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<br /> TiX7G1'llGfi Wii'i l ull thc iiiy�rucen�cius rx�w w•t►�r�►Rer er�tat ai U�e pr.�p�r1y.�f :�I�caxcnuis�s,:�puner.wkcs,and
<br /> iixturts �ww a� hcrwftcr � part uF thc pruperty. All rcpluccments unJ cx3dldons atwll ulu► be cavcral by tiiis 5ccu�ity
<br /> In►l��uuknt. All�►f lik G►n�uio`i�r�f�rr.�!t�►in lhir tic.uiity lculrunxnt�thr `Prupcny,.
<br /> NUit{ii)WFiit Ct)VIiNr►Nl'S ttwt tiarn�w.r i.l�wfully ki�.f�tilthe�:tatc h:�'chy��uati•:y�cd atx!hsa ttu �ight t�4nuri atxl
<br /> .un��ey the Pro�ny and that ►he I'ro�ert} is unc�x�timhcrcJ, r+crej►t fi►�r�kumhr�xti► c�l'r�.ud. [iurruwcr w�:�rr�uu►wul will �
<br /> �kf'tixf�c�ierully thc titti Ia thc Pr��+crt�•�ain.t all clainu u�.i Jcnwuls.auhjcrt to uny ctxun�rarxcs oF��«nrd.
<br /> TfUS SIiCU�RITI" INSTRI�!►f[iNT�vm��t►i�tie.�unif�u►n c��vcn:uus f'ur iutiunal usc suxl iw�ruiuFuru�cuvenwusi with liiyut�d '
<br /> vuriutk���.�by Jurisdirdc►n ta r��n+titutc u unifo�m scrurity inst7unxnt nn�crii�real pmperty.
<br /> UNlFORM CnVENANTS. &�m�a•cr a�ul Le�wier rnvetwit tuxi agrre+�follows:
<br /> 1. Poynuat of Prlocipol wid Iaterest; Ptrp�ytueat iwd I.i►!e Cdar�es. &urower Jwll promptlY paY wt►en due thc
<br /> principal of ai�d interest c�n ttk detu eviden�rd by the Ncue urxi wiy prep�yn�ent und I;ue ch.uge�Juc under the Nae. •
<br /> 2. Ftind9[ar 7'axea pnd I�urn��e. Subject to opplicable I�w or to a w•ritten waiver by Lender, Borrow•er shall pay to
<br /> Lernter on the day nw�uhly payments arc duc uitidcr the Ncuc,until thc Notc is p�id in full,a wm("Funds">for: (u)yearly taxes
<br /> and auessmenu which n�y aitain priority ovcr Ihis Security I�ulrunxnt as a lien an the Properiy:lb)Ycarly leuuhold payments ;
<br /> or grouncl rents on the Propeny, if��y;(c)yearly twzard or propeny iruura,xr premiums;(d)yearly ilood inwr.uice prerniwr►s,
<br /> if ony: tcl yearly mongagc i�uur:u�cc prcmiun�s. if a�iy�: and (�any sunu payablc by Borrower to Lc�ulcr, in acoorcian�.�c with
<br /> Uu pro�isians af p:uagr.�ph 8,iii licu of thz payment of mortgage inw�xe premiums. These icems�re c;al�ed "�scrow 3tc,nc."
<br /> Lcixler may, at any time.rnllcct ond fsold Funcis in a�i unJ4unt �wt to excood the maxiitwm a�iwunt a Iender for a federally
<br /> related mortgage loan may reyuire for Borrow•er's e.ccrow nccowu aidcr t)sc federul Real Estate Settlen�ent Procedums Act of
<br />, 1974 as amcnded from timc ro timc. 12 U.S.C. Section Z601 er sey. ("RGSPA'),ui�less anotlu:r law that applies to thc Funds '
<br />' sc�s u le.cser amount. If so, I.ciuJcr rruy, at any tin�e, collect w�d hold Fuads in an vi�ount cot to excc�ed the lesser a�riount. �
<br /> Lciuier may estimate the amowu of.Funds due on thc basis of curm,nt data and reasouable esiimates of expettditures of future
<br /> Fscrow items or cKhen�vise in aoco�e with applicable law.
<br /> The Funds shall bc held in an iauitution whose deposits are insured by u federal agency, inctrument�liry, ur entity
<br /> , (including l.ender,if Lender is wch an institution)or in any Federal Home l,oan Banlc. Lender shall apply the Futxls to pay the
<br /> Fscrow Items.l.ender may not charge Borrower for haldi»g and applying the Funds,annually analyzing the escrow aceount. or
<br /> verifying the fscrow Itemc.unless Lender pays Borrower interest on the Funds artid applic�ble law permits Len�ler to make such
<br /> a charge. How•ever,Lender may require Borrower to pay a one-time charge for an independent real eslate tux rcportiag servia
<br /> used by Lender in connection with this loan, unless applicable law provides othetwise. Unlesr� an ugreetneac is made or
<br /> applicable law requires interest to be paid.Leader stwll not be required tr.r p:cy Borrou•er any intercst oe c:amings on the Funds.
<br /> Bnrrower and l.esxfsz m�y�gtce in writing,however, th�t interest slulf 6��id on thc Funds. Lc�xtcr�all givc to Borrower,
<br /> w:thout charge, aa anacia!aocacc-�iug of the Funds, showing cndiu aiuf J��tri:s to d�e Funds and the purpose fot which each
<br /> debit lo the Funds was made. T&�.Fu.nds are pledged.s additional security for all sums secured by this Sociuity Inururneni.
<br /> If the Fw�ds heW by Lender exceod the amounts permitted to be heW by applicable law, Lender sh�ll xoount to Borrowet
<br /> for tbe eacas Fuads in xoorduue with the nquinments of applicablo lav�. If the am�ouiu of the Fu�is hetd by Lender at any
<br /> dmt is not sufficiesx to p�y the Fscrow Items when due.I.erxler may so notify Borrower in writing.aad.in such case Borrowu
<br /> - st�all pay to La�det the amount �ssry to malce u�the deficiesx.y.Saaower shall maSce up the Gtticieacy in n0 mOrt tltan
<br /> twdve monthly payments,at Lender's sole discretion.
<br /> Upon paymait in fiill of all sums secured by this Security Instrumer►t, l.tnder shall promptly refund to Borrowu any
<br /> Funds held by Lc:der. If,under paragraph 21,[.ender shall acquire or sell the Property.Lender,privr ocr thee acquisition or sale
<br /> af the Property, sGal1 apply any Funds held by Lender zt the dme oF acquisition or sale as a credit a�ainst the sums secural by
<br /> this Securiry Instivment.
<br /> 3. Appiicatioo of P�ymmts.Unless applicable law pro�-�es otherwise.all payme�received by Let�der nnder paragrap:u
<br /> 1 and 2 s}t�ll be applied:first,to anY P��Yment cl�arges due undeT the hote: second,co anwutus payabk uudet para�raph 2;
<br /> third.ta interest due:founh. to principal due:uxi lau.to any late charges dae under tbe Note.
<br /> 4. Char�es;i.ims.Borrower shall pay all taxes.assessmenu.ct�rg�.c.fines and impositions�ttributable to the PropertY
<br /> which may attain priority over this Security Ia�rtunent, and Iqsebold p�}Ytienu or g.round ruus. if any.Borrower stsall paY
<br /> tlxse obligadons in the n�r provided in paragr.ipA 2,a if aot paid in ttwt mazu�er,B.urowu shall pay them on time directly
<br /> to the pason owed p�ymeni. Horrower shall prompdy furnis�w L�nder al!noiices of:r�.�aw�ts W be paid undcr this paragriph.
<br /> If Borrowu m�iccs these plyments directly.Borrower sttall p�tapily fum6s'e to Lender re�pts evidea�ing the p�yments.
<br /> Bonnwu sIzal!prmmptly discharge any lien which has priority oves ttzis Security Instnu�nc uuLess 8orrowu:(a)�grxs in
<br /> writing to the payment of the obligation sa�urod by the lien in a maruur acceptabk to lea�ier: Cn)�tssu in good faith the lien
<br /> by, w defends against enforcement of the lien in, legal grviceedings which in tl�e L�r_er's opinion operate ro prevent the
<br /> enforcunent of tht lien; or(c)secures from the holder of the licn an agneert�u satisf��cnry to Lender subordinating the lien w
<br /> this Security inctrumrnt.If Let�der determines that any part of th:Property is subject to a lien which a�ay attain priority over
<br /> this Socurity inwunxnt,Ixnder may give Borrower a notice identifying the Li,ea.Borrowec sliall sati.:fy the lien or take out or
<br /> more of the actions set fo�th above within 10 days of the giving of notice.
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