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���. ��� <br /> � -_=_— .,_ <br /> �,L-- ` •• '�iz,� <br /> � �., - <br /> —_...�,...._ <br /> �, - — — - —- _. <br /> AppLY 001-i10020�3 � <br /> � • __ <br /> ADJUS'I'ABL�RATE RIDEF.�� g�g_ �- <br /> �U908� �_ <br /> '['lllS Al]IUSTAH1Fi RA'IE R1DfiR IS«1�dC thi9 19'TH Qgy Of NOVfiNeE& , 3996 .eud 19 � <br /> incorporatod inw ac�s1�a11 be dxmod co�nend and cuppkisr,at che Moetg�e.Doed of Trust or Socurity Doad(tha"&xuritY 4 <br /> Insua�meai°)of ti�s�s d�ic giv:at by t�.e undatsi�sxd(thG'Bc+R'°wes")to soc�uo Barmwrr's Acu�ut�bk Rate Notc(the _ <br /> '�")� — <br /> I;OMS FEDSRAL BAVING9 � LW�N 118SOCZATION OF GRANn I9LAND � <br /> (@1C"I.Ciltkt"�Of thC TA[11C I�GC�[1d QOYUIR�111C Q[OPCRY aC9C11bOd�A thE SOCUi1�y IliSttti�lCGl 8Ad lOCBtEd 81� <br /> i3az w xAaas <br /> c�w►rm ss�xn. rr�Rnsxp, eeaoi <br /> (Avpeny Addxa+l <br /> THIS NOTE CONTAII�IS PIIOVISIONS ALLOWING FOA CHANGES IN MY INTERESi' ItA7'E A,N�MY <br /> MONTHLY PAYMFNT. 1NCRILASES IN 'i'HE IN'!'�-iiE.RT M7'E 'WILi' �ESN'T IN HIGHEit PAYMEN7'S• <br /> Drr_Q��cFC��HE 1N�'EREST itA7E WILL RIiSULT IIV LOWER PAYMENTS. <br /> ADDITIONAL COVENIRNTS. Io additioa to tbe coveaanta aod � m�de in tbe Seauity' Insuumu►t, <br /> Boa�o�rtr aod l�eades futtl�er ooveaaat�d�groe a9 folbws: <br /> A,WI'EitF�ST MTE AND MONT�.Y PAY11gF.NT CHANGB.S <br /> '1be Note provides for�n iaidal iataest tue of 7.500 �b.'Ibe IVotz provitks foc e�sa4gt9 ia tht <br /> intearest iaie and the monthlY P�Y��•ag folbws: <br /> �„Wf'ERFST�YPE AND MONPHLY PAYMEM'CHANGES <br /> (A)Cl�a�te D�W <br /> 7�e iatartt rafe I�vill P�Y�Y�YC on tDz firsl day of D� 1999 .aad M tbit�' <br /> �y 1Z� momh d�a�aftar.F.ach daoe oo wLic6 my iwa+e�t ra�e c�ouW c�haa�e is callod a'ChmBo Dats-' <br /> (B)7're I�drs <br /> He�nio,��dre 6ntCt�nge_ii.�,my iniaettrASe arill�elused m an 1�.'1�e?ndeu"is: ------ - .. - - <br /> TfiB �+Y 11V��tA(iS YIBLD ON TJNITQD STATaS TRBASWLY SBCURITBS ADJ[7STYD TO A <br /> CODTSTA�iT MATf�tITY OF 1 YS71R. A3 Mi1D8 AVAII�A8L8 BY TH8 FSDSRAL RBSERVS BW1RD. <br /> 7L�e,mmt t+ecea�t inde�c�fig�tu�ee ava��,�e.��s ot tlise d�ie: 0 45 days❑ <br /> ��Y�d iI���ii1�AR 1�+c �rl�iP�1��.� <br /> �d1C�1i 00�C SY�t�I�!'ti tbC N01C��O�L!�i►1�C�00�0 a QEN 1�Ci t�It 11�fOd IIQ00 CO���C lOfOtf�- <br /> ZbC NOIC HO�Gt�V111�VC IDG OOtICC Of l�lf�OIOG. <br /> cc�c.�.i.m.orcr..� <br /> sefoe+e a�eaw�e n+�e,a�a No�e xda«an�l c�a�3�e wy a�,r►i�ac raa'oa� �,�oo u�e e�t Iada�. <br /> Two ADTD Ti�B 4m1AT�s pa�0eat�e po�ai(a)( <br /> �he xooe Holder rovill�ww rama are nsulc of mis�aaiaon w d�e p Ne�st O �� O rku� <br /> . ars szaarx < <br /> Subjxt w We limit�snted in Sectioa 4N)belaw. this ra�oded aioouet will be my new iaoeer.st rate uatill�a nact Chaa�e <br /> D�e. <br /> 'ILe Nole Floider�vill tbw de�ettoiae dse�ao�nt of tbe moathly pay�aait t�t vvouW be wf�ic�eat a�cepay the tndp�id _ <br /> priocq�l det I�m expec�ted o0 o�c�da Ch��e D�e io Wl aa tbe m�arity d�e at m�aak intae�e a�e in wbmcsi�t <br /> �PaY��'Ibe:rs�lt af t�is ca�oa�rnU be the new�xwai of mY�Y P�Y�-� <br /> " (D?Li�[Is o�i�.�t�te Ci�a�ea <br /> _ cJKCk app►opr'rote bauas:�„o bou�is P+iec�td.rhae svJll be eo nradaw+re Wdt aa c�aA�u.) <br /> (1)�i�ere wiil i�e oo wzi�am limit an ia�nde rate c�oIId. g.so 0 96 <br /> - '� CZ?'I3e iataest t�e I�m�ie�ed to p4y at tbe t�nt Citx�e D�te aitl aot be g�ratar�lao <br /> = a s.sao 96. <br /> - � �3)My inLaat rat�e will never be iocre�ez�ar docm9ed an aaY sin�e(��1�te by maee tLaa <br /> = Two pa�esrrr p�roeac�e po+�u(s) ( �.ooa �6) fcam m� <br /> rYe�Ierest I have boea p�ying fac dse pcecodiag period. • <br />__; LJ(4)MY��rate w71 twwer be gnater tban 12.500 96.whic6 is cillod tho"Maximum R�." <br /> ° THS "MINIHI�! RATS" WILL H�YBR SE LESS TSAN 5.500t. <br /> f� M W.TI3TATE AOJU9TABLE RATE RIDER•Sinpl�Faa�lly u� <br /> —_ P�1N2 <br /> V �.��A{s{p/) VYP YORT3AOE FORIIC-(�1�1•12Y1 ��: <br />-::;� '1 <br /> - .,; ; . <br />-� <br /> '�l __ <br />