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.� .. ��n;.�-.�._ ��.� .1..a.�...y...,.:...._.._ ..__._ .��,�.-____--__— �_. ., . - _ '-�'=r�:�;.�x?_,': .��---- •-- -• _'_��----�_� �.. -.�:��°��-- - � ' ��-. ---- —-- �.:._._. __ - - • �_ TOGETHEN WITH W Ih� rnpro�wnw�ts now or hwwJlw w�ctinl �o tne propurty. rn� rU wsw��w�t� ayNwtrn:+n�rs :uia --- faturea now or hK�atlw a pa�t of Ihr {xWawty � ry�lac��W�ta �.�c1 wdduons rtu�u�lsu br �o�wuf by ltu� Sr�:utdy Insliumr��l i AY at thQ lor�ao++tiq Ir tol�trod to wi Ihix Sw:untY Instmnwinl rs lhr 'Fh�wty ��vr ,,,1 rnd h�� th� nµtil tu cp�nl �u�Q — BORROY1fER COVENANTS that E3nrroww' � ►�v�+�11 �� t Uie es4itc hrrrbY Y ,_ caivey thM Rc�:arty x�d lhat the P*�{��ty i+ wtiY►titumtssned. rKCnpl �W wuui�w�ca� ut rQC:ord Bo+ruww w��+��ts and w� __ dotend yenwxl�Y th�tAb ta th� Roµv+ty�yau�st Wi cl�wn� W�d d�nu+ids aubNct to�ny«icu+iduau:as u)i�+:wJ ` THIS SECUHITV INSTRUMENT coo�Uirs undorm covonanta lor natbna� uso �+�d nun•undam co�wunts wdh I��wl+.l C� v-- Qj �oru4ona by�uristACtSai to ccnsGtuta a wiilcxm s�curty�nslrumwil curwnU rw�l propwty 7� :,��_. UNIFOflM COV��JANTS 6orrow�r and LendK covan�nl and agne rs loliowa r- t. Paymoni of Princlpal and int�►�st; Pr.ip�y��aat and Lsta Cha�po�. H«�uww ��u ura»uuv wv w��, _ �i �'-'-- du�tlw prnc.+p+!ol�d intcresi un thP�t nvHiw+cQC1!�y Itw Noto w�d any prepaymw�t ond Utu ch+uqe� du�u�� t��h��tM �.T 2. Fundc tos Tax�a �u�d 1»�uranco. sun�ec�io+wG��:.�iK�+w or to a wrtten warvw by 4.wx1+� Bo+r��w ��iY Q = __- to Lender on tho day�ihfy pvy�te �re d�e under the Nate. uold lh� Nato Ia paid �n tud. a sum { Fw Ds�� IeasohoW� �' taz�a and assassnwnt9 whtch may at4w� pr�ority ovor tttts SECUrHy InslrumK+t u a Fw► a� lhe F'ropwry. ( ) Y� �suran�o ____ PaYm�nts w qround nnt9 on t�Y F'�opaty. it any: (c1 Y��N hstard or pro{�a1Y Insuranca prw�w+m�. (d) yuuN t� _ prw�tiums,q any:(�) Y�S'�9+9e 6�turanca prwntums.H any:and (Q any sumo payaWo by Bortowar to Lond�In occurd�nco — with the provtslon� a1 parapraph B. In Iiw ot tho payntsnt of mort4sfl� Inwr�nc� pr�'rc�a. rna� items are caliW 'Escrow � It�ns.' lander may, al u►y tYn�, ooM�c1 �nd hoki Funds k� an utwunt not to exce�d ihe nu�xM�wm �maunl � Iwider la a tadraUy rWted rtwrtytg�loan mRy raquka tor 8ortowar's escrow accouM u�dK th�iMiftsl Rwl Ectate SatU�m�nt� h.��s Act ot 1974 as am�nd�d kom tatw!o tYn�. 12 U.S.C.�2601 et sp. ('RESPA'1, unl�ss anoltWr law thal applits sels a Nssar amount I!co, LendK m�y at +nY Uirw• c°Ilect +►nd hold Funds h an a�na+nt nat to exce�d the tessx amount Londer may estknit�the unouet of Funds dw o+i tha buis o1 curtent dala and reasonabte estim�tts ot expandtures ot t�Wre Escrow Ilercts w othenvisa in itccordance with t+pP�e Ltw. ThQ Funds shall bQ hold u�an insGluUo�whyse daposils ara insund by a 1ad�a1 a9ancY,�^sUume+�t�'!Y.°j ��u�the"�ES ow �enda�, il Lenda Is such ar► instRution) or in an Fodaral Home Loan Bank� Lendar shaU apply the Funds to pay — Itans. Lender m�y not chuge Barowe�tar holdinq and �ppty�n9 the Fu�ds. annuaty anayzin9 ihe escrow account. a venfyw►y the Escrow Itwnf, untoss Lenda paYs Dortower Interes� o+� lhe funds and nPPGcabis la'" P�Triis Lendw to make such a chuge. Howevar, Lander may roqu'ao Bwrawer to pay a o�a-t4rw��ovide othe+�w'Q�Untoss an ta9roa+nent�is n�ad� o used by Lor►der in wnnacUon wilh this toan. uNass apPlic'ab� qpplicable law tpu"uw inl�est to be paid. Lende�shaY not be required to p�Y ��h� Fundst lvn�der shaY give�to 8 Rower. Bortower and Under rruy �yrea in writing, howe�x, ttwt intKest sha11 be Pald wtthout charge. m �nnua� acca+ntln9 01 the Fundc, showing credits and debits lo th� Funds and thQ pur{wse iors��a�h debii to the Funds was made• The Funds ue P�°d9�d �a°ddN°^al s�curiry 10►AU sums�eau�b�s��to Bortower U the Funds held by Lendr exceed the amcwnts Permilted to be h�id by appUcab�e tor the excsss Fur►da i�pccotda^ce with the requk«nenta ot appticab�e I�w. H the amount oi the Funda hdd by Lender al any tkne is not suffldent to pay the Escrow Items when due.Lender may so notily Bortower in writin9•and, in su„��tha • stwY pay to Lendar the amo+uit nacossary to rt►ake up the deflGency BorrowK shaN n�aka�P the daficlenay twotve monthy Wymmts,at Lender's soie discretion. rafund to Borrower anY Funds Uppn pay�rrnt M fuY o1 oN wrtu secu�ed by ihis Security InsWment. Lende► shaY P��PUY had by Londw. If.undw par�9nPh 21. Lender shak acquKe w seU tho Property. LencMr. prior to tho acquisition a ssal� ol thQ PropeRy,shail �pPN+nY Fund� hMd by Land� a!ttw tima ot acquisition or sats as a cradil aqrinst the surt►s a�cund by thts S�eudty Inatrummt. {�W provides otherwise, aU paymants recrived by LenrlK under g. Apptica�tiun of Psym�nts. un�s .Ppuab�a P�9�Phs 1 and 2 ahd be�ppNs�l: first, to anY PreWYn►0^t chu9es dua under the Note:sacond,to anwunls payable undw parayrapf►2:1htd. to itN�nst du�, tou�th, to ptinciPs�dur,and laat,to tny late ch�rges d�e undK tha Not�. 4. Chary�s; i,1�t1s. Borcowr shaN PaY aY taxss. wsassmmW. charges. finas �nd imposlUo+►a �ttributabk to the proparty which mwy aitih Pr�Y ova this S�curqY lnstrum�nt,and leas�hold PaYmnu a 9round�ents. d�nY. Bortowor chall WY 4,hete ot�lip�tions in tho m�nner Provided in pant�Dh 2. or H not p�id in thaf tn�nnat. BartowM SMN WY tlum on tlnte _ ---direcayt Sa tn�pwsvn v..:.: i��.:.L 8s.zy::�.•_h•r nn,�nntN Axr�h to L�ndx aM notices of s�mounts to b�pa�d�un�q�S -- p�ra9raph. li Borrow� m�ices th� p�ymenW droc2N. Barrowor shaU pronK�lfY hu�h to �.r►det r�cYR� psyments. Bortowa shsY Pr�P�Y discharge any Yen wh+ch has priattY over ihis Secu�ily tnstrument wAess Borrowu: (a) �yreas �n writlny to the paynNnt ot the obNyatbn secured by the Yen in�manner acceptaWe to Lender: (b) co�t�sts In good taith the � bY pr �a(r�da�g�inst en}oreement of the Yen in. legal Pro�eed'^4s which in the LendK's opinion opast� to prevent the entorce�nw►t ot the ien;a (c) secures hom the holder o1 th�lien �n agreement saUstactory to Unda►subord�nati�9�o er this this Security Mtwment•N �enda► datert^i^es that any P�1 of the Propaty is subjecl to a 4an which maY+ttain P�OfuY Security Instrument.Lender m�y give Borrower a notice Identityiny the lien. Bortower shall saUsty the fi�n a take on�or more ot th�actions sat fath a6ove withln 10 days ot the gMng ot nnUce. 5. Ha2iM Or Pfo�lrty Insut�ttCO.Barower shall ksep ths improvaan�e+ts now exlsUng or h�ce��x�rected on the propNty fnsund a4vnst bss by fin. fiazards irsduded withk► the term 'axtenMd covarayt' a.�d any oth�[+azards. includiny waa�s or tioodn�.tor whkti Lendar eaquires inswanee. This insurancs shaM bs rcrintained rr.t�e artwu�KS and tor the p�s that 4.ander rpuirea. The inwrsnce carcier (xoviding the insunnce shall be chosan by Bomc�c�e subject to l�ndw�s aGPt�r� whlch shall not M unnuonablY wRhhetd. tt Barowx fails to m�intak+ cov.rays descnbed abow. Lra,�a atiay. at Lac�r'a optlon,obtah cov�ge to prot�ct iender's righcs ir,the Property In accordance with paragnph 7. AG Enwrancae poAd�s and r�newals sha4 be aecePlable to Lender wnd sha11 include a stAndord mor.y-�e clausc. Lender shat4 lrave the rl�ht to hold the policles and ra�n�vrals. It Lender requ'res. Bortower shall P��PU1► 4ive to Lander aY ree�ipts ot p�ky pivmiuma and ren�wal notices. In the evont of bas, gortov;ar shatl qn+�Pron'�Pt notica to the insuronce arr»►+�nd Laxf�e�• L�ndar may m�ke proot of Wss'rf not made Pr�PyY bY�ow•e.�. Unkss Laider and Bortower othervvlse agrae w► writing. Insu�nca procaeds sl►a1�ba aPP� to rostoraUon or reps'v of the Property dartry�d,if the restoration a repair is�co�aNca�Y feasible and Lender's securitY ls not��. 11�tyh�o� sums rapair Is not oconumic�Y tKSibb or Le�der's s�au9tY would Iw lesswied.ths inwtance Proceed= s�� by thl� S�CUr�y {nsuumeni, whether or not then due, with any axc�ss W�d to Borrow�►. 11 Borrowx abandons the Rop�ty. or does not answK wittw►30 days a notico trom Lender that the lnsurance cartisr has oHw�d to seWa a daim. thw► Lendsr nry ase the procaads to capaYr or restore the Propaty or to pay sums Lender rt►ry coY�ct the insunnce Proceads• w� whan th�noUca Is givan. s�ur�d by y+k SKxi�ly lnsfiim�►1.whothw or not th�n due. The 30�day Period bagi^ to shall not extond w Unlass lendar nnd BarowK othawlse agne tn +�rtitin9. any �PPlicatbn ot procesds PrincipY - postpone the dua dato �t the montf►FY M1Rf�enW r�RarW to in pangrsphs 4 snd 2 or chanya th� �rnount o1 th� paY�nents. N - under parayraph 21 the �ropeiy ia ocyulred Cy La~ida. Bo[rovret's�ht ta any Msuranc�poiides and Praceads resu�g from domage to the Properly Prb+to 1►w a�4u�s�+°" sF►atl pass to Lende to the e�►t ot ?he sums by this Sacwity Inswmmt irm�edl�telY P+�to the acqulsWon• _ 6. Oecupu�cy, P�•sson►ation. Maintonanco and Protoction of the PropQrty; Borrowr��'s Loan /►PPlleation; LAasaholds. Borrower shall occupY.estabksh. and use the Property as Borrowei s pnnciP� resid�nce within — sixtyr days alier the exocution of this Security Instrument and shsll continue to occupy the Pro�erty as Borrower's principa� - residerce for ot last ona year atter the date ot oceuWncy, unless Lender ott►erwise syrees in writ+n9• wh+ch consent shzY nol — �u��o�y w�h�. a�tess extenu�ting cireumstances exist which ue beyond Borrowef s conVOl. Borroww shaY �01 . � desVoy, dam+ge or ImpaU th�PropatY. aYow the Pr°perty to deteriorate. cx co►runil waste on the Property. �ortower shaU be in _ dalauq it any fort«tutt od•ion or prucee�lin9• whWher civil or uiminal. is begur. that in Lender's good faith judyrnent couW result _�; in 1oA«twe ol th�PropeRY or oth�nvise materi�YY imD�ir the lien ueated by this S�cwity It+sS+i+�nent or Lender's seGUrity interest. - � Ps�r 2 0!S �f--• -- Ft3 b LIACa(3/d6� .�.� :.'�.] . %1S0 w __