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20�10475� 9. Prot�tion of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in banlauptcy, probate, for condemnation or forfeiture, for enforcement of a lien which ma.y attain pritority over this Security Instrument or to enforce laws or regulations), or (c) Borrawer has abandoned the Property, then Lender may da and pay for wha.tever is reasonable or appropriate to protect Lender's interest in the Property and rights under this 5ecurity Instrvment, including protecting and/or assessing the value of the Property, and securing andlor repairing the Properiy. Lsnder's actions can include, but aze not limited to: (a) paying airy sums secured by a lien which has priority over this Security Instrument (b) appearing in court and (c) paying reasonable attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secwred position in a banla�uptcy proceedin�. 5ecurin$ the Properiy includes, but is not limited to, entering the Properly to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Althou�h Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Sectian 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrumenf is on a leasehold, Borrower shall camply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee tifle shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage reqwired by Lender ceases to be available from the mortgage insurer that previously provided such �nc�ran�e and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower sha11 pay the premiums required to obtain covera.ge substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insuranca. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Barrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and I.ender requires separately designa.ted payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condidon of ma.king the Loan and Bortower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Bonower and Lender providing for such termina.tion or until termination is required by Applicable Law. Nothing in this 5ection 10 affects Borrower's obligation to pay interest at the rate provided in the Noke. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Barrower is not a parly to the Mortgage ?��n�:. Mortgage insurers evaluaxe their total risk on all such insurance in force from time to time, and may enter into agreements with other parties tha.t share or modify their risk, ar reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to ma.ke payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage IncnranSp premiums) NEBRASKA - Single Family - Fannle MaelFreddie Mac UNIFORM INSTRUMENT �-6(NE) �oe� t � Page 8 of 16 i�aa�: Form 3028 1/01 ��