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201104184 9. Prot�tion of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Securiry Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regularions), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessiug the value of the Property, and s�uring and/or repairing the Property. Lender's acrions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Properiy and/or rights under tlus Security Instrument, including its secured position in a banla�uptcy proceeding. S�uring the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boazd up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous condirions, and have utilities tumed on or off. Although Lender may take acrion under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liabiliry far not taking any or all actions authorized under this Section 9. Any amounts disbursed by Le�der under this Secrion 9 shall b�c�me addirional debt of Borrower secured by tkis Security Instru�ent. '�'hese amounts shall hear iaterest at the Note rate from the date of disbursement and shall be payabie, with such interest, u�n notice from Lender to �orrower requesting FaYment• . If thts Security Insttvment is on a leasehold, Borrower shall comply with all the grovisions of the lease. If Borrower acquir� fee title to the Property, the Ieasehold and the fee tit�e shall not merge unless I.ender agrees to the merger in writing. 1Q. Mortgage Ins�ra�ce. �f LernYer requir� Mortgage Insurance as a conditio�r of making the Loan, Borrower shall pay the premiu,u�s requir� to maintain the N�artgage Tnsurance in effect. Tf, for any reason, the Mortgage Insurance coverage required by F,�nc� ceases to be avail�te from the mortgage insurer that previously provided such insurance aud. Borro�ver w�.s reqvire� to make separately designated payments toward the premiums for Mortgage Insurar�ce, �or�wer shali pay the premiums required to obtain coverage substantially equivalent to the 1Vlortgage Insurance previously in effect, at a cost substantially equivatent to the cost to Borrower of the Mortgage Insusance previously in eff�t, from an alternate mortgage insurer selected by Leader. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sltall continue to pay to L.ender the amount of tt�e separately designated payments that were due when the �nc„rance coverage ceased to be in effect. Lender will a�cept, use and retain these payments as a non-refundable loss reserve in lieu of 1Vlortgage Insurance. 3uch loss reserve skall be non-refundable, norivithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Bonower any interest or earnings on such loss reserve. Lender can no longer require Yoss reserve payments if Mortgage Insvrance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of maicing the Loan and Bonower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any cvritten agreement between Borrower and Lender providing for such termination or until terminarion is required by Applicable Law. Nothing in this 5ecrion 10 affects Borrower's obligarion to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any enrity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insivance. Mortgage insurers evaluate their total risk on all such insurance in force from tnne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are sarisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) roet t) Page 8 of 15 initia�s: orm 3028 1/01 �