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�� i� _ �_ ;.�:� . . ; �'� :�'� �'��...,. - �,.w:-�. �..�:....�.y....-- - �� - — -` - - ° _ _ _ .: � --��—..�— - _�. -- "�5 ��uw��r - :---- � .�' ,. �»K.:" ��_..�.----_. ' '..11�.�•-� . . 1 � , _.� �.f �i�i• . ' �� . vt .�1.�;��w '� 4.�+` , � _...�••~art . +`""� 1 I .�._� _ . . � � .. - -------- -.__. _ :�.��e'�iF I � = 92- 106484 - 'i'OUBTHER WITH all U�e improvements now or hereaUer erected on the propeny,and ull eusements,appurt�nonces. wnd tixtwroa now or hercafter w paR of the property. All repincements ard additiona ehall also 6e covercd by this 3xurity r_ 1n�lrument. All of U�c foregoin�ie roferred to in thia Securlty Inguument ac the"Property." �"x:��"-- BORROWER COVENAN7'S that Horrower is lawfully seised at Ihe estate hercby�onveyed and has thc nght�o grnn[ ` and convey the Property and Ihat the Property ia unencumbeied,except for encumbrunces of record. Borrower wurran�and - will defend genetnllly the tiNe to the Property against�11 claim�and demands.cubject to any encumbrances of record. ,. - THIS SECURITY WSTRUMENT combines unifonn covenunts for nntiannl usc and non-unifomt covrnante wilh as _ Ifmited veriatlona by Jurisdiction to consdtute a uniform securlty instrument covering mAI propeny. UNIFORM COVENANTS. Borrower and Lender covenent and agree as followa: `°•� -- 1. Payment of Principol and[nteresli Prepaymenl And Lote Cluirges. Barrower shall promptly puy when due 1he - principel of and interest an the debt evldenccd by the Note and any prepayment and late cherges due under�hc Note. 2. 6lunds for 71�ces and Insuranca Subject to applicnble law or to u written waiver by Lender,Borrower shall pay to - `� Lender on the day monthly payments iu+e due under the Note.untillhe Note is paid in full.a sum("FLnds")far: (a)yearly ---- _=_LL ;;�,; taues and assessmenta which may attain priorlty over this Secu�ity Insnument as a lien on the Property;(b)yearly leasehold - ,,. --,.y., payments or ground nents on the Property, if any; (c) yearly hazard or prope�ty insurance premiuma; (d) yearly flood �"��"�"� ��>� insurance premiums,if any; (e) yearly mortgage insurance premiums, if any; and (� any sums pnyeble by Borrower to ��Sp��- Lender,in accordance with dia provisions of paragraph 8.in lieu of the pnyment of mortgage insurance premiums. These �� items a�+e called"Escrow Items." Lender may,at any time,collect and hold Punds in an amount not to eaceed the maaimum """°"'"�''1'�� amount a lender for a federally related mortgege loan mey require for Borruwer�escrow account under Ihe fedem! Real �� `'� Estate Settlement Procedures Act of 1974 as amended from dme to time, 12 U.S.C.§2601 et seq.("RESPA"),unless enothcr - - „ ��.Y,r�.�.,.-�- law that a�plies to Uu Punds sets e lesser amount. If so,Lender mey.at uny time,collect and hold Punds in an arpaunt not lo - ' exceed 1he lesser amount. Lender may estimate thc amount of Funda due on the basis of current data and reusonable �+�: � asdmates of eapenditures of future Escrow Itema or otherwiae in accordance with applicable law. -- i�b �- • . � �'r• The Funda shall be held in an insdtuNon whoce deposits nre insured by a federal agency,inatrumentality. or entity _ � �" .;��_;�,�-^ "� (including I.ender.if Lender is such an institution)or in any Feder.�l Home Lonn Hank. Lender shall apply the Funds�o pay . � �+..'y;t;d::�;:;;�a,. the Escrow Items. Lender may not charge Borrower for holding and applying the Funds. annually analyzing the escrow uccount,or verifying the Escrow Items, unless Lender pays Borrower interest on the Plmds nnd applicable Inw permila ___ .' �. �'7�,�'• �*+- I.ender w meke such a charge. However.I..ender mny require Borrower to pay a one-time churge for an independent r+eal �_ ° ,• ��? estete tax re rtin service used b Lender in connection with�his loan,unless a licable la�i rovides otherwiRe. Unless an "=_. ' ,�� ..,,. p�► 8 Y PP P , �:;��. agreement ia made orApplicable law requires intenest to be paid,Lender shall not be r+equired to pay Borrower any intcrest or � . .":: eamings on the Pl�nds. Borrower and I.ender may agree in w�iting,however,that intcr�est shall be paid on thc Funds. I.ender ... ... ° � ' `"�"� shall ive to Borrower. without charge.an annual accoundng of the Funds,showing credits and debits to the Funds and ihe �• " ' ' � ' S.�.tiB� g �""" . .�. purpose for which euch debit to the Funda was made. The Funds are pledged as additional security for all sums secured by _ "''�'"�-�'�" ilsit Sccurity lnsirument. —