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<br /> paYn�ent�nuy �x+lan�cr bc rcquireJ. at thc optian uf I,e��1rr.i�n�►rtgugc u�.sur�ncc co�•cragc Un thc u�x�unt aixi far�nc pc��w �_
<br /> that l.e�xfer r�yuires►p�uvi�la:d hy an iiuurer:tppru��cJ hy l.cndcr aguin lxtiunks uvuilaF+le;uui i���bwinccl.Borruw�cr st�all p:►Y
<br /> dic p�cntiwns e�quircd to maintai�t nwrtgag�irour:uuc in effcct,or t�,p�u�•idc u lus.� �curve.until thc rcyuircn�ent fur nwrt��kc !_
<br /> insur�uk�e e�•in uwrd:uu�with any written ugrccmcnt bcswecn Banuw•er�utid Lcndcr��r upplicabl�law. ��r�1 �ive =
<br /> y.l��on. (,�nder or itc ngcnt nuy make rc:�.umahle entrics�{x►n unJ ia��tiu».c of the Pn�erty. b �
<br /> Bt�rco��er notiee at the time of ar prior ta an inspertion specifying re:uanabie cause fur the inspec'tiui�• _
<br /> 10. Contle►nnatior�. The proceeds oi any aw'ard or claim i'ur dantages, din:rt ar cUnscaucncial. in cottnection with any _
<br /> condemnatian or utlie�ts�:ing of an�• part af the P�operty. ur for cum�eyance in lieu of car�temnation, are hereby ascigned and
<br /> st►ap be paid to Le�uier. _
<br /> In the event of a tot�l takin�of the Propeny,the prneccds shall be applied tn the sums secured by this Security Instrument,
<br /> whether or noc th:n due, with any e�ccss p:►id co B�ttower. In the event of a parti;il taking of the Propeny in which the f:ur
<br /> market value of the Praperty imn�ediatet}•bc::*re the tuking is cqual to os greater tt��the amount of tti:wms secured by this
<br /> S��urnzy Instrument i��u»ediasen•bef.�r;.::�:.:al:ing,uotess Bormwer and Lendec al�erwisc agree in uriting,the sunu secured by
<br /> this S��curity Instiument shalt b..�"du�:+�1�y th2 an�u:k a6�hc Proceeds multiplied by thr, follt�wing fraction: Cap she tc�tal
<br /> amount or the surns�curc� immad�ax�y N�='�sL lhc�aSC°��. ao•:ided by (b)the fair market�:�ur of thr Pcapzrty �mmetlia.tl�
<br /> before the taking. riny bal:+n:: s'•�11 be P�.c➢���''1TOWeT. ta the event of a putial taL'ing of the�t'c�nY �n which the fair
<br /> m�r{cet value of the Property imnxdiately befare the taking is less than the amount of the sums secured inunediatelY before the
<br /> taking,unless Borrawer sutid 1-ender othenvisc aStee in writing or unlcss applicable law otherwise provides, ths proceeds shall
<br /> be applied to the sums secured by this Security Instrument whether or not the sums ure then due.
<br /> If the Property is abuncloned bY Borrower,ar if,after notice by l.ender to Barrower that the condemnor offers to n�{ce un
<br /> award or settle u claim for d�es, Bottawer fails ta respond to I.cndcr within 30 days aRcr the datc thc notice is given,
<br /> l,ender is suthorized to collect and app�Y the proccedc.+u�ts option.cither to restaration ar rcpair�f thc PropertY or w chc a�+��
<br /> ►ocurod by this 5ecurity Instrument.whether o�ncu then dur. li��i ��. n��c to pri�xipal �hall �Kx czt��xl u�
<br /> Unkss Ltnde� uncl Borrawcr otherwi�e ugrce in wri�ing. anY •rpp P
<br /> postpcx�c the due date of the nx�nth{Y paYments refcrred to in�ua��'aphs 1 cux!2 or ctwn�c thc�ncwnt uf'auch paynknta.
<br /> 11.Bo�'rower Not Reiex.sed: Forbe�rsu��e SY �'�r N°t p waivee.Extc��iw���f tF►c Nmc fur p�ymrnt��r nxxfification
<br /> of�rwnizntion of the sunu�ccurod by thic Security I�4ctrument graneal bY Lcndu t°any`uc`r`s��jn intcrc�t uf liurrowcr shall
<br /> ixu aperate to releasc the liability of thc originxl Borrowec w Borrower's successors in intcrcst. [.c�der slwll�wt hc roquirod to
<br /> cammence prooeodings ag�inst any successor in interest u�ref.ise ta extend time for payment or otherwise modifY amort�ration
<br /> of the sums securod by this Sr.curity Instrument by re�son of any demand made by the original Borrower or Borrowec's
<br /> succesw�s in interest. Any forbearanoe by Lender in exercising any right or nmedy sitial� not be a Wai�er of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suoressors and AssiY� Bouad; Joiat sind Sevet�tl l.iability; Co-signers. The covenants and agraments of this
<br /> Socutiry I�utn►cnent shall bind and benefit the successors �nd assignc of Lender and Bor*owec. subject to the provisio�u of
<br /> _., oaraQraph 17. Borrower's covenznts and agraments shall be joint snd several. Any Borrow�er�h.vrnn►gud oonvey tt�t -- - -_
<br /> Instrument but does not execute the Note: (al is co-sigrong�ni� �a.-w�iy I��cur:...."'►.�nl; .o m Ko�-
<br /> Barrower's interest in the Property under the tertns of this"Security inurument;(b)is not personaliy obligatecl W pay thc s�m:
<br /> � socured by this Security Instrument:and(c)aSrees t h a t L.end�r�d a°y°�r B°n°wer may agree to eztend.modify.farbear or
<br /> nuLe any accommodations with regard to the terms of this SeL�ttrity Icsst�ument or tBe i`ott without that Borrov►'er's consenl.
<br /> 13.I.o�a C6arges•If the loan secared by this Security Instrument is subjoct to a taw which stts maximum ioan charga,
<br /> apd thai lavr is �inally interpreted so[hac the interest or other loan ci�arges collected or to be collectod in coiu�e:tion with the
<br /> loan ezceed the Qermitted limits, then: (a)�ny wch loan charge sh�ll be teduced by the amount neaes.cary to reduce the eharz
<br /> to ttse permiuod limit:aad(b)�ny sums alr�a3y�°llected from Borrower which exceeded pemii�Sirruts witl be refundod ta
<br /> goauaer, Leuder may ctwose to make this refund by reducing the principal owed under the I�ute or by �icing a direct
<br /> paYment to Borrower. If a nfund reduces principal, the raiuction will be treated as a partial PcepaYmwt without aay
<br /> pre�ayment charge undu the Note.
<br /> 14.Nodces.Any notia to Borcow•er provided for in this Socurity Inuivroent shall be 8iven by delivering it or by mailictg
<br /> it by firsc clacs mail unless applicable law requires use of anocher method.'I'he notia shall be directed to the Pcoperty Address
<br /> o; �ny otlur�ddress Borrower designates by notice to Lsader. Any notice to Les�der sha11 i�e given by Frsa ctass mtil to
<br /> _ Lender's address statetl herein or any other address Lender designates by notice to Bonower. Any rwtice p►b�ided for in this
<br />.— Securiry Instrument shall be deemod to have ban given to Borrowu or Q,ender when given as pror•i�d in this pu-.►graph•
<br /> 15.Goverdng Iaw; Severabtlity. T6is Security Inswment s1�all be governed by feCeral law and the law of she
<br /> jurisdiction in which the P�operty is located. In the event that any provision or clause of this Security Insuumznt or the Noce
<br /> wnflicu with applicable law. such wnflict shall not affect other provisions of this Securiry Inctrument or the Note which can be
<br /> given effect without the conflicting provision.To this end the pmvisions of this 5ecurity Instrument wd tlu Note are declar�d .
<br /> to be sever�ble.
<br /> 16.Borrower's Copy.Borrower shall be given one wnfornxd copy of the Note and of this Security Instrumeat.
<br /> Porm 3p28 9190
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