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<br />Beneficiary. The word "Beneficiary" means Theodore G. Baer, and his successors and assigns.
<br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and
<br />Trustee, and includes without limitation all assignment and security interest provisions relating to the
<br />Personal Property and Rents.
<br />Default. The word "Default" means the Default set forth in this Deed of Trust in the section titled
<br />"Default".
<br />Environmental Laws. The words `Environmental Laws" mean any and all state, federal and local
<br />statutes, regulations and ordinances relating to the protection of human health or the environment,
<br />including without limitation the Comprehensive Environmental Response, Compensation, and
<br />Liability Act of MO, as amended, 42 U.S.C. Section 9601, at seq. ("CERCLA"), the Superfund
<br />Amendments and Reauthorization Act of 1986, Pub. L No. 99-499 ("SARA"), the Hazardous
<br />Materials Transportation Act, 49 U.S.C. Section 11301, et seq., the Resource Conservation and
<br />Recovery Act, 42 U.S.C. Section 69131, et seq., or other applicable state or federal laws, rules, or
<br />regulations adapted pursuant thereto.
<br />Ezisting Indebtedness. The words "Existing Indebtedness" mean the Indebtedness described in the
<br />Existing Liens provision of this Deed of Trust.
<br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this
<br />Deed of Trust in the events of default section of this Deed of Trust.
<br />Guaranty. The word "Guaranty" means the guaranty from guarantor. endorser, surety, or
<br />accommodation party to Lender, including without limitation a guaranty of all or part of the Notes.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their
<br />quantity, concentration or physical, chemical or infectious characteristics, may cause or pose a
<br />present or potential hazard to human health or the environment when improperly used, treated, stored,
<br />disposed of, generated, manufactured, transported or otherwise handled. The words "Hazardous
<br />Substances" are used in their very broadest sense and include without limitation any and all hazardous
<br />or toxic substances, materials or waste as defined by or listed under the Environmental Laws. The
<br />term "Hazardous Substances" also includes, without imitation, petroleum and petroleum by-products
<br />or any fraction thereof and asbestos.
<br />Improvements. The word "improvements" means all existing and future improvements, buildings,
<br />structures, mobile homes affixed on the Real Property, facilities, additions, replacements and other
<br />construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and
<br />expenses payable under the Notes or Related Documents, together with all renewals of, extensions of,
<br />modifications of, consolidations of and substitutions for the Notes or Related Documents and any
<br />amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incuned by
<br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on
<br />such amounts as provided in this Deed of Trust. Specifically, without limitation, Indebtedness
<br />includes all amounts that may be indirectly secured by the Cross-Collateralization provision of this
<br />Deed of Trust. Indebtedness shall include, but is not limited to, all of the indebtedness, obligations
<br />and liabilities of Steven Sempeck, an individual ("Sem�") and Gerorge Ove�eld Jr., an individual,
<br />("Overfield"), to Lender whether individually or collectively, direct or indirect, joint or several,
<br />absolute or contingent, due or to become due, now existing or hereafter arising under or in respect to
<br />JLR/394902.5
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