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<br /> lf the amounts beld by Luuicr for Escrow Items exceul the suuounts Perrmitted to be acki by RESPA. Ltadcr _
<br /> ttwll�ccount to Borrower for the excess funds as requir�d by RESPA. if t!�auwunts uf fuads tuld Ey Lcr.dex u �ny -
<br /> dme ue not sufficient to pay thc Fscrow Itewc wAw due,I.Cii�Ct IOi}�11011�Y lll�BOa�aw'2i i'iiki COQU1iC BaTi:�1VCt(Q
<br /> roske up the s6ortage as pemnitted by RESPA.
<br /> Ttu Escrow Funds u�e plodgal as aiddidoaal securiry for ali sums secwtid by this Sxwiry Instnuner.i. If
<br /> Borrowu teaders to Lender thee full payment of all such swns.Borrower's aocoant st�all be credited with t!u balaace
<br /> reu�3niag for all inst�llmeat iteu�s{a).(b),aad(c)�ud u�y mortg�,ge icuur�nce premium inst�llmcat that l.erxler h�s
<br /> aot Dxame obli�atal to pay to the SecretuY� �d l.ender sball pmmptly refw�d aay excess futxis to Borrower.
<br /> lcameaiately prior to a forcelosure sale of the Property or it� xquisitioa by [.eadcr. BorroK�cr's a�ount shall be
<br /> cralital with any balance reu�aining for all instaUments for items(a),(b),aad(c).
<br /> 3. AppUcstioo ot Ps►Yaunts.All PaYment�under paragr+phs 1 u�d 2�hatl be applied by l.tader zs follows:
<br /> �,to the mortgage i++�,,,�premium to be paid Dy L�eader w the Secse:ary or to the monthly cEarge by the
<br /> $OC[CfaiSl ITLS�CeL�OY ZI1C ASOIIIIf�}r QlOiigS4$C inc»nrv�r�►[�CII1l�;
<br /> �Q,to any taues,speci�l asussmmcs.leasehald pay�uents ar gtnund rwts. and fue.flood aad other haTUd
<br /> insuroace pce�i.v�cs.:.,s reqvired:
<br /> ��.to usterest dua under the Note;
<br /> Fourih,to amortization of the principal of the Nou;aad
<br /> i � to t�te chuges due under the Nae.
<br /> ,. Fire,Flood w�d Otba'A�r+d L�sursace.Borrower shali insure all impmvementa ou tIu l�rope�ty.whttber
<br /> now in eaisteace or subsequeatly erxtetl.a8�insi ar�Y hazuds,cuualties,aad oonringmcies.inciur�iag fire.for wt�ich
<br /> I,CDdCI' ICQII�PCS �S11Ia0CC. ��S tII�_'�*'�"`"' SZ3�� bC m+intsiife� 111 L21E aII101111IS�SS� fII! �1G �Od9 It1St �CT
<br /> requlres. Bonnwer shall also insute all Impmvemests on the Property. whether ccr•�• ia existena or subsequewlY
<br /> erectod. �gains¢4ass by floods to tlu ea�teat required by the Secretary.All insur�ace ahall be carrIal with companles
<br /> �pproved by Lrender. 'II'he iawr�oe policia aad any reaewals shaU be held by Leacler�ad shall include loss payable
<br /> clauses ia favar of,and�a a foRa axeptable to,I�ender.
<br /> In tLe eveat of losa,Borcowa sball give l.mder immediate aotice bY mail.teacfes may maice pcoof of tosa if not
<br /> �P��Y bY Borrower.Each insur�ace company oaa.�emed is hereby authet�aad direcied to m�1ce WY�
<br /> for cucb loss dirxdy to Lreader, instead of to Borrawet aad to L,eader joiatly. AI3 or aay put of tLe insur�noe
<br /> proaeds may De appliod by Lu�du.at iu o�tion, either(a)w the redt�ctioa of t�e indebtedaas uader the Noto aad
<br /> this SecurisY Iawumeat.fus�to aay delicr�'xat aawunts appliod in tize erder in puagrnph 3.aad shea to Pre�Yma�t
<br /> of priacipal.or (b)to the raton�on or cep�ir of tDe dam�tgod PmpertY. Any�gli�tion of the pmaects w the
<br /> prmCig7ti sa�3f not ex�i vr jx�siy�+�.�'.�d�::,d:i:.:.:t'�..-.�ashl;F+;�.L•�?hi�►sce nfesrecl to in o�ra¢r�nh 2.ot . -- --.--.
<br /> cl�nge the�mouut of suCh p�ymentt.My C7CCess in���n++rt p�oeds over aa anwutst te4uu�ct to WY��
<br /> indebtedaess under the Note ud this Secwity Instrumeat slull be paid w the eatiry legally eatidod thereto.
<br /> In the eveat of fomlouue of tbLs Savriry Inswmeat or other msafa of ri'tlee W the PropertY 2bat extia�uisLes
<br /> the indebtedxsc, �11 ri�ht, tide �ad iaunst of Borrower in aad w ias�uance polkia ia force sha11 p�ss to th�e
<br /> pccuponcy, Prae�vatjon,ll�L;nfe�s and Protectloa oP tLe Propart�t SorrdWer'c I�oon Appi�atlon;
<br /> '- 1.ea�eLoW�. Bo:rower shall occvPY, est�blish, aad use the Property as Borrower's princiAa2 resideace within sixty
<br /> daya after the e�,a�etioa of tbis Saurity fastr�.+++�+t(or withia sixcy days of a luer s�k or traasfer of 1he Propacy)
<br /> aad shall 000sic�e to acar�y the Pmperty a4 Borrower's priacipal nsideace for u lea:t ox�Yar after the date of
<br /> occupaacy,ualas l.ender determines ttut nequi�rmea�vrill cause undue bardsLip ba��3orrower.or unlesa exteauating
<br /> circumstaoca eaist whi� are beyond Bo:rawer's oonuol. Borrower shaU naoi�jr Lcodrr of any �xte^•.--•��
<br /> circumstaooes.Bomowa sivU not commit waue or destroy.duaa8e or substaawllY ch�n8e the Properry or a11ow the
<br /> property to deseriorate,reasoaable wear aod uar excepud.L,ead�r�y iatpect tlu PcoPertY if the Property ia vxant
<br /> or�baadone�f or the loaa is ia default. Leader m�y ta]ce reawn�Cc aaion to protxt aad preserve such vacaat or
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