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�" <br />� <br />�� <br />�� <br />� <br />0 <br />� �� <br />� �: <br />A �"�� <br />O) 0 <br />� ��� <br />r� <br />� <br />��� <br />� <br />��■ <br />i(,�' <br />�:� <br />�;s` <br />.' t <br />i <br />� <br />I <br />� � <br />� �' <br />� � <br />� <br />� <br />� � <br />�� <br />� <br />BANK & TRUST CO. <br />�_ ; ;+�t�i`Iii�laie�;i� . • : � <br />After Recording Return To: <br />PLATTE VALLEY STATE <br />2223 2ND AVE <br />DEED OF TRUST <br />DEFINITIONS <br />:-., <br />.�, <br />� <br />_� ._... <br />�' r <br />i- r' r_ � <br />r r, � � <br />�-, r __ . .. <br />c, r, � <br />� � d <br />n �, <br />� <br />� ` � <br />rn � <br />� <br />o � ,, � � <br />o r <br />+'� �' O <br />m �� � <br />0 <br />� <br />c� u� <br />o --i <br />C D <br />z —� <br />� rn <br />� o <br />O - T1 <br />� � <br />� m <br />�! � <br />r � <br />r y, <br />� <br />R <br />D <br />� <br />Cn <br />0 <br />N <br />0 <br />F-� <br />!-�r <br />� <br />� <br />rn <br />O <br />..,C <br />�� � <br />� � <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Se�tion 16. <br />(A) "Security Instrument" means this document, which is dated JL]NE 17 , 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is RICHA.RD FRAZER RAFFAELI AND JENNAH M RAFF.AELI, <br />HUSBAND AND WIFE <br />Borrower is the t.�ustor under tkus Security Instrument. <br />(C) "Lender" is PLATTE VALLEY STATE B.ANK & TRUST CO. <br />Lender is a NEBRASKA CORPORATTON <br />and existing under the laws of NEBRASKA <br />Lender's address is 2 2 2 3 2 ND AVE , KEARNEY , NEBRAS KA 6 8 8 4 7 <br />organized <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PLA.TTE VALLEY STATE B.ANK & TRUST, CO <br />2223 2ND AVE, KEAR.NEY, N'EBRASKA. 68847 , <br />(E) "Note" means the promissory note signed by Bonower and dated JUNE 17 , 2 011 . <br />The Note states that Borrower owes Lender ONE Hi7NDRED SEVENTY- SEVEN THOUSAND <br />SIX HUNDRED FIFTY AND 00/100 Do11azs (U.S. $ 177, 650. 00 ) <br />plus interest. Borrower has pronnised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2012 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under <br />the Note, and a11 sums due under this Security Instrument, plus iunterest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider <br />j,� Balloon Rider <br />[] 1-4 Family Rider <br />� Condomizuum Rider <br />[Space Above This Line For Recording Date] <br />� PIanned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "Appiicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />admizustrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mec UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 17 <br />/ <br />� <br />DocMag/c � <br />www. docmagic. com <br />,' Is <br />�. <br />_� <br />Y;', <br />� <br />.,_,,.,o .,... _...� <br />