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<br /> 'I'(x�1'!-ii?R V1�11H dt ttie im�xuvemee►t. aow nr lux�atter eroCitd on the ptopertY�aa�d all cas�ments,appu�tea�rices,and
<br /> Pizuurs rsow or Mr�ftrx�p�rt of tLc prapertY•All rePlBCemeuts wad s�klitloa�s3u11 alsa bc covr.r�d by this Sxurity insuwier+t.
<br /> All uf tt�;fecegoin6�+c+efasrd to ia thls Socurity Iasu�ucus�t as tbe"PropertY•�
<br /> HORRUWER COVENAN'TS tlwt Borrowrr is IawfuUy seised of thc csute h�reby cor►vcyod and t�s the ri�ht to�rant and
<br /> convey tbe Prop�tY and that the Proputy is unencumhand.exce�t for cncumbraruxs of rocord. Sorrowu warraaw aad will
<br /> dzt'c,�3 g:auslly t1x title ta the Propaty��nst a11 ctaims und demands.rubJat to eny encumbrances of record.
<br /> 7HIS SECIJRITY WS'IRUM£N'T combits�s uniform covc,aaats for natior�al use and aoa-uiiltorm covcnants with limiud
<br /> variatiQCU by jutlsdictlon tu consrituu a unifarm cocurity instrument cavcriag rest praperty.
<br /> UNIFORM COVHNANTS.Borrower ead l.ender covmaat and qgroo aa folbws: wha� duo 1he
<br /> 1.Payment o�Priocipsl�nd Yaterest:PreP�Yment�Lsite Ct�rr2r. Bosxow� sh31! proxF�Y I�Y
<br />. Friacipal of a�d iaterest oa tho debt evidence�by the IVote and anY P�Ymau and lato ct�rges due w�der the Note.
<br /> 2.Fuadc tor T�ces and Imsurana. Subjoct ta applicabk law or ta a writiea waiver by l�endu, Bwrower st�aL pay eo
<br /> Lender on the day mo+uhlY P8►Ymeats ara due under[hc Not0.until t1�e Nwe�S paid in full.a sum('Fundv")for.(a)Yeariy ta�ces
<br /> aad asuss�en�wtsich may utaiu prloricy over this Soc�ritY IasaucaeAt as a lien on the Prupercyt(b)Yearly kasetwld paymeius
<br /> or grouad cenls on tbe Propetcy,if aay:(c)Yearly t�rd or proputy insurance p�rmiums;(d)Yearly tlood lns�uuance pcemiun►s+if
<br /> anY:(e)Y��Y�YaB�insur�nce pcemiums.if as�y:and (�snY sums PaY�ble by Bwrower to Luttter,in accordence with tho
<br /> pcovisany of puagrrph 8. in liw of the payment of mortg�tge inswaexe PromIums.'Ittiese ituas are called "6scmw Iu�s."
<br /> I.a�der may,at Aay time,colbct And hoW Funds in an aroo�ust not to eaceod ihe mwcimum amouat a kader for a foda�llY nlatod
<br /> mxt'a"a8e loan may require for Borrower's escrow sccount w►du tbe foderal RealBstate Seukuse�st Pcncediues Act of 19?4 aq
<br /> amwaed from Cme W time,l2 U.S.C.Secti.�n 2601 et uq. ("RfiSPA"),unkss aaother law that�pplies to the Fuads sets a le�;er
<br /> amount If so.l.ess� may.ot aay time,ot�kct and hold Fuads in an anwunt aot W eucaod the kxser sunount l.etKla maY
<br /> as6mau the amouat of Funds due m the basis of curnac data aad reasonabb estia�ates of expa►diwres of future fiscmw Items oc
<br /> uthetwise in accordaoce with a�lic�ble law.
<br /> 'ltu Fuads st�ll be tield ia sw instiauioo whose deposits are u�s�urd by a foda'a1 s�encY.v�Y.°��Y(�u�8 �
<br /> l,es�der,if l.mdet u such au insdwtlon)ot in aay Fodaa]�Io�ae Loaa Banic. Ieader sdall aqrply the Fuads w p�y tl�8scma
<br /> Itw�.+.I�1er may not chArge Bormwa for twldin8 aad aPPlyiag tbe F1u�ds,�usnually acwlyzing tho escrow Aooa�at,or verifyia8
<br /> the Fscrow Iiaas.unkss I.eader prys Barowet intarst oa tlte Fuads a�d spplicable law pecmits Irakia tn m�ke sucL a charga
<br /> Howover.I.esrd�r�y requ3re Bori�wet to pay a oae-dme charge for sw iade�deat real estate tu repo�t'so�savice used by
<br />- I.eodrr ia caaaxtiwo vvith this loan,unkss applicabie law poovi3es oihuaise. Un3ess an ag�+eanent is a�de or applicabb law
<br /> roqujres latarst a 6e prid.Irendrr shsll not be roquirod w pay Borrowv any iaterest or earnin8s oa the Funds. Barowu aad
<br /> Iroder may agree in writiag.twvver�er,tlut iatarst sl�11 be pxid w tbe F�atls.LRnder shall give w Bo�rower,witl�out chargo.aa
<br /> �uu�a1 a000untin�af the Fuods.sbowiag c�odit�aod debits w t�e F�scts and the purpo9e far�vhich e�ch debit ro the Fuads wa8
<br /> toade.'IT�e Fuods are piedged as additjonal socuritY for all s�secu�+ed Dy this SecuritY TM�,,,•••,"„
<br />- If tbe Fuads beld by I�eat3a exceed the amouais paraiaed tu bo had by rpplic�law.I�at�all accouat tn Darawar for
<br /> tAe r�coess F'�uads iu�xa+d�aoe with tbe reqniremaus of applicable law.If the smount of tbe Fanda held by l.ender at�ny otne is
<br />� aot suFficieat w pay tbe Bsexow Items whea due,I.eader may so aotify Bamwar in writiag.�ad,in eucb�no mo�+e tbm tw�I�ve
<br /> w Lendar tLe aoa�unt �Y w malce u�the deficia�cY. Bortowet s1�11 mai�e up the def�cia�y �
<br /> �Y P�Y�•�I.eoder's soie discretioa.
<br /> �jpm Paymeat ia ioT oi au suin�sa;u.o:r W::�»;:�•:�:.t"..�..a.- '—at mn.ndy nfimd to Banowrer anv Fhnodt
<br />. 6eld by Irades.If.�nda por�rap6 21,Lr�kr shall uq�ire or sell die Properry.Ya►der,Prior w t1�e�cqu�o�ar ssle af t1x
<br /> prope�ty.sbal�ip�piy my Funds held by Ie�det at the dme of acquisitioe or s�ie is a crodit against tt�e suow socured by ttils
<br />- �Appl:catim of Pay�. Unkss apQ�icable law provides otba�i�e,all paymwts roceivod by I.enclei�3a p��graphs
<br />= 1 and 2 sbaU be appliod:fasE.w aaY P'�WY�t�8es due unda tbe Nota:secood.to�aounts p�Yabb uades p�1��2;
<br />� t6icd.w iate�est due;fc�uctb,t0 princi�l due:and l�st.to sny late char�es due undrt dre Note. �to tbe Prapeity
<br /> 4.Ctiar�;L.ie�. Barower slfaU t�aY �ll t�a,as�s�s,c�n'Se� � ��
<br /> which auy amia priority oves this SecuricY Inunuaeat,aod leaxLdd pa�ats a ground raus,i€aoy.Barnwer sLill pay tbae
<br /> obli�tioa�in tbe mmaer provided ia p�ragraph 2.ar if not paid in tWt un�nncr,Bamnwa shall p�y ds�a oo titae d'¢ectly te tbe
<br /> : prs�on owed pyment Boaowa:6all prompty fumicb ro I.eader all notiocs of�w be paid uuda this p�gnp6.,�f
<br /> Boaowa makea tt�ese paymwes direcdy�Barowa sball prom�tly fumish lo Leader toaipt��videacin8!be P�Y�
<br /> = gprowei shall pram�tty disclur�e any li;�which has p�ioricy ova th�Saauity Inst�ucamt�Bor�ower.(�)a�roes in
<br />- wri6o�to the p�yment of Bie obIig�tioo�ecured by the liea in a m�noer acocpt�ble w Leader.(b)canles�ia goad fai�th�liee
<br /> = by, a defe� ag�inst eafa�r,emeat of tbe lim in.k,�al Proceedings w1� in tbe L�e�drs's apiaioa opa�e w P�cveat t4e
<br /> - eafo�emant of the liea:a�(cy socures from t1�ee 6o3der of the liea an agioemeat s�actocY to Leada subacdinatio8 tb�liea to
<br /> - thia security t,��mme If L�da a�aamines tbae aay parc of tbe Pro�aty i�sub]ece o�i liea wwch may�taio prioricy ove7 this
<br /> ; �ritY r��*•,�„s+!,I.esder may give Bamwa a notice idantifyiag the llea.Barower stuU s�tisfy tbe liea or tate one a map
<br /> ' aE dtie actions sa fectb above withia 10 days of the�ivin�of notice.
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