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<br /> TpGL•THER WITN ull Uw i�iyuo�•cnkttts tx�w•an c�rcaRer crectod on tlx pn�►cny.aixl:+11 c:ucnxnts. :►}+Ewctc�kuues,�ux1 _
<br /> G�cturos �xiw or fKrcaftcr u put uf thc pr���:rty. Ali rcplacenxnts w�! a�Witi��n� ctwll ulw bc ro�crccl by this Security
<br /> I�utrun�:nt. AU oP thc F��rcgning is rcfrmJ lu in thi:.S�u�isy Inssrunzent as thc"PruFe�ty." i
<br /> I�ORR(]WI:R CUVENANI'S that &�m�w•er iv I�wCally sels�!ut�the ealute hir�by cumcyc�l a�xt h:+.c the right to grsu►t unJ �
<br /> conccy thr Property atxl tiut the Pr.�(+eny is une+uunibereJ, eK�c{x fur eiicun�t+�ances of ra•��rJ. Borrowee warruus�uki witi _
<br /> defetu!gcnerally Ihe iitle to�he Pmpcny s�iaitut u11 rluinu a�x!de�itvxis,wbjc:t to a►y e�uumbranccs oP raor�. --
<br /> THIS SECURITY INSTRUI�IENT rnmbines unifomi aivenants far natianal u.tie :uxl uarutziform wrcn;uua a�ith limit�
<br /> vui�tions by-juriuliction ta constitutc a uniforn�security iiutrument a�vering rcal properly. __..
<br /> UNIFORti1 CoVENANTS.Borraw•er atxl l.ender ca��enant and agrec as fullows: _
<br /> 1. P�ycaeat af PriaclpAl pncl Intet+est; Prepayment w�d l.ute Ctu�rges. Barraw•er shall prampdY paY when due the
<br /> principal of�nd int�mt on the debt evidenad by the Nate wxl any ptepayment:uul late charges due under the Note.
<br /> 2, h'uncis for Taxes und Ir�surat�ce. Subject to applicable law ar to a written waiver by Lender, Bc�rrower shall pay to
<br /> Lend.r on the day nwnthl��payments are due under the Note,until the Nutc is paid in full,u sum("Funds")for:(a)yearlyt�vices
<br /> aixl�ssesGr�ents w•hich may Attain priarity over this Securiry Instrument as a lien on thc Property: (b)yearly 1ea►ehold paymenu
<br /> or ground reras on tDe Property,if any;(c)yezrly hazard or property i�uurance premiu.rs;(d) yearly Fload insurance pretniu�ns.
<br /> if any; (e)Yearly �xartgage insuraiue premiums. if any: and (� any sumc payable t+}•�.i*rower to Lender. in accordance with
<br /> the provisions of psr.,gra�h S,in lieu of the p�yment of nwrt,�abe i��,:,s«iu��+te:.�i«.:i.�• '�'xse' items are callod"Escrow Items."
<br /> I,ender n�y. at any time. coL'aa aaa hold Funds in an�cnou:u ao�c t.ex.,��a tRte c��m amounc a lender far s federally
<br /> related mortgage Ic►�n may rc^qu:r�fos Bottuv.er'c eserow�nt u�:r:�e fed�.r,il T�:�i Estate Setdenknt Pro�iures Aet of ---
<br /> 1974 as amended Ei'om time to t�me. 12 IJ.S.�. Section 2601 et seq. ("�.a"PA"),un:ess another 1au�Rhat:►ppEies,¢�a thc Fw�r.s.
<br /> sets a lesser amoicnc. If so. Lender may. at a�y time. collect and hold�`unds in an amount not to e.n��cd the lesser anwuat.
<br /> Lender may esrimate the amount of Funds due on the basis of curcent d�ta and reasonable esti¢nates of expenditures of futu�t.
<br /> Escrow Itecns or ottxrwise in accordance Kith appficable law.
<br /> The Funds sluill be held in an institution whose deposits are insured by a fedenl agenc:y, ir�strumentali►y, or entity
<br /> (including l.ender, if Lender is such an institution)or in any Faleral Home Loan Banlc. L�ender shal�aPP�Y�Funds ta pay the
<br /> �scrow items.Lender may nat charge Borrower for holding and applyin�the Funds, annually ur�alyzing the escrow xcount, or
<br /> verifying the Escrow Items.unless[.ender pays Bonower interest on the Funds artid a�plicable law permits I.cnder to make such
<br /> a charge.However,Lende�may roquire Barmwer to pay a one-time chugt for an independer►t real estuC t11t reportitis SCtviCe
<br /> uuJ by lxader �n cont�ection wititi this loan. unless applicable !aw provide.c ocherwist. Unless an s�rtt�nt is tnade or
<br /> applicahte law roquires intcrest w bo paid.Lender shall not t+c required to pay Borrowa any iatereu or earnin�s on thc�unds.
<br /> Borrower and Lender may�grce in writing, howcvcr, that inttrest s1�a11 be paid on the Funds.Lendet shail give to Barrower,
<br /> wiihout chatge,stn smnual accou�uing of the Funds. showing crodits sud debits to�Funds and the pur�wse for which esch
<br /> debit to the Funds was made.The Funds are pled&ed as additional securiry for all wms securod by this Security Irutrument.
<br /> If the Funds t�eld by Lender excad the anwunts permitted to be held bY apPlicabk law. Lendcr sf�ll a�ccount to Borrowu
<br /> for the exoas Funds in xcordance with the roquiranents os applicable law.If the amount of the Funds held Gy Ltnder at any
<br /> . tint;,is not sufficient to pay ehe Escrow Ttems when due.i,erwer may so natffY norrower in wriu��g.+�y.i�.:�::�•:.==:�°-�'z'g•�'= -
<br /> s1�11 pay to Leudtr tht amount necessary to make up the deficiency. Borrower shall make up the deficiency in ao mare than
<br /> twea„e mot,ci,iy�y�c�,at Lerxier's sole discretion.
<br /> , Upon payment in full of all sumc secured by this Securiry Instrument, Lender shall prampily refund to $otrowu any
<br /> Funds held by Lender. if,under paragraph 21,Lender st�ll acquire or sell the Property, Lendu. prior to the acquisidon or s�le
<br /> of the Property,s�ll apply any Funds held teg I.ender at the time of uquisitian or s:le as a crodi.t against ttse sums secured by
<br />- this Security Insnwtxnt.
<br /> 3.Appiicatioa ot Payments.Unless applicable law provides otherw-ise•al�PaYmenu receive3 by Lender under para8raplu
<br /> !and 2 shzll be appliod: first, to anY P�Yment chargcs�;:u�er ttse Note: seoand. to anwunts payable undec paragraph 2+
<br /> third,to interesc ciue;faunh,w principal due:and last.to any late charges due under the Note.
<br /> 4.CBarees;Lieas.Borrower shall p:y-all taues, assessments. c�rrges. fines and impositions stuibuiable to the Pronerty
<br /> � which may att�in priority ova this Security Instrurt�ent, and teasd�old payments or ground rents.if rny. Borrower shall PsY
<br /> these obligationc in the*+l�^�-providad in paragraph 2,or if not paid in tlut matu�ea.Borrowcr st�all p�y tlxm on timt dirxtly
<br /> to the person owal paymeaa_�osrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph.
<br /> If Borrower makes these payments dincdy.Borrower shall promptly fumi5h to Lender receipts ecidencing the payments.
<br /> Borrower shall PrampclY discharge any lien which has priarity over this Security Inst�umeo�¢tiwless Borrower: (a)�gras in
<br /> wridng to the payment of the obligation stcured by the iirn in a marutier xceptab�e to Lender;(b)contests in good faith the iien
<br /> by, or defends against eaforoement of the lieai in, legal procc�dings which in the L.ender's opinion opetate to prevent tite
<br /> enforcement of the lien: or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien w
<br /> this Securisy Instsument. If Lender detemtines that anY Part of the Property is subjeci to a lien which may aitain prioriry over
<br /> �,;s�,�;�y I�,�,1 pnrl�r n�ay give Borrower a notice identifying the lien.Bonower sha11 satisfy the lien or talce one or
<br /> more of the xtioas set forth above within 10 days of the giving of notice.
<br /> Fonn 30?9 �►80
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