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<br />(Space Above This Line For Recording Data)
<br />DEED OF TRU5T
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED �
<br />BY THIS DEED OF TRUST� �
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 17, 2011. The grantors are NAN DIAZ and �
<br />POLLY A MARKHAM-DIAZ, a/k/a POLLY MARKHAM DIAZ, HUSBAND AND WIFE, whose address is
<br />4067 NORTIiVIEW DR, GRAND ISLAND, Nebraska 68803 ("Borrower"), Borrower is not necessarily the
<br />same as the Person or Persons who sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers
<br />who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br />and Several Liability; Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is
<br />P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br />Association of Grand Island, which is organized and eacisting under the laws of the United States of America and
<br />whose address is 2215outh Locust Street, Grand Island, Nebrask�, 68801("Lender"). NAN DIAZ and POLLY
<br />A MARI�AM-DIAZ have entered into a Contract with Lender as of June 17, 2011, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any time, a**�MAI�IIMUM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)�** of Fifteen Thousand Five Hundred and
<br />00/100 Dollars (LT.S. $15,500.00) ("Credit Limit"). Any party interested in the details related to Lender's
<br />continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier,
<br />the sums owing under Bonower's Contract with Lender will be due and payable on July 15, 2016. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future
<br />advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br />trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COiTNTY of HALL, State of Nebraska:
<br />Address: 4067 NORTHVIEW DR, GRAND ISLAND, Nebraska 68803
<br />Legal Description: LOT EIGHT (8), BLOCK TWO (2), NORTHVIEW FIR5T SUBDIVISION, IN
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Properiy is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and I.ender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />AppHcable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes; regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
<br />Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
<br />At the request of Lender, Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)
<br />agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the
<br />Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any
<br />part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give
<br />� 2004-2010 Complience Systema, Inc. EEOB-DC6B - 2010.03378
<br />Consumer Real Estate - Security Instrument DL2036 Pege 1 of 5 www.compliancesystema.com
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