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<br /> T(K;E:THFR WITH�II ils.•in�ra�•cmcnt�ru�u•ur f►CrCaftcr crected on lh..pro}�eny. �n;l all c:a�cnkntc.appurtCrr•uucc. inJ
<br /> fixtu�.c �x.w•nc h.raftcr a part af ttk. pr.�ny. All r�lu��nxnts a�xi uclditians �twll ulso n� ��utiera� ay initi a�uriry
<br /> liut�ununt. All.�f the tbrcgaing i�refernYl ta in this Securit}•Instrunxrt�thc'Propeny."
<br /> BORRt)WER C(?VENANTS il�i Hurmw•er is i�w•fLll�• seicul of thr estate hereby cum�eyed:uul hv the right tu gc;u�t �nd
<br /> com•cy�th:: Prup;.ny arul that th:. Prap..rty is uncnrumh.r�J, exc�pt t'ar c�uum6rancca c�f'r:corJ. Cc�r�aarr uarnnts ��d will
<br /> �iefuui generall�• tl�e title to the Propert��a�ainst all rl�in�.a�x1 den�anJs. �ubjeci ta any eix:umbrances of nxcuJ.
<br /> THIS SLCURITI'INSTRUMENT combiius unilurm cove�unts fur national use aiW nan•unifuru��r�veiwnts with liwited
<br />- v:uiution� byjurisdiction to rnnstitute a uniforn�securiry instrument covering real pcopeny.
<br /> UNIFORM COVENANTS. Eiorrow•er and Lender mvenant and agree�s fnllows:
<br /> 1. Paywcni oi'L'►6►ui�l and Interest; Prepa�+ment And l.ate CUurg�. I3uttoWer shaU prompUy ��ay when duc A�c
<br /> princip;J nf;u�d i nteresi an.Ox clebt c�•idenccd by the Note and any pmpaymcnt:uvi l;;u;�hargcs due under dic Note.
<br /> 2.Fuetds fi►r T+i�r�,;�,�rP l;�s+ustuce. Subject to •r�plicable luw or tu n wnio;�r•+:;;iver by L.ender, tiorrower shall pay to
<br /> L,em;ler on tIu diti rr.r.ti�tJ:lk�-w;inci��.�;u��Gtt uncier Ihe Nate. until Ihe Note is p;rid i�i.fvll, a wm("Funrls")for: (a)yearly txxes
<br />" ;uxi:�seurricn�s �:'�.:•;:t :�uti axain priority over this Security Instrument:a a lien oi.ci�.Property: (b)yearlp le�cehold payments
<br /> or ground ren�c on the Pm�rty, if any;(c)yearly hazard or prapeny insurarice preauunu; (d)yearly t]ood insuranc�e premiums,
<br />- if uny; (e) yearly mort�age incurance premiunu, if any;and (Q any sums payable by Borrow�er to Lender, in acconlunce with
<br /> the prrnisians of paragraph 8, in licu of the payment uf mortgage insurance premiums.These items are wlled "Escrow Items.'
<br />= Lender may,at any time, rnllect uxi hold Funds in mi an�uunt not to exceeci thc maxi��um nmount o Iender fo�a foderally
<br />- related nx�rtga�e loan n�ay require far Bacrower'�ekruw accau�u under the federal Real F.stute Setderr►au Prarxfure.c Act of
<br /> 1914 ar amendeci frc�m tin�e to ti�i�e, 12 U.S.C. Sec�iun 2601 r�seq. ('RESPA"l. unless :uuuher law thut a�lies to the Funda
<br /> t:c�s a Ic�Kr�ncwnt. If w. l.c�xlcr may, ut wry �in�c. collcct wxf hold Fwxfs in cui cuixwnl �wt to ex��cal thc Ic�cr unwunl.
<br />- l.cixkr nuy cuinute thc w�uw�u uf f=u��lc �uc an ilu twis uf currciu�l:aW utxl reaw��lile catinwte�at'cxpctxiiWres of future
<br /> �xt�uw Itcnu nr �xhcrwisc in uc.�uJrncc with u�►plirablc law.
<br />_ Tfk F�unJ. ►h•rll lx hclJ in wi inuituti��n wtxi�c drpusitc :►re l�uural by a fcJ:rai ugcncy. i».�trunxntuliiy, or cntity
<br /> (i�xludin� L.cikk:r.if L��xt�r iti�.uch un institudunl c�r in any �cdcral Hu��tic Laan Bank.L,erxlcr stwll apply thc Fwtids to pay thc
<br /> Escrow Itcros.Lcndcr n�ay nat char�c &�rr.�u•c�fi�r hulJing and applying thc Funds,a�mually�nalyzin�thc escrow account. or
<br /> verifying the Escmw Itenu,unless Lc�uler pays BoRUwer i�iterest on th�:Funds and appliazble law permits Lendtr to malce wrh
<br /> a ctwrge. How�ever, Lender tndy requiie Borrower to pay a ane•time charge for an indeper�dent real estute tax reporting sen�ioo
<br /> used by Lerxkr in conneetion with this loan. unless applicable law provides otherwise. Unless an agrcement is made or
<br /> stpplicable !aw requires intuest to be paid, i.ender shall not be requiral to p�y Borrowa any interat or eamings on the Funds.
<br /> Bonower and Lender rr�y agree in writing, however, that interest st�ll be paid on the Funds. Lender shal!give to Borrower,
<br /> without charge, �n annual acawnting of the Funds, showing credits and debits to the Funds and the purpose for whicfi eacii
<br /> debit to the Fuads was m�de.The Funds are pledged�additional security for all sums secured by this Security Iiutnunent.
<br /> If the Fw�ds held 6y Lender exceed the air►ounts pemutted to be held by applicable law,Lender shall account to Barrower
<br /> for the eacess Funds in accordance with the requirements of applicable law.If the zrnount of the Funds held bp Lender su any
<br /> time is not su�cient to pay the Fscrow Items when due,[.ender may so notify Bomowu in writing.and,in such case Borrower
<br /> shall pay to Lsnder the anwunt neccssary to make up the deficiency_ Borrox•er shall make up the�cieacy in no more tl�a
<br /> twelve moraisip F�Ymenu,a!LenQer's soie discretion. . ...
<br /> Upon paynieau in full of�II sums secueed by this Security I�strwenent, Lender shall promptly refund to Bocrower at�y
<br /> Funcis held by Lender.if,under paragraph 21. Ler�der shall acquire or sell the Pro�rty,I.ender, prior to the�cquisition or sale
<br /> o'f the Property, sh�ll appSy any Funds held by Lender at the time of acquisitiQ�e:sale as a credit against the sums securod by
<br /> this Securitg Iaurument.
<br /> 3.Applic�taoa ot Ppyntents.UNess applicable law provides otherwise,all p�yments t�eceir•�ad by Lender under paragr�phs
<br /> 1 and 2 shall be applied:first,to any prepayment charges due under the Note; second,to amowsu payable under paragraph 2;
<br /> third.to intereu due;fourth.to principal due;and last.to any late charges due under the Note.
<br /> 4.Cbar�es; I.iees.Borrower shall pay all taxes. s�ssessments, ch�rges,fines and impositions attributabk to the Property
<br /> which may auain priotity over this Security Inctrument, and leasehold payments or ground rents, if any. Borrower sl�ll psy
<br /> these obligataoas in the n�cu�er provided in puagraph 2,or if not paid in that mvtner.Bonower shal!pay them on time d'ue�iy
<br /> to the persan owod payment.Borrower sh�ll promptly fumish to Lender a11 aotices oF amounts to be paid under this paragr��h.
<br /> If Bonower uu�es these payments directly, Borrower shall prompdy fumish to l�ier neceipts evidencing the payments.
<br /> Borrowuahall prompdy disch�rge any lien which has priority over this Security L�strutnent unless Borrower: (a)agroes in
<br /> writing to the pzyment of the obligation socured by the lien in a n�u�er acceptable to Lender;lb)contests in good faith the lien
<br /> by, or dofersds against enfarament of the lien in, legal prooealir�s which in the Lender's opinion operate to prevent the
<br /> enforcement of the lien; or(c)secures from the ho3der of the lien an agreement sati,sfactory to I.ender subordinating the lien to
<br /> this Security Inurument. If I,ender determines that aziy part of the Pcoperty is sub,ject to a lien which may attain priority ovu •
<br /> this Security L�stnunent, Lender may give Borrower a notice identifyijig the liea. Borrower shall satisfy the lien or taice oae or
<br /> more of the actions set forth zbove within!0 days of the giving of notia.
<br /> Fo�3028 a�90
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