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<br /> .ut+st:uulally cyui�•alcni nx,ng�ge imur;uxc c.��cr�r is iwk a��ul�i+lc, E3��riy►KCr�hall{+�y to I.cndcr cach�tx,uti� ,�wn�:.qual t.:
<br /> .ux•twclft3�uf Ihe�wrl} nkutg.+re in.wr�uw�premiwti�t►ein���iJ by B++rn�KCr w•hen the i�uurince�u�•erage Iap.�eJ ur cus��ti�
<br /> t+c in rll�+�t.l.�nJ�r w�ill xr.i►i. u�::uid�ctain thc�c�ynkn�.r� :+I�a.� r�.�nr ii� Ik� oF itk�rt�a;;� in:�uran:r. l,�:s� mecvr __
<br /> �►a�u�.;u� ►iuy �x�l�u�bcr b.r:;�uirxi.at thc��Ni�xi��1!k�►�lrr. �f rrwut�t+ge i��.cur.uke�ti,+�cru�e!in the�u�xwiu and far the�ri�xf
<br /> tlt�1 I..u�r rcyuirrsl(►ro�•idc�3 by uu fiGVw�r y�r�,��.d hy I�cn+i:�;agii:�F+eeumes avaulablc wwl ic��tain�tif. U:rrmucr�hzll paY
<br /> thc prcmlun�.�n�yuintl tc,n�ainrain nw�rt�:+�c iaw��u�:c in efP�tit.��r tu Fu�vi�tc a luwc rescn•r,u�uil ttu rcyuircnxiu fur nxxt�a�e
<br /> i�uur-:ancc end�in:xa�nuukc w ith r�i} wi iurn:ytrecuk�tt tktacci►Ek�rr��wcr:uxl l.c�xtcr or applic•rhlc law•.
<br /> 9.[t�;yxrt{ap. f.c�xl�r or it�agcnt nu� m+�c rc�,nzbl�entrie� u�+n�uxJ in.�pecliau��t the Pmpetty. Leikl�;r s1u1!Qi�•e
<br /> Burruucr �x�ticr Lt thc tin�r ui'ur�riur iu wi�n�tkNi►�x�if}l��r.:u�c1nzhlc c:wsr(ar thc incpection.
<br /> 19, ta�aatlon. TNc t��k'�` +�:►itiy uwud�u cl:tim t►u�l:uu:►Fcs. direct or t�nn�cyuentiyl, 111 lY►t1ilCtilHNI K'11F1 iUly.
<br /> «uxtanuwziicx�or oth.r wkin,�ui'�u►y P�rt uf Ihe Pny�eny�,ar f�x�yu►�•cy.uu�:in lieu af cu+�lenuutiw�.:uc he��y assirncd•r�xf
<br /> slwll l+e p:�id to l.erxicr.
<br /> 1�thc e��cn1 of a tutal tai;ing��f the Pmpctt�.the pra,�ceJ...tull tx:appiiai to thc sutn�sxurc�S by t2�i�Sc�urity Ln��nioi�;:u.
<br /> whet�er or iWt then duc. with an}� exce�s�v d to Burmwcr. In:he c�'ent uf a pat7ial ukit� of thc Pmpeny in w•hich the fuir
<br /> r.urkei�•�lue of the 1'�opcny inu�x�i�te{y beforc the t:tl;ing is equal tc�ar greater tF�the uixwnt ��f the wnu �aur�by this
<br /> Security In.urumcnc inunesliately befon the t:�i:inF,unless Bntrow•er and l.e�xlcr otherwisc agn�e in writing.�he cums secured by
<br /> this Securiry instroment chall be r��clucod by the anwunt of the proceeds multiplied by the followin� fractian: (al the tcxal
<br /> amou�u of the wa�.�urod inurxdiately t�efore the taking. di�•ided by(b1 the fa�r muket value af the Pro�rty in�rodiat�ly
<br /> befon the tal:ing. Any bxlancc sl�.all be paid to Borrower. In the e�•ent af� p:►rti�l taking aP the Praperty �n w•hich the f�ir
<br /> nurket ti•aluc of the Propeny irmiediately before the taking is Icss than the amount of Ihe sums securad immediately befurc ihe
<br /> [aking.unkss Borrow•cr and Lcnder�xhcrwise agree in wr�ting or unless appllcals�c law�then►�ise pro�•ides. �ptncoads sdsll
<br /> be ap�lieci ta the wms secured b�•this Security[nstrument whether or rwt the sums are then due.
<br /> If the Property is abandoncd by Bc�rrow'er,or if,atter natice by L.ender ta HnrmWcr that the condemnor offets to make ar
<br /> award or sctde u cla�m for darn�ges,Barrc�wcr faits w respond to l.ender within 30 days after the date thr notioe is givrn.
<br /> Lender is authoriud to co:lect and apply the proceeds,at its opt�on,either to rostoration or repair af the Propeny ot ta tbe s,uac
<br /> secured by this Security Instniment,whether cx not then due.
<br /> Unless Lender and Borrower uiherw•ise agroe in writing. any appliplion of prooaedS to principal shsll not exLeod or
<br /> postpo��e the doe date of the monthly payments referred to i�paru�raphs 1 and 2 or change the anwunt of such paymenu.
<br /> �t, g�oN�y.���ed;Forbe�rance gy I�ender Not a Nalver.Factension of the time for paymcru or modificstion
<br /> of arr�orazacion of the su�ru securod by this Security Insuument gr�anttd by Lende�to any suecessor in interest of Borrower shall
<br /> oot ope�te tu release t1r liability of the original Borrower or Borrower's successors in interrst.Lender shall not be�+aquired to
<br /> romrrenc�proceedings�ainst any successor in interat or refuse to extend time for payment ot othenvise modify attw�tization
<br /> �af thc sums secured by ttsis Security Inuium�nt by re.acen of any demand m�de by the original Borrower or Barower's
<br /> syccessocs ia ipter�t. A,►�.►forbear.uxe by l.eoder in exercisit�any right or remody shall not be a waiva of or precfude the
<br /> exercise cxft��right ur rei�iy. .
<br /> 12. �essots aod � Bonad; ]oiat aad Severa! Liability, Co-siBners.71ie covus�nu and �g�nts of this
<br /> Security ia�sum�nt sf�I4 bind and benefit the successors and �ssigns of l.mder and BorroM;a. wbjxt to the provisiau of
<br /> l�b'�Ph 17. Burrower s covenants�nd agreeit�ents shal! be}oint �nd several. My Borrow•er who oo-signc this Savrity
<br /> Inun►ment lwt dces not�xocute the Note: (a)is��o-signing this Security Inutument otily to mortgage. gt�nt and oonveY that
<br /> Borraw•er's iraerest in the Proporty under the tertns of this Socurity Inu�um�nt:(b)is not persotially obligatod w pay the wms
<br /> securad by this Socurity Insttumen:• uid(c)agras tf�t i.encte�and any other Borrow�r rt�y agroe to extencl.modifY.forbru or
<br /> oulc�e�ny xcommodations with regard to the tetmc of this Security Iastrunietu or the Note without t}�at Borrower's ootsax.
<br /> 13. I,oau C6u�es.If the loan secured by this Savrity Itutnuneat is subjoct to a law whic�� sets muitnum loaa d�r$GS.
<br /> �nd thu law is finally inuipreted so that the interest or other loan cUarses oollocced or to be collated in axiacction with the
<br /> lau�eacoeed the permitud limiu.tixn: (a)aay soch loan charge s1u11 be reduced by the�mount neo�sry to redaoe ttx chuge
<br /> tn the petmittod limir, and(b)anY sums already coltocted from Bortnwer which exceedod p�mutted limits wi1D be refiuK]ed to
<br /> Borsower. l.tnder may ehc+c+Fe to make this refiu�d by roGUCing t�e prineqr+i owod under u,e i:uic :H :.r :-..—:ro:di.� �
<br /> PaYmrnt w Borrowu. If a nfund roduo�s principal, the roduction will be vcatod ss a partial per�aymeat without any
<br /> P�Yment ch�rge wider the Note.
<br /> 14. Notio�s.Any notioe to Bortowee provided for in this Security Instrument shall be given by deliverit�g it ar by tmiling
<br /> it by fitst class mail unless applicable law requircs use of anuther mothod. 7'ftie notice sha11 b�directed w the Property Addr�ess
<br /> or any othcr address Borrower designates by notice to l,ender. Any notice to I.ender sha31 be givtt�by �ist class mtil to
<br /> Lender's �ddress statod herein or any other address Lender design�tes by Twtice to Borrower. My notia W+�vidal for iu this
<br /> Security Inst�nt s�sall be dee�ned to have beto given to Bomower or i.et�der when given as provided in tlus p�rigraph.
<br /> 15. Governiag Is�r; Se�'erabUity. This Sa�+nty Instrument sl�al! be govemed by federrl law �nd the law of the
<br /> jarisdiction in which tlse Propaty is located.In the event that any provision os clau.0 of ttus Sxurity Instfua�a�t or the Note
<br /> oonflicts with applicab�lnw, wch oonflict sh�+ll not affect other proviscons of this Searity InStNnxnt or tbe�Tote which an be
<br /> giva�effax without the aonfliding provisioo.To this aod tLe prov�sioas of tbis Saauity Insttva�eat atd the Note at+e decl�rd
<br /> to be sevuable.
<br /> 16. Bwrovver's Copy.Borrowa sh�ll be giva�one confornsed eopy of the Note aod of this Security Inurumeat.
<br /> 17. Trancler ot the Pwpaty a'9 Ba�l L+tenst in Son'owd'.��11 or any put of the Property or any intee�est in it
<br /> is soW or truufercod(ar if a ba�efic�al intereu in Borrower is sold or transferred and Borrower is not a natural person)without
<br /> Leada•s priar writt�n wuseat. Lender may. at iu option. req�ire imuxdiatt paymeat in full of a11 suias securcd by this
<br /> Security Iastnwnpu.No�EVer.this optioo s5all not 6e exucised by I.eoder if exercise u prohibitod by foder�l!aw as of the date
<br /> of this Security Inurumet�t.
<br /> If Lender esucises this option,F.�rnder shall give Borrowcr uotice of aoalerrtion.The notioe sfull provide�periodl of not
<br /> less thu�30 days from the date the c+otioe is delivered or maited within which Borrower c�utst pay aIf sutnc securod 6y this
<br /> Socurity Lu�utnent.If Z3oirower fails to pay these stiuns prwr io the expiration of this period.Lwder may iavoke any rea�odies
<br /> pormittod by this Security FaStrument without further iwtice or dem��nd on Borrower.
<br /> 18. $ort+owa''s R�t W Rdostatc. if Bortowu nteets atttin oonditions. Borrowet shal! have the right Lo have
<br /> eafonxmeat of this Secvriry L�st�un�t discontinued at any tun:prior to the earlier of: (a)5 days (or such otI�er prriod a�
<br /> appliabie law may spxity for niast�tement) before s�le of cfne Property pnrsuant to any power of sale oontained in this
<br /> Su�irity lastntrtx�ait;or(6)entry of a judgment enforcing this Secvricy I�UUment.Those condirioru are tt�at Borrower.(a)p�ys
<br /> Lc.-sdcr�l1 sur�wtii�:l�tlten would be due undcr this Saa�rity Iutrument a�the Note as if no acoeleratio+�had occumed; (b)
<br /> cures any defauit of any other covetarsu or agreemems: (c)pays aii expeiues i�xu�rad in enforcing ihi;5:,.."usity Isutrusnes:t.
<br /> including,but not limited to. reason�ble attomeys' fees: and (d)tafces such.Yetion a5 Lender may reasonably requ�re to usure
<br /> tl�at the lien of this Security inswment,I.ender's rights in the Pcoperty and Borrower's obligation to pay the su�ns secured by
<br /> this Socurity It�sttument sh�ll continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the
<br /> obliguiuns secured hereby sha11 rertnin fully effective u if no acceleratioo had occurrod.However.this right to reit�uate st�ll
<br /> noc appiy in the case of xceleration ander paragraph 17.
<br /> 19.Sale ot l�ot� (.'haa�e of i.oai� Servicer. The Note or a partia! interest in the Note (together with tivs Securi:y
<br /> (astrument)rr�y be sold one or more times without prior notice to Bottower. A sale ma3+result in a change in the encity(lcnow�
<br /> �s tho"Loan Servicer')that rollects monthlY paYments due under the Note ud this Socurity Instrumont.Tt�ere also may be ooe.
<br /> or awre changes of the Lo�n Serviser unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be
<br /> given written notice of the change in accorduue with para8raph l4 above and applirKble law.71�e notice will slate the n�me and
<br /> address of the rk:w [.oan Servicer and the address to which payntents slwuld be made. The notice will also contain any other
<br /> infom�ation required by applicable law_
<br /> 2p,Ha�ardoas Subqances. Borrower shall rat cause nr permit the prcsence.use, disposal, stotage, or release of any
<br />— Haz,udcxis Subst�rmes on or in the Propeny. Borrower shal! not do, nor �llow anyone elsc ro do, anything affecting the
<br /> - Pro�ctty that is in viol�tion of any Environrtkntai L•rw. 71�e pt�ing two scracrtir,ec shall not apply to the presence, use, or
<br /> stonge on the Propeny of small quantities of Ha7ardous S�:bst�nces that are generally rocagnixod to be appropriatc to itiom�al
<br /> resi�kntial uses apd w main[enance of the Property.
<br />- vp�3 d 4 . . . ' � FOffA.�� 9�
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