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201104176 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PLO Rider. <br />(Seal) <br />� <br />Robert S. Micek - Borrower <br />Ashley <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 4 of 4 Form 3150 1101 <br />DDS -007 <br />II VIII 1111111 IIIIIIII�i I�IIIII II <br />0000007688946 <br />IJ <br />