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20110402;
<br />selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashiek's
<br />�ck, provided any such check is drawn upon an institution whose deposits ate insured by a federal agenCy,
<br />�trumentality or entity; or (d) Electronic Funds Transfer. Upon reinsta.tement by Borrower, this Security
<br />�trument and obligations secured hereby shall remain fully effective as if no acceleration had occurred.
<br />�wever, this right to reinstate sha11 not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br />�te (together with this Security Instrument) can be sold one or more times without prior notice to Bonower.
<br />sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments
<br />e under the Note and this Security Instrument and performs other mortgage loan servicing obligations under
<br />; Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the
<br />an Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Bonower will be
<br />ien written notice of the change which will state the name and address of the new Loan Servicer, the address
<br />which payments should be made and any other information RESPA requires in connection with a notice of
<br />nsfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the
<br />rchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer
<br />be transfened to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise
<br />�vided by the Note purchaser.
<br />Neither Bonower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />iividual litigant or the member of a class) that azises from the other party's actions pursuant to this Security
<br />�trument or that alleges that the other party has breached any provision of, or any duty owed by reason of,
<br />s Security Instrument, until such Bonower or Lender has notified the other party (with such notice given in
<br />mpliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a
<br />usonable period after the giving of such notice to take conective action. If Applicable Law provides a time
<br />riod which must elapse before certain action can be taken, that time period will be deemed to be reasonable
<br />• purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant
<br />Section 22 and the notice of acceleration given to Bonower pursuant to Section 18 shall be deemed to
<br />;isfy the notice and opportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substanees
<br />fined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br />bstances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br />latile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental
<br />w" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety
<br />environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or
<br />noval action, as defined in Environmental Law; and (d) an"Environmental Condition" means a condition
<br />it can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />bstances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />r allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law,
<br />I which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />�a.rdous Substance, creates a condition that adversely affects the value of the Property. The preceding t�wo
<br />itences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous
<br />bstances that are generally recognized to be appropriate to normal residential uses and to maintenance of the
<br />operty (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or
<br />ier action by any governmental or regulatory agency or private party involving the Property and any
<br />�zardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental
<br />�ndition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any
<br />�zardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance
<br />iich adversely affects the value of the Property. If Bonower learns, or is notified by any govemmental or
<br />;ulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
<br />�ecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance
<br />th Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental
<br />RASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT
<br />� 3028 1 /01
<br />Forms Inc. (8�0) 446
<br />'ivMn3o2s a�o2 Page 11 of 13 Initials: ��°
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