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<br />(Space Above This Line Far Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 14, ZO11. The grantors are TIMOTHY L
<br />HOLLOWAY and PATRICE M HOLLOWAY, HUSBAND AND WIFE, whose address is 2408 APACHE RD,
<br />GRAND ISLAND, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons
<br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Severat Liability; Accommodation Signers. The trustee is
<br />Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The
<br />beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 5outh Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"): TIMOTAY L HOLLOWAY and PATRICE M HOLLOWAY owe Lender the
<br />principal sum of Thirty Thousand One Hundred Fifty-eight and 56/100 Dollars (U.S. $30,158.56), which is
<br />evidenced by the note, consumer loan agreement, or similar writing dated the same date as this 5ecurity Instrument
<br />(the "Note"), which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier,
<br />due and payable on May 25, 2021. Tlus Security Instrument secures to Lender: (a) the repaymant of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifica�ions of the Note; (b) the payment
<br />of all other sums, with interest, advanced to protect the security of this Security Instnunent under the provisions of
<br />the section titled Protecrion of Lender's Rights in the Property; and� (c) the. performance of Borrowar's
<br />covenants and agreements �under this Security Insirument and the Note. For this purposa, Borrower, in
<br />consideration of the debt and the trust kerein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTI' of HAI.L, State of Nebraska:
<br />Address: 2408 APACHE RD, GRAND ISLAND, Nebraska 68801
<br />Legal Descriptzon: LOT TWO (2) BLOCK SIX (6), IN THE REPLAT OF RIVERSIDE ACRE5, AN
<br />ADDITION TO THE CITY OF GRAND ISLAND, AALL COUNTY, NEBRASKA
<br />__ TOGETHER WITH all the improvements now or hereafter erected �on the property, and all easements,
<br />— appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully saised of the estate hereby aonveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />__= Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charge�. Borrowex shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable I.aw" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as aIl applicable fmal, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments aze due under the Note, until the Nofe is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instru�►ent as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortg�ge insurance premiums, if any; and ( fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender may, at any tune, collect and hold Funds in an amount not to exceed the ma�imum amount a lender for a
<br />federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
<br />5ettlement Procedures Act of 1974 as amended from time to time, 12 U.S.�. Section 2601 et seq. ("RESPA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may, at any time,
<br />collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds
<br />due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in
<br />accordance with Applicable Law.
<br />� 20042010 Complia�ce Systems, lnc. EEO&77IF - 2010.03378
<br />Consumer Real Estate - Sec�¢ity Instrument DL2036 Page 1 of 6 rvww.compliencesystems.com
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