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�0�104803 <br />451103706 <br />otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating <br />circumstances exist which are beyond Bortower's control. <br />7. Preservation, Maintenance and Protection of the Property; Inspections. Bonower shaIl not <br />destroy, damage or impair the Property, allow the Property to deteriorate or conamit waste on the Paoperty. <br />Whether or not Borrower is residing in the Property, Bonower shall maintain the Property in order to prevent <br />the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to <br />Secrion 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property <br />if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in <br />connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or <br />restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds <br />for the repairs and restoration in a single paymettt or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, <br />Bonower is not relieved of Borrower's obligation for the complerion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has <br />reasonable cause, Lender may inspect the interior of the improvements on the Property. Lendea shall give <br />Bonower notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Bonower shall be in default if, during the Loan application <br />process, Borrower or any persons or entities acting at the direction of Bonower or with Bonower's <br />knowledge or consent gave materially false, misleading, or inaccurate informarion or statemeats to Lender <br />(or failed to provide Lender with material information) in connecrion with the Loan. Material representations <br />include, but are not limited to, representations concerning Borrower's occupancy of the Property as <br />Bonower's principal residence. <br />9. Protection of Lender's Interest in the Property and Itights Under this Security Instrumen� <br />If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there <br />is a 1ega1 proceeding that might significantly affect Lender's interest in the Property and/or nights under this <br />Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forFeiture, for <br />enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br />regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br />reasottable or appropriate to protect Lender's interest in the Property and rights under this Security <br />Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the <br />Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which <br />has priority over this Security Instrument; (b) appearing in court; and (c) paying reasottable attorneys' fees to <br />protect its interest in the Property and/or rights under this Security Instrument, including its secured posirion <br />in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to <br />make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate <br />building or other code violations or dangerous conditions, and have utilities turned on or off: Although <br />Lender may take achon under this Section 9, Lender does not have to do so and is not under any duty or <br />obligation to do so. It is agreed that Lender incurs no liability for not taking any or all acrions authorized <br />under this Secrion 9. <br />Any amounts disbursed by Lender under this 5ection 9 shall become additional debt of Borrower <br />secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of <br />disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requesting <br />payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the <br />lease. Bortower shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel <br />the ground lease. Bonower shall not, without the express written cottsent of Lender, alter or amend the <br />ground lease. If Bonower acquires fee title to the Property, the leasehold and the fee title shall not marge <br />unless Lender agrees to the merger in writing. <br />NEBRASKA,--Single Family—Fanaie Mae/Freddie Mac [JNIFORM INSTRUMENT <br />� 338.4 Page 7 of 14 Form 30281/Ol <br />.� <br />_ Cl <br />