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�� _��_:_� e .� . � � - ..__. ......- - - ,. _ ��...�-�,�--— �... ,. . � '�i- _ _.- _ - G - .__�_ . .r. � . ` {�7/�li w��A1�wr��Mr�.�w��_�I :-��.�-� wrw un�-:io��o�i - •. , - ADJUSTABLE RAT� RIDER �`�u�� 77-US ADJUSTABLE RATE&II3�u made thi� i 5TH �y oi' D10V�SR , 1996 �attid is incocporaud Lsto and shAll be doetnod�o�ead aad uy�i�iwt Ihe Ma:t�aga,Deod of Trust or Souu�y Dced(�be'Security Itui�u��ew')of r,Ae s:raa d��iv.,� by tisa�usd,�si�ss;,�7 (tt'�"Ba�rou�er")Go sxu.'�e Baesuw+a's!Wjusteble Ruo Nota phe "Not�")oQ HOMS FfiI�B3tAL SAVYNa9 A LOAN A9SOCIATION OF aRAND I&I.ANA (t9rc"fuv.�'W�")of tAe same daoe aod oovuing the propaty daacr�od ia tt�e 5xurity Instruaxni aad locatod su: 112 � 9TH ST 409 � 415 W STH 8T tiitA�i� �`°""�*'� DiF8iiA8jtA 6�801 Irropeny Aaarea.l 'f'��S NOTE CONTAINS PROVISI011�S ALLOWIIVG EtDA CHANGFS IN MV LNTE�tEST RATE AN�D 3Ly�Y MONTHLY PAYMENI'.TNCitEASES IN THE INTEREST IU'i'E R'ILL it6SULT IIV HIGHER PAYII�NTS. BECitEASfiS Ily THE�EST RATE WiLL IiBSUI.T IIU LOVf►ER PAYMGMS. . ADDITIONAL COVENAN'F�. Ia additim to the wveaaats aad s�,�roen�mis �: ia tbe Security Iasnummi. BtYro�+a�nd L�eadet�i+c�r oovaont aod s�oe a�follows: - A.WI'EREST jL1'i'�AND MONI`ffl.Y PAYl►�1�,"�'!'CHANGSS . :- 1�lyi�le provide9 fot a�t initial iatenst zate Of 3.500 'b. 11ie l�u�cto provides fOt chY4QCS im tbe �r,sue amd d►e mcothXy p�ymaus.as folbR� � 1 Qr"TEf�ST RAF6 AND MONTHI.Y PAY�;,.aiT CHAtiG�S . . (l+4�Q1�e ate� � �e iwaCSt t�IG I�1 WY�Y�On diC f�st dty Of DECBt��R � 1999 ,�od On d11t d1y , �y i2Te mootL th�rat�r.E�cb d�le oa ov6icb my imsenst�te oould cha�go Is catiod a"l�a D�1e.• (s)TreI�do� .._ . . Bc�oain�ariib t6e f�t Cls�o�e DtlG my�are w�iU bo b�oed ou ap L�iex.Y'6�'Ibde:'is: . —_ - -�-� -- T� 1fB=1CLY l►VSRARi� YISI.D ODT LT�TIT�D 8TJ►T�S TA�I.SUAY 9�C�tIT�S 11D�7U�1RD TO 11 CODiSTl�iT MATIJRITY OF 1 Y�IR. 71S 1l71D� AVAIId18L8 BY TH� P��RAL �S�ftV� flC�ll�tD. Tbe mac e+xeat raaa��uee aa�labie�c of t6e a�le:� 4s aays❑ 6rlaoe rac6 Chfo�a Df�e is called the''�Cutsmt�ades.' � tf tbe IaBe�c i�no loo=er avaiUl�ie.dre No�e Bolder�vill cboo�e a aew iade�c W�t is ba�od upoo oomprabie infamation. 1Ue IJo1a�ioidet�r71�ive me n000e af thi�choioa (C3 Cak�l�tlo■d C�t� Befare ac�(�a�e�Ye.d�e Nolc�ioide:�vill calculaoe my aaw�iofn�est rMe M►a�ldiqa �o � � c�oa►��s pe�e po�w(�)( z.�so �6)n d,e�ura,c Iode�. 1Le rrde Hwa�s M;u t�a m�ma me raule af a�n.dd�ion a a�e p xtac�e p rkxt xi�hesc . p rle�cc r.owat ors uairrx ( '.iss �,), Subje�t to t6e limi�s swecf in SaBon 4(D)be3oa.this t+a�nded�cmuot Mi11 be my new iotarst mie yntii.tbe awtt G�e D�I�. - Tbe Nole�Ioider Mi11 tl�ea dNermioe d�e aaao�wt ot'd�e moatLly payaoent d�ft�vo�tkl be NfEciwt to:+e�ay die tmptid prioci�at dal I a�u p�poeted b owr at tb�Ct�wgo DYe ia tull ao die ao�paity dMe ft my t�v��aqe io sobwnWlly ' aqud p�ymea�.Tho�ault of tlti�pkvLbon�+ill be the 4ew�mauni af mY��1Y PiY� (D)Li�ils w I�Iw+wt R�e Gi�,.w ckrck a,ppropr�lote bozar:;f�o bas it cAreciFed.�ae wilJ be�o wa�d+wun Ji�nit oe clia�e.t.) (1)'1Lae will be oo m�ximum timit m iowr�t r�e chto�a. � (2)1L0 iotCtGt!�C I�m teQtti�Od b pty at the first ChiO�e D�te will nOt bC�e�tet thn 9.500 �, pr S.500 �, �3)My iota�at r�te will xver be�ed ar doc�e�c!on�nY:ingle Chaqge Date by more t�ao srro r�c�rr t� ��) ( 2.o00 �6) fram �,e r�e n�f' tere�st I�be�payia�tar d�e pacadin�paiod. . LJ(4)My iaicre�t r9te wiU oeva be gre�ter t�o 12.50 0 �b.w6ich is c�11od the"�+n�=•�^,�^�Rate,,• - Tfi� �MZNIMR�I RATB° WILL DT81T8�! 88 LYb9 TAAN 5.5001t. MtiL'CI�TATE AW U8TABLE WIkY�RlDER•SinpN Famlly tts� Py�1Ms . ��i�lA{1fOq VYP YOlITGAOG iO1Wi•(i00)f2 f•72i1 tnllLlt:-- ��j(�� ►ia