs this S�curity
<br /> Instrument but does not eaecute the Note: (a) is co-signing��is Security Instruni...�..t orily to mortgage, gra�ax�d eonvey that
<br /> Bonower s interost in the Prope[ty under the tem�s of this Sxurity lnstrument;(D�is noi personally obligak+a w paY the si�mg
<br /> secured by this Security Instrument;ard(c)agrees that Lender and any other Borrower may agree to extend.aa�dify. fort�wr or
<br /> make any accoronwdations with regard to the terau of this Securiry Instrument or the Note without that Borrower's eonsuu.
<br /> 13.l.oaa Charges.If the loan s�by this Security Insuument is subject to a law whi�sets maximum loan c.harges,
<br /> and that law is finally interpreted so tt�at th�interest or other lou�charges eollecied or to be coF'.�acsed in cexs.�ection with the
<br /> toan exoeed the permitted lirniu,then: (a)any such Io�c charge shall be reducod by the a�riount irecessacy ta cu��:ce the charge
<br /> to the permitted limit;and(b) anY sums already coll�from Borrower which exceeded pernoitted lir�iu wiif 6e tefuaded eo
<br /> �Borrower. L.ender may choose to make this refund 6y reducing the principal owed under the Note or by making a c55roct
<br /> payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayroont wittwut. aaY
<br /> prepayment c}►�rge under the'_tiote.
<br /> l4.Notioes.Any notice Lo Bonou•er provided foc i�this Sacurity Instrt3metk sha11 be 8iven by delivuin,g it or by tnailing ,
<br />_ it by firsi ctacs mail unl�ss applicable law requires use of u�other methad.The notioe shall be directod to ttee Property Address
<br /> or any od�er �ddress Borrower designates by notice to I.ender. Any not'sce W L.erder st�all be giyen by first class mail to
<br /> L,ender's address stated herein or any other address Leader designates by notice to Borrower. My notice providod for in this
<br /> Security Instrument shall be deemed to have been gicen to Borrower or Let�er when given as providod in this paragraph.
<br /> 15.Govaving Law; Severabiltiy. This Sectirity instrument shall be goveme� by feder�l law a� the law of the
<br /> jurisdiction in which the Property is located. In the e�'eat tt�at any provision or elause of this Soeurity Instn:ment or the Note
<br /> conflicts with applicable law, such conflict shall not affxt other provisions of this 5ecurity Instrument o:tTte hote which caa be
<br /> glven effect witiwut the conflicting provision.To this end the provisions of this Securiiy Instrument and the Note are declaced
<br /> to be severable.
<br /> 16.Barrowv's Copy.Bonower shall be given one conformed oopy of t�e Note and of this Security Instzument.
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