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<br /> lf t4e anwunts held by i.eMler for �scraw Itcros exce�xl�tse amounts penuitted to be d�id by RESPA.L.eader
<br /> s2u11 accouat to Borruwa for the exsess futtids ss requiruf by RESPA. lf the amwnis of funds hcld by Lendcr at auy ^
<br /> time is not sufficient to pay thc Esccow Ite�as whca due. l,euder may notify cIu Bomowu aacl require Borrower to �
<br /> m�CC up the short�ge as permittal by RESPA. °
<br /> 'IUe Fscmw Fuuds are plalged aq addidoc�l security for all wms secured by thi� Secusiry Iasttumeat. If -
<br /> Bonowu tenden to l.auler the fu11 paysc�eut of all such sua�s.Borrower's account shall be credited with the balaace _
<br /> reauining for all installmeat i.ems(a),(b),%ad(�)and any mongage insuraace pnmium intiallmeai that Leader h�s _
<br /> not bocome abligued to paY to the Sesretuy. u►d i,eiuler s1w21 pmmptly nfund aay excess fuada to Borrower.
<br /> Immediately prlor ta A foreclos�ue s�le of the PropertY or iu acquisition by I.eader. Borrovvzr's account shall be
<br />� creditod with�ny balance r�mainia�for all iattallmeats for items(a).N).aad(c).
<br />`F 3.Apl►licatbp ot Pai+meaW.AU Paymnis un�Cr Pu';Braphs 1 aad 2 shall be applied by L.ender zs follows:
<br /> � �,to tlu awrtgage insurance preauum to be paid by I.eader w the Sa�etazY or to the moathly cbarge by the -
<br /> -_ Soccetary instead of the monthSy mortg�ge insur�aae pnmiom;
<br /> ' �� to aay tues,speci�l assessmeats.leasetwl3 paymeats or grouad regts. and fire.tlood�nd other huard
<br /> � insurusa gresaiums.as i'oquirod:
<br /> _ ��to interest due uader the Nau;
<br />_� �y�, to amonizatloa of the principal of the Note;and
<br /> �,tv lue charges due uader the Nou.
<br /> 4.�,F��p�Ler�rd Iasurance.Borrower shall iacure�ll impmvements on the Properry,whethsr
<br />-� now in existence or subsegueady erectod.a8�inst aay hazards,casualdes,aad coatingmcies,includin8 fire.for which
<br /> y�� l.eades re9uires insur�aoe. 'Ibis insuraaoe shall be maiatained ia the uaounts aad for the perials that L�eader
<br /> _ requirea.Borrower stwll�lso iusun all impmve�wu on the Propcity, whether now in existeace or sabso9�Y
<br /> - erected,aBaiast loss by floods to the Wcunt roquiied by tbe Secretary.All iasurwce shall be curied with wnr,�aies
<br /> y;� approvcd by Leader.The insuratice policies�nd any reaew�ls shall be held by Lender utid sl�all includo loss paysble
<br /> cyuses�a favor of,aad ia a form�table w,Lrender.
<br /> -��� Ia the�veat of loss,Bormwer sLstI give L�en�der imaaediau notioe by mai1.I.eader may�Y�e proof of loss if not
<br /> ' ?�Pro�Y bY��wer.Fach isi:.nnce co�.pany coac�txd is hereby authoriud aad d3rected to m�1ce P�►Ymeat
<br />�� for such loss directly co 1�ender. iasuad of to Bacrawa aad to L�ender jointly. All or aay part of the lnsuraace
<br /> p�C�dp 1�y p��fpyCQ fyy"t.CBGa'►at iis opiii�t,ciii�'u=ii/:'v':�.i.�L'3t�:�II C:•,,*�,• ��,•�•�,"�••,,,Arr rt�.IJcxe aod
<br /> =' tbis Security Iastrummt,first w aa�delinqueat uaounts�pQLio3 in the order in puagtipb 3,and tven to PnpaY�ot
<br />� of priacipal, or(h)to the reswrmon or mpair of tbe d�m�ga: Property AaY �PP1�on of the proaeds w tbe
<br />� princip�l sha11 not extead or postpone the due due of tlse monthlY PaYments which are referrod to in paragnph 2.or
<br />'—� chaage the amouai of such�ymeats.Any excess insurwce proceeda ovor�a wwu:u roquired w pay all ouistaadiu�
<br /> � �adebtedaess uader the Nou aad this Security lastrumeat shall be paid w the enary leg�lly wsidod therew.
<br /> ��� Tn the eveat of fonclosuce of this Security Iaunimeat or other tniatfa of tide w tls�Propaty tl�ae eauinguis�es
<br /> tLe indebtedaess. all ri�ht. title and i�terest of Borrower ia aad to iasuranee policies ia focce chall pus to 1se
<br /> _�s punchaser.
<br /> � 5,�YnCyt PIYS�Y�f���inf�ns�n���pp Od�pl��yf�'[bACl�S TAY��f
<br />'—' I,easeLold�. Borrower thall occuPY,es3ablish,aad us�the Property as Borrower'a principal raideaoe within sixty
<br /> - d�ys aftu the execntion of this Secvrity InsTM„*,�,r(or withia sixty days of a later s�le oe ti�fer of th;.Pra�aty)
<br /> �� aad s�ll contiaue w oxupy the Property as Borrower's grinrir�l resideace for at least oae year aRa the date of
<br /> - oxupaocy, uakss L�ender determines thai requiremeat will cause uadue hardship for Borrower�or unless exteau�tia$ .
<br /> � ciraimstances ezist arbich are beyoad Borrowa's conaol. Bortowu stc�ll notify L�eader of any exteauuia8
<br /> - clrCUmstances.Borro�er sh�ll not commii wasie or desuny,duva8e or substaati�lly chaage the Prop�ty or allow the
<br /> '�� Property to deterior�te.teasonable wtar aad tear ezcepud.I.eader may inspect the Property if the Property is vacwt
<br /> or abaodoned or the Iwa is ia defwlt. Leader mry cake reason�ble actioa w protax ard preserve sucU vacaat or
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