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a �� ,�� ' 2 0110 4 011 j�� ' �09.1042�'7 ' Borrower shall promptly discharge any lien which has priority over this Security Instrument unless ; Borrower: (a) agrees in wrifvng to the payment of the obligation secured by the lien in a manner acceptable , to Lender, but only sa long as Borrower is performing such agreement; (b) contests the lien in good faith � by, or defends against enforcement of the liten in, legal proceedings wluch in Lender's opinion operate to prevent the enforcem�nt of the lien while those proceedings are pending, but only until such proceedings ! a.re concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating ' the lien to this Secur�ty Instrument. If Lender determines that any part of the Properly is subject to a lien ' which can attain prionity over this Security Instrument, Lender may give Borrower a notice identifying the ; Iien. Within 10 days of the date on which that notice is given, Bonower shall satisfy the Iien or take one or more of the acrions set forth above in this Section 4. I Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting service nsed by Lender in connection with this Loan. ' S. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any ' other hazards including, but not limited to, earthquakes and fioods, for which Lender requires insurance. � 'This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of I the Loan. The insurance carriar providing the insurance shall be chosen by Borrower subject to Lender's I right to disapprove Borrower' s choice, which right shall not be exercised unreasonably. Lender may I require Borrower to pay, in connection with this Loan, either: (a) a one-time ch�ge for flood zone i determination, certification and tracking services; or (b) a one-time charge for flood zone determination ; and certif'ication services and subsequent charges each time remappings or similar changes occur which i reasonably might affect such determination or certification. Borrower shall also be responsible for the i paytnent of any fees imposed by the Federal Emergency Management Agency in connection with the ' review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to mainta3n any of the coverages described above, Lender may obtain insusance j coverage, at Lender' s option and Borrower' s expense. Lender is under no obligation to purchase any I particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrow�r, Borrower' s equity in the Property, or the contents of the Property, against atty risk, ; hazard or liability and might provide greater ar lesser coverage tt�an was previously in effect. Borrower � acknowledges that the cost of the insurauce coverage so obtaitted might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 sha11 � become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest ; at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from ; Lender to Borrower xequesting payment. i All insurance policies required by Lender and renewals of such policies shall be subject to Lender's ; right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as ! mortgagee and/or as an additional loss payee. Lender skall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lander all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, ,' for damage to, or destruction of, the Properly, such policy shall include a standard mortgage clause and ; shall nante Lender as mortgagee and/or as an additional loss payee. � In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree ; in writing, any insurance proceeds, whether or not the underlying insurance was required by Lendar, shall be applied to rastoration or repair of the Property, if the restoration or repair is economically feasible and j Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to ' hold such insurance proceeds until Lender has had an opportunity to inspect such Properly to ensure the 231108 I NEBRASKA - Singls Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-6(NE) (oe11) Page6 of 15 �nitials: �� Form 3028 1101 �