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201104121 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instivvment (such as a proceeding in bankruptcy, pmbate, for condemnation or forfeiture, for e�forcement of a lien which may attain priority over this Security Instrument or to enforce laws or regularions), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to prote,ct Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's acrions can include, but are not limited to: (a) paying any sums secured by a lien which has griority over this Security Instrument; (b) aPPearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Se,curity Instrument, including its secured posirion in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utiliries turned on or off. Although Lender may ta.ke acrion under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liahility for not taking any or all actians authorized under this Secrion 9. Any amaunts disbvrsed by L,�nder uicder this Section 9 shall �come additional debt of Borrower secure� by this Security Instrument. These amotmts shatl bear interest at the Note rate from the date of disbursement and shatt be gayable, with such interest, upo� norice from I.ender to �rrower requesting Payment• . if tius Security Instiument is on a leasehol�, Borrower shall comply with all tlie provisions of the lease. If Borrower acq�ti.r�s fee title to the Property, the Ieasehold and the fe,e title shall not merge untess Lender agrees to the merger in v�+riting. 10.1VIortg$ge I�sanc:e. If Lendes required Mortgage Insurance as a condition of ma.l�ng the Loau, Sarrower sh�lS pay the greiniums required ta maintain the Mortgage Insu�ance in effect. I€, for any reason, the 1Vlortgage Insurancs coverage required by �,ender ceases to be available from the nzortgage insurer tt�at previously provided. sach insurance an� Borrov�+er was required to make separately cf�signated gayments toward. the premivarns far A�ortgage Insuraace, Bvrrower shall pay the premiu� required to obtain coverage substantially equivatent to the Mortgage Insurance previously in effe,ct, at a cost substantiatiy equivalent to the cost to Borrower of the Mortgage Insutance previously in effect, from an altemate mortgage insurer se2ected by Lender. If substantially eqtuvalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amourn of the separately designated payments that were due when tke insurance coverage ceased to be ia effect. Lender will accept, use and retain these gayments as a non-refundable loss reserve in lieu of 1Vlortgage Insurance. Such loss reserve shall be nan-refundable, notwithstanding the fact tbat the L�an is ultimately paid in full, anct Lender sha11 not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no Ionger rec}uire loss reserve gayments if Mortgage Insurance coverage (in the amoutit and for the period that Lender requires) pmvided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payznents toward the premiums for Mortgage Insurance. If I.ender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refiuidable loss reserve, until Lender's rec}uirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until terminarion is required by Applicable Law. Nothing in this Section 10 affects Bonower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and ma.y enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiurns). IVEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) Ioa��J PageB of 15 mniais: Form 3028 1/01 � ��