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20�104�1� power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et se . by requesting a foreclosure commissioner designated under the Act ta commence foreclosure an to se11 the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this P�ragraph 18 or applicable law. 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall rec�uest Trustee to re-convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Properly, but only if the fee is paid to a third patty (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 20. Substitute Trustee. Lender, at its optioa, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 21. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Pro�erty Address. 22. Riders to this Secur�ty Instrument. lf one or more riders are executed by Borrower and recorded together with this 5ecwity Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated Payment ❑ Other [Specify] ❑ Planned Unit Development Rider ❑ Growing Equity Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: � y �—� (Seal) Bozrower A� ew J Carlson �`' � � I (Seal) aonower Rachael E. Carlsoa Borrower sorrower [5pace Below This Line For Acknowledgment] STATE OF Nebraska ) � ) ss: COUNTY OF �afl 1'�1��'rt CIG ) (Seal) (Seal) The foregoing instrument was acknowledged before me this �tb day of June , 2011 , by Andrew J Carlson and Rachael E. Carlson, as husband and wife Witness my My Commission Exp t � . 16256.CV (11/07) ��( City4600102729 Page 5 of 5 GOTO(002f4023)