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201104257 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />lZcia 4 1& Wry (seal) <br />LOIS I DOWSE - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Ck NE RASKA - Single Family - Fannie Mae /Freddie Mw UNIFORM INSTRUMENT <br />-8(NE) iosi n raga 14 or 15 Form 3028 1/01 <br />