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<br /> TOGETH�lt W l�11 a1Z thc iuy�ru�es��ents r►ou cx hercalter tmted on the pn�perty�.wti:!ull w.Knknl�, appu�tcti:ukcs,sut:1 =-
<br /> f xture.r• iww ar her..:►Qcr a put <,f thc prc�crty. Ail rcpi�cenuni> wwZ "wi�i::1R: •.I,•u ,Iw� t+c cuvc�w! bY this Security
<br /> l�utrunxnt. Ali af the fiucguiag ic refcrr4-.i u�in this 5ccuri�y latitcument us ttx"Prn�ny.'
<br /> BORROW�R COVE13 ANTS Ilut 6:�rraw•.r is lawfully seiscd of�{�c c+wcc Iticrch�•eun�•eyal:ind t�u the right to grar►t wtid
<br /> crn�ey titie Prc�crtg acuJ that the Prolxrty ic unencumbercxl,ez�ept fur eneumbrcuxe�uf r�tiurJ. [i�rrowcr wurr.uua :uu1�t•ill —
<br /> dc.fend gcncrall}r the titic to tl�c Pn,perq�:agaiiut all clain�.c:uul denunds.Wh,jttil I���1} C��IiIN(:U1CC5 Of P�'C^�ft�.
<br /> TH1S S�CURITY INSTRUI►1ENT combines unife�rm cuvei�us Far nrtirn�l u►e w� iw�n-unifiuiu u►venants with limitecl
<br /> v�riations by jurisdiction to cun.ctitutc u uniform s.xurity inst�un�U cu�'cring rcai prupr�iY• `
<br /> UNiFORM COVCivANTS. Borrower a�xl Lender��=���ie�C��p�rrow.:r shall promptly pay when due tl�e
<br /> 1. Paymeat of Principal and 1utPrest: PrePs�Y re ment and late charges duc under the Note.
<br /> principal of und interest on thc debt eviderued by the Ncue and uny p P�Y
<br /> Borrower slwzll pay to
<br /> 2. Funds for Ts►xes Qad Insurwice.Subject to applicablc law or to a�ten w•aieer by Lender, �.1 taxes
<br /> Lender on the day monthly payments are due under the Note,until the Note is d in full,a wm("Funds")for: (�)y y
<br /> and assessn�enu which may anain priodty over this Scxurity Instrument as a lien on the Property:(b)yeae�Y�easeiw�d Payme:nts
<br /> or ground rents on the Property. if anY;<�)Y��Y��d or propeny insurance premiums;(d)yearly flood insurance Prcmiums.
<br /> if�ny: (el yearly mortgage insurance premiums. if a��y: and(� any sums Payable by Bnrsower to Lender.in accorda�xe with
<br /> the prv�isions of paragraph 8,in lieu of the paymeot of mortgage insurance premiums.7'hese items are called"Escrow Items."
<br /> ix�xier may, at any time, collect and hold Funds in an amou:u not to exceed the m�ximum amount a lender for a feder.�lly
<br /> related motlgage loan maY requirz for Borrow�er's escrow ac��vunc arder cfx feders►1 Real Fstute Settlement Procedures Acc of
<br /> 1974 as smended from time to time. 12 U.S.C. Section 26Q1 er ser�. ("RESPA'�.unless a�wther la�v that applies to tlze Funds
<br /> se�a'l�sur amount. If sa. Len�rr may, at�i} time, callect and hotd Fur.�s in z�.-� wwunt not to exceed the les� an�ount.
<br /> Lem�er may estimate the asnwsz of�unds dtte on the bas�s of:urrent ds:s at�i Rs-�r.:42: estimatr.c�f expzaditt�res af future
<br /> F�,x�w itetr�s c�r oihErw'ise in ac.'o�e with applicable law.
<br /> Th� Fur�ds shall be held in an institution whose de�osits arz in�u�cxl by a foderal agency. instrvmentality. ur entity
<br /> (inetudine Le+",r�er,iF l.ender is such an inctiwtion)or in any Fectzrai Home Loan Har�lc.Lender shal�aFP�Y�e Funds to pay the
<br /> Fscro�•[tems. Lender maY not chuge Borrower for holding and applying the Funds. annually analyzing the escrow account. or
<br /> verifying the Escrcv►-Iumc, unless L.ender pays Borrower interest on thc Funds and applicablc law permits Lender to make such
<br /> a charge. However. Lender may require BatiTOwer to pay a one-time charge for an independeat reai estate tax ceporting senice
<br /> nsed by Lender in connection with this loan. unless app�icable law provides otherwise• Unless an agretment is cnade ar
<br /> applicuble law nquires intereu to be paid,Icndcr shall not be required to pay Borrower any interest or eamings on the Funds.
<br /> BoROwer und I.ender may agrce in writing, ho�ever, that interest cha1�be paid on the Runds. Lender shall give to Bortowrr,
<br /> without charge,an anm+al account�ng of the Funds, showing credits a��d debits to the Fu��ds and the purpose far which eych
<br /> dcbit to the Funds was macic.The Funds ue plodgod as additianal security for all sums secured by this Secm�ty instrument.
<br /> If the Funds held by i..ender excoed the anwunts permittod to be hetd by applicabte law.I.oncler sF�all account to Borrower
<br /> for the exass Funds in accordance with th�ro9ui�erne�us°f�Pp����e law.If tlx amount of the Funds held by I.ender ai any
<br /> time is not sufficient to pay the Fscrow items when due. 1-er�dcr may so notifY Bomower iL writing.and.in suc n m more thaa
<br /> ' . sh�tl p�y to L�ender the amoutu necrssary W mtice up titie deiu.-iwn;y. ,r,.�.,..... sltz!l�m:»e a�.ht�!f�!'4!!+�y ' _ . . ..- _
<br /> twelve montlily{�aYmenu, at Lender's sole discraion.
<br /> Upan payment in full of all surnc securod by this Security Instrumenc. Lender shall promptly refund to Borrower any
<br /> punds held by Lender.If, under paragra.ph 21. Lender sl�all acyuire or sell the Property.I.ender,prior to the aoquisition or sale
<br /> of th�;Pcoperty,shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by
<br /> this Scxs:rity Inututnent.
<br /> 3.Appiicallon of Paymeats.U�1ess aPP��cable law provides otherwise.all payments received by Lender under�a�ragrapi�s
<br /> 1 and 2 s1�a11 be applied: first. to anY P�Yment charges due under the Note: seoond.to amounts�ayable w�der pazagta�6 2;
<br /> thind,to interest due;fourth,to principal due;and last.to any lace cl�rges d�e u�dC=�e N°�.
<br /> q,C�rges; I,iens. Borrower shall pay all taxes.assesscnents.ch3rges. fires an3 impositionc atuibutable to t�ke Property
<br /> whic�may attain priority oves tE�is Security Instrument, zad leasehold payments ar ground rents, if any. Boaowrr sl�all PaY
<br /> thest obligations in the rt�anoet provided in paragraph 2.or if not paid in that ma�u�er.BoiTOwer shall pay them on ti�e directly
<br /> to the person owau`.payment.Borrower st�all promptiy fumish to Lender all notices of amounts to be paid under this paragraptt.
<br /> If Batrower m�tces tiuse payments directly.Borrower shall pramptly furnish to Lender receipts evidencing the paymeats.
<br /> Borrower shall promptly dischuge any lien which h�s priority over this Security Instrument unless Borrower:(a)agrees irc
<br /> writing to the payment of the obligation secw�ed by the lien in a n�uier acceptable to Lender.(b)contesu in good faith the[iea
<br /> by, or defends against enforcement of the lien in, lPgal proceedings which in the Lender's opinion operate to prevent the
<br /> enforcenxni of the lien;or(c)secutes from u'u holder of the lien an agc�eement satisfactory to Len�er sulwrdinating the lien W
<br /> this Security Instrument. If Le�er detemtines dtiat anY Part of the Property is subject to a lien which tnay aitain priority over
<br /> this Security lnstrument, I-cixier may give Bottower a notice identifying the li�n. Bonower shall satisfy the lien or take one or
<br /> more of'the�ctio�s set forth above wiihin 10 days of the giving of zwtice.
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