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. . .. � �,�� - - -- - —--- -- ;��-yr+m4r-•::atc>-,_" . • r,:.. ��f`' �. . . • : ' ' _ ;� _�.:.�.y_ -- -.. . _ _ .. .. _- -_ __--- � ..�.. . � ,. - . .... . . . . . ..�_:_ -- a.. ._.....w.__ �____�.r._____.�_ - - --- -- -_- � .��_ .r_ � _- �_ 34��'79 = 'l'OGETHER W11'H oll thc impra��einents rx�K�ur 1►e�uRe;crc.ta-i an thr praxny,and ull eascn�eius,s�puRCnvfces.ancl = fixtum� now �r hereattcr a pari of the ptupc�ty. AU rcplacenxntti und udditions shall alsn be ra��creal by this Security In�trunrnt. All c�f the f.�mgoin�is ref�rrecl ta in this S��aurity Inslrumcnt as thc"Pra�crty." UORRUWER COVENAN`l'S that&�tmwer i�law•fully seiwd i�f thc csiaie hereby convcycd atxl h'sc the right to grant cuid _ eonvey the Propeety osti.i�hzt thr Property is wuncumberecl, except foc e+xumbratx:cs uf recurd. Borrou•er warra��and will Jefe�xl ge�,rally thc titic to the Propeny agalnst all d�in�.c aad cienLUxls.wbject ta ru�y cixwitbranccs of taarJ. TFilS SECURITIC lNSTRUti1ENT conibines unifom�covena�u.c fur n:aional use and non-uniform co�•cna�tis with limit�cl vuriations by jurisdiction ta w►�.uitute�unifunn securiry instrwnent covering real propeny. UNIFORM CUVENANTS.Bort�awer und l.cndcr rnvenznt snd agree as follows: 1. ��a�enl ot Pri�uipal s�ad Iates�t; Prepaywent w�d late Ci�es. &�rrow�er sluJl promptly pay when due the principal af and inierest on the debt evideneed by the Note and any prepayn�ent�xi t�ec ctwrges due un3�,r th:.Not�. 2. Fwuls for T�tes and Iasurauce. Subject to applicublc law or to a written w�iver by L.ender,Rorrower sttall pay to Lender on the day moi�thly payments are due under thc Note,until the Note is paid in full, a sum("Funds")for:(al yearly t3xcs end accessments which may attain priority over this Security Instrument as a lien on the Property;(b)yearly leasehold paYmenu or grau�d rents wi the Property, if any:(c)yearly f►�z�rd or property insurance pmmiunu: (d)yearly tlood insurance Premiums. if any:(e?Y�*ly�nSaBe inwrance prenuums. if any: and(�uny sums payable by Borrower to Lender, in accaniu�ce with the provisions oE'paragraph 8,in lieu of the payment of mortgage insu�ance premiumc.These.items are cs�llod"Escrow Items." L.�r�de�may,at any time, collect und hold Funds in an amount not to eacceed the ma�cirnum anwunt a lender for a federally rclated nwrtgage la�►n may require for Borrawer's escrow account under the federal Real Estate Settlement Pracedures Act of 1974 as �nended from time to time. 12 U.S.C. Section 2601 et seq. ('RFSPA"),unless utwther law ttwt apQlies to tt►e Funds sets a lesser amount. if so. Lender msy. at any time, collect and hold Funds in an amount noi to exceed the lesser amount• (,ender may estimate the amount of Funds due on the 6asis af c�urent duta and rcasw�able estimates cF expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds slwll be held in an institution whose dtposits are insured by a fcdea�.� age�xy, instrumentalitY.or entity (including I.ender,if Lender is such an institution)or in any Federal�Iome Loan Ba��l•�.a3e�shall aPP�Y the Funds to pay tbe Escrow Items. Ixnder m3y not chuge Borrowe�for holding ar►d applying t6c Funds. ati��lly aaalyzing the escrow iocouat.or verifyi�g the Escrow Items.ut►less I.ender pays Borrower interest on the Fr�is and applicable law permits Lender to maice such a ct�uge. However,Lender may require Borrower to pay a one-time charge far an indepzndent mal estate tax reporting service used by LecKler in connec.tion with this loan. unless applicablt law provides otherwise. Unless an a8ranxnt is tnade or applicabte law requires interest to be paid.l.ender shall not be raquie'rd to pay Borrower any interat or earnings on the Funds. Boaower and I.en�ler may agree in w�ting, howevor.that interat shall be�id on the Funds• Lcnder s�ll give w Borrower. Witha�t charge, an a�nu�l aceounting of the Funds, showing crodiu and�3ebits to the Funds and the purpose for which each debit to the Funds was made.The Funds ar�pledgod as additiot�l security for all sums securod by this Securiry Instnunent. If the Fur�ds tx2d by l.tnder exceed the amounts pennitt�d co be held by applicable taw.Lender stwll aceount to BorroWa for the e�cass Fu�s en xco�with the requimm�ts of�licable law. If the ama.cx of ttx Funds held by L,ender at any t;ine is mt sufficiwt to p�Y��row Iteau when due.Lender r►�y so notify BorroWer in writing,and,in such case Borcower � st►a!1 pay w L.,s3sr�'se amount neeessary to make up tbe deficiency. 13ots'ower S�ii maice up we�iciK;iuR:y w a,u.:,a;�-':.:. twelve monthly p�ytnents.at Lender's sole discrcdon. Upon paYmeat in full of all samti socurod by this Security Instrwnent. t.end�er sl�ati prompcZy refuna co sorcower any Funds htld by l.elrler.If,under paragsaph 21.L.ender shall acquire or sell the Property. Lender,prior to the�oquisitian or sale of the Proputy.s1�11 apply any Funds held by Lender at the time of acquisition�r sale as a credit against th�suau securad by this Security instnunent. 3.Application ot Awymeots.Unless applirable law provides othenvise.all payments rece�ved by i.encler undu paragraphs 1 and 2 s6a11 be appiied:first, to as�Y Prepayment char8es due under the Note:second, to araouats payable under pars�gc�ph 2: third.W iiucnest due; fo�uth,to principal due:and last,to any lau char'8a due under the Nou. 4.Chtrga;Lim9.Borrower shall pay�ll tu�s,ascescmenu, ehug�s.fines and imposirionc atuibutable to the Property which may auain prioriry over this Securiry Instrament, �nd leasehold payments or ground caus. if any. Borrower slwll PaY these obliguions in the manner provided in paragrapt�2.or if aot paid in t}�t m�uzer.Borrowu stiaitl pay them on time directly to the person owed payment.Borrowar shall promptlY fumish to Lenda�ll notioes of amounts W be pzid u�er this pan4Braph. If Borrowa mafces these paYments directlY.Borrower shall procnptly fumish w Lendv reaipts evide�uing the payments• Borrower sh�ll promptly discharge any lien which has prioriry over this Se�urity lnswment unlsss Borrowu:(a)agnrs in writing to the pa}ment of the obligation secwed by tbe liea in a muiner sooeptable to I.eader: (b)oontats in 800d f�ith tbe u�° by.or defet�ds against enforaa�ent of ttre liea in. legal proceedings which in the L.eadea's oPissioa oPu�te to pnvau the tufoio�sneot of tl�e lien;or(c)secures€c+aca tIx holder of the lien an agreement satisf�ctary to Lender subordinacing thc litn w this Sac,�urity Instnunent. If Lender deter�sires tt�t�ny pa.ct of the Property is subjat to a lien which may att�in priority over this Socuriry Inuninsene, 1,ender may give B�rrower�r.otice iduuifying the lien. Borrower shall satisfy the liw or take one or moce of tl�e actioas set fwth above withiu 10 da�!s of the giving of notia. ' ' ro.m 3029 91D0 Mq2o�6 '- � ' . �