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20i104358 <br />(G� "Lender" is MORTGAGE RESEAR.CH CENTER, LLC DBA <br />VAMORTGAGECENTER.COM � <br />Lender is a MISSOUR.I CORPORATION organized <br />and existing under the laws of MISSOURI • <br />Lender's address is 2101 CHAPEL PLAZA COUR.T, SUITE 107, COLUMBIA, <br />MISSOUR.I 65203 • <br />(D) 'Trustee" is CHICAGO TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under ttus Security <br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated �NNE 9, 2 O 11 . <br />The Note states that Borrower owes Lender ONE HUNDRED NINETY- FOUR THOUSAND TWO <br />HLJNDRED FOUR. AND 0 0/ 10 0 Dollazs (U. S. $ 19 4, 2 0 4. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not <br />later than JULY 1, 2 0 41 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that aze executed by Bonower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />VA ASSUMPTION POLICY RIDER <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(Nn "Escrow Items" means those items that aze described in Section 3. <br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />NEBRASKA-Single Family UNIFORM INSTRUMENT DoeMaglc� <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS www.doanagic.com <br />(Rev. 1/01) Page 2 of 14 <br />