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<br />DEED OF TRUST 3 � � ��
<br />DEFINITIONS v
<br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "5ecurity Instrument" means this document, which is dated ........................P8; together
<br />with all Riders to this document.
<br />(B) "Borrower" is !NI44�AM � ,.�ARK�R AN4 NAMGY.9AA��R HU��p1�4ANR WlF� .......................................................................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Securiry Instrument.
<br />(C) "Lender" ;is .�Al�K.QF.44I��P.HAN ................................................................................................................ .
<br />Lender is a.G4RPQRATIQN ........................................................................................... organized and existing under
<br />the laws of .TN� $TAT,� AF �I��RA$KA .......... .............................. . Lender's address is . P. Q.�4X .2?4, AQNJPH�N, M�. 88�3�:4�74......
<br />......................................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is B�NK OF DONIPHAN, P.O. BOX 270 DONIPHAN NE 68832
<br />..................�....................................................................................... .
<br />(E) "Note" means the promissory note signed by Borrower and dated OB-1Q-�0� � . . . . . . . . . . ... . . .. . ......... . . . . . . ................... . The
<br />Note states that Borrower owes Lender RNE.HUNOREUTW.�NTXNIN�.T.HOUSANO.NIN�.Hl1.NDRED.AN4NOIt0A ........................................
<br />.................................................. Dollars (U.S. $ ��9�$4�t44.................... .) plus interest. Bonower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................05•0�-2Al2.....................
<br />........................................................................................................................................................ .
<br />(� "Property" means the property thai is described below under the heading "Transfer of Rights in ttie Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Securiry Instrument, glus interest.
<br />(� "RYders" means all Riders to this 5ecurity Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 5econd Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administtative tules and orders (that have the effect of law) as well as a11 applicable final, non-appealable judicial opinions.
<br />(� "Community Assodation Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(B) "Electronic Funds Transfer" means any traasfer of funds, other than a transaction originated by check, draft, ot similar
<br />paper instniment, which is initia.ted through an electronic terminal, telephonic instrument, computer, or ma.gnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(oWer than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other ta.king of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissioas as to, the value and/or condition of the Property.
<br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" mea.ns the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under 5ection 3 of this Securiry Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject mauer. As used in this Security Instrument, "RE5PA" refers to a1l requirements and
<br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally
<br />related mortgage loan" under RE5PA.
<br />((� "5uccessor in Inter�t of Borrower" means any pariy that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Securiry Instrument.
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Benkers Syeteme, Inc., St. Cloud, MN Form MD-1-NE 8(17/2000
<br />rer: 1/zoo t (page 1 of 7 pages)
<br />Form 3028 1/07
<br />II� �I �I �I� II� (I� IIII
<br />J B 2 A 0
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