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20110400G 22 AIVERS. Except to the extent prohibited by law, Grantor waives all appraisement and homestead tion rights relating to the Property. 23. I' PPLICABLE LAW. This Security Instrument is govemed by the laws of Nebraska, the United States of Am� ica, and to the extent required, by the laws of the jurisdiction where the Property is iocated, except to the exte t such state laws are preempted by federal law, 24. Inst or 1 obli gua brin the the �INT AND INDIVIDUAL LIABILITY AND SUCCESSORS. Each Grantor's obligations under this Security nent are independent of the obligations of any other Grantor. Lender may sue each Grantor individually ether with any other Grantor. Lender may re(ease any part of the Property and Grantor will still be ted under this Security Instrument for the remaining Property. !f this Security Instrument secures a ity between Lender and Grantor, Grantor agrees to waive any rights that may prevent Lender from ig any action or claim against Grantor or any party indebted under the obligation. These rights may :, but are not limited to, any anti-deficiency or one-action laws. Grantor agrees that Lender and any to this Security Instrument may extend, modify or make any change in the terms of this Security nent or any evidence of debt without Grantor's consent. Such a change will not release Grantor from �ms of this Security Instrument. The duties and benefits of this Security Instrument will bind and benefit ccessors and assigns of Lender and Grantor. 25.� MENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or mo ied by oral agreement. No amendment or modification of this Security Instrument is effective unless ma � in writing and executed by Grantor and Lender. This Security Instrument and any other documenis rela ng to the Secured Debts are the complete and final expression of the agreement. !f any provision of this Seo rity Instrument is unenforceable, then the unentorceable provision will be severed and the remaining pro�� sions wiN still be enforceable. 26. NTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. The ection headings are for convenience only and are not to be used to interpret or define the terms of this Sea, rrty Instrument, 27 � OTICE, FINANCIAL REPORTS, ADDITIONQL DOCUMENTS AND RECORDING TAXES. Unless otherwise req red by faw, any notice will be given by delivering it or mailing it by first class mail to the appropriate par 's address iisted in the DATE AND PARTIES section, or to any other address designated in writing. Notice to e Grantor will be deemed to be notice to all Grantors. Grantor will inform Lender in writing of any change in rantor's name, address or other application information. Grantor will provide Lender any financial sta ments or information Lender requests. All financial statements and information Grantor gives Lender will be orrect and complete. Grantor agrees to pay all expenses, charges and taxes in connection with the pre aration and recording of this Security Instrument. Grantor agrees to sign, deliver, and file any additional do � ments or certifications tf�at Lender may consider necessary to perfect, continue, and preserve Grantor's obl � ations under this Security Instrument and to confirm Lender's lien status on any Property, and Grantor ag � es to pay all expenses, charges and taxes in connection with the preparation and recording thereof. Time is �� the essence. SI(��ATURES. By signing, Grantor agrees to the terms and covenants contained in this Security fnstrument. Gr� tor also acknowledges receipt of a copy of this Security Instrument. OR: . �.. _ , E�� . ._. _ _ �, '.. . .. �� RYAN ATHKE Date � �2��11 Individually � � l� � Date � � �' � KARE RATHKE Individually Midwest Bank By �- � �°-� 1 Shannon Stuchlik, Vice Presi ent/Cashier � � �� , '�i � �.�::� � ,� � �:" ,�� E .�i � s � ��e s��`e � ft�ikf tl� a�,n, �`" �;°� � � bv,: �:�'� u ': �,} , e �,.� '.. a.a` � RY' N RATHKE Ne aska Deed Of Trust N' XXCEMORY00000000000621058052411N Wolters Kluwer Financial Services °1996, 2071 Bankers SystemsT" IIIIII II I� IIII I�III IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII III�I IIIII IIIII IIIII IIIII IIIII �IIII IIIII IIIII IIIII�IIIII IIIII�IIIII IIIII IIIII�(IIII I�III� IIIII IIIf IIII Initials �/ `\� �