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<br />Retum To:
<br />Home Federal5avings & Loan
<br />P O Box 1009
<br />Grand tsland, NE 68802
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<br />DEED OF TRUST
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<br />PARTIES: This Deed of Trust is made on 3une 02, 2011 among the Grantor, Duane J Deis AND
<br />= Dianna J Deis, HUSBAND AND WIFE ("Borrower"), AREND R BAACK, ATTORNEY,
<br />whose residence address is P. O. Box 790, Grand Island, Ha11 County, Nebraska ("Trustee"), and
<br />the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND
<br />ISLAND, a corporation organized. and existing under the laws of NEBRASKA whose address is
<br />221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA. 68801 {"Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the real property, of which Borrawer is lawfully seized, described below and all buildings, fixtures, and existing and future
<br />improvements thereon and all rights-of-way, easements, rents, issues, profits, income, tenements, hereditaments, privileges
<br />and any appurtenances thereunto belonging (all called the "property").
<br />PROPERTY ADDRESS: 24U5 N Haward Ave — Grand Island, NE 68803
<br />LEGAL DESCRIPTION: Lots Sigteen (16) and Eighteen (18), in Block One (1), in University Place, an Addition to
<br />the City of Grand Island, Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the
<br />convenants and agreements contained in th;s deed of trust and in any other document incorporated herein. Secured debt,
<br />as used in this deed of trust, includes any amounts Borrower owes to Lender under this deed of trust or under any
<br />instrument secured by this deed of trust, and a11 modifications, extensions and renewals thereof.
<br />The secured debt is evidencecl by (List a11 instruments and agreements secured by this deed of trust and the da,tes thereof.):
<br />� A PROMISSORY NOTE AND SECURITY AGREEMENT DATED June 02, 2011.
<br />� Future advances: The above amount is secureci even though all or part of it may not yet be advanced.
<br />Future advances are contemplated and will be secured to the same extent as if made on the date of this
<br />deed of tcust is executed,
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of _
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<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future
<br />advances under the agreement are cotttempla.ted and will be secured to the same extent as if made on the date this deed of
<br />trust is executed.
<br />The above obligarion is due and payable on July 01, 2016, if not paid earlier.
<br />The total unpaid balance secured by tbis deed of trust at any one time shall not exceed a maJCimum principal amount of
<br />$115,958.00, plus interest, plus aay amounts disbursed under the terms of this deed of trust to protect the� security of this
<br />deed of trust or to perform any of the covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed af trust may vary according to the terms of
<br />that obligation.
<br />� A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed
<br />of trust and made a part hereof.
<br />RIDERS: None
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