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�� <br />�e <br />�� <br />�� <br />- <br />0 �� <br />�� <br />� �� <br />� <br />B - <br />� �� <br />�� <br />�� <br />� <br />�� <br />�� <br />� � <br />� 0 <br />� <br />�` !� <br />� � <br />P � <br />� O <br />� � <br />� <br />� <br />t�� <br />� <br />� <br />� <br />� <br />� <br />0 <br />� <br />� <br />� <br />.� <br />� <br />� <br />� <br />� <br />� <br />� � <br />A �� <br />� � <br />� <br />A � <br />� <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />� <br />� .� <br />, . <br />� <br />� � <br />D t P �� <br />r r� � <br />r r, � � <br />� � . <br />� �. � <br />� �.__. � <br />m W. <br />c, � <br />�� �` � <br />_, <br />rn � <br />:�; <br />� {� z f--� <br />-�� : ►—• <br />�° � ` o <br />a B a._ U'� <br />cn � <br />�� u <br />O --� <br />C � <br />� � <br />-^i <br />� o <br />o � <br />- n � <br />= rn <br />m m <br />r � <br />r � <br />vj <br />� <br />m <br />� <br />er� <br />THIS DEED OF TRUST ("5ecurity Instrument") is made on June 16, 2011. The grantor is MICHELLE M <br />KOHLHOF, A SINGLE PERSON, whose address is 2427 PIONEER BLVD, GRAND ISLAND, Nebraska <br />68801-7341 ("Bonower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The <br />obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and <br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R Baack, <br />Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home <br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the <br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br />("Lender"). MICHELLE M KOHLHOF owes Lender the principal sum of Twenty Thousand Seventy-nute <br />and 50/100 Dollars (U.S. $20,079.50), which is evidenced by the note, consumer loan agreement, or similar <br />writing dated the same date as this Security Instrument (the "Note"), which provides for 5ingle payments <br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on October 17, 2011. This Security <br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the <br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the <br />Property; and (c) the performance of Borrower's covena.nts and agreements under this Security Instrument and the <br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of <br />HALL, State of Nebraska: <br />Address: 2427 PIONEER BLVD, GRAND ISLAND, Nebraska 68801-7341 <br />Legal Description: LOT FIVE (5), IN BLOCK E, IN PARKVIEW SUBDIVISION, IN THE CITY OF <br />GRAND ISLAND, HALL COUNTY, NEBRASKA <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to <br />any encumbrances of record. <br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is <br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures <br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security <br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further aclaiowledge and agree that <br />this Security Instrument will secure additional debt subject to 12 CFR 22632 only if Lender satisfies the necessary <br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law. <br />Borrower and Lender covena.nt and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall prompfly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Tages and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to <br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) <br />yea.rly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) <br />yeazly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl <br />any sums payable by Borrower to Lender, in accordance with the provisions of the pazagraph tided Mortgage <br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />O 2004-2010 Compliance Syatems, Inc. 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