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<br /> BAL.�.t�t?N RIDE�t �- it��{�� �--:
<br /> (l'l1NW'1'iOt+1Ai.RI�Fa"�'�(4 R��'1NAN4E.) �
<br /> TF�l5 bAi.i.(30N RIDEk is m�:le this 30'1'fi day of OC't0asit ,19 9F �
<br /> and is incoc�wrued iato aad shall be deemed to�merxf �ad�uFP�tment thc MartR e, Dcecl of Tn�st or Dced to 5ecure —
<br /> DtW (the 'Securiry Inununeat") of the same dztt giern by the undecs}�aed(tJ�e ' . w.r') to tcxute t6e Bartawes'y —
<br /> Note W 110A1tlST �tCAitii�Of. IMC.
<br /> (�e•Leader")of the samc ci�ee�ad covertnP the property clacrib«1 in�Ae 5ocutity inucuxuta:�ad toeata3«: �
<br /> �a�s �uwe�ss�se un, ew►xa iss�. N! 6990� �
<br /> t��r+aa:e:.l
<br /> The iaterext nu statca cre ttse Notc is callal tF�r '.hou R�te.' The due of the Note is callod th� 'Note Date." 1
<br /> undencand the Lendec r.�.�y trarsfet the Nou. Soc�r`�e"� ���'dad to raxiv�e�ra uacfei tbe N ralled _
<br /> Notc, tM Securiry Ia�md this Itider by tr�os6rr
<br /> the"Note Holdu." Eorcowa -
<br /> ADDITIONAL C���TANTS. In addidon to the coveaaats��aB��ouutained ia ttu Socuriry lasuument oi -
<br /> and Leader funher cove�.tu and�gcne as foUows(dcspite anythirs8
<br /> ttie No:e): -
<br /> 1.COrID1TiONAL RIGHT TO REFIIVANCE • Date').I will be able w oMaia a new loau
<br /> At the M�twity Due of the Nou wd Security Tnsuumeat(the ��Y 20 26 snd v�nth aa intetest r�te oquil
<br /> ('New Loaa')with a t►ew Mat�triry Due of �O�� i s
<br /> to the'N�vv Note Rate"�taia�.ned in accorda�e����low if a11 the oondicions Provided ia Secti°°�2�ad S
<br /> btlaw ate ma(the'Caad'ctional Refinax�n8 Opliorx"D.If tbose oondinoas are net met,I uaderstaad thu the Note Hdder
<br /> is uackr no abliguion tcr refimoce or modify the NR,�,o�r w ��yM�f che Note.�I will tu�ve to repay the
<br /> Note fmm my own resauras or fiad a lrndes willia�
<br /> 2.CONDiTIONS'i'O OP'TION on at muuriry, catain coaditiocss must be met as of tbe
<br /> If I waat to oxercire the Conditional Refin�ncing Opci of the proQesty subjxt w tLe Sa���Y
<br /> Maturiry Date. These crt�ditioos are: (1)I must still De tbe owaer aad occupuu
<br /> Inurumeat(the'Propertg"?;(2)1 must be currmt itt my monthty PaYmeats�ad cao:wt have baa more t6�n 30 drys late
<br /> oa my of the 12 schoduLs,�monthlY Wryme�s immc�i,i�e1Y P��S�M��'�;(3)no liea agaiast d�e Prop�rtY
<br /> ,�<<„+�++*�not yet due st�d psY�ble)otba t2�an thst of tbe Security Inittumeat m�Y w�t: (4)
<br />_ (exoept for taxss aa�d sper.� �ve�e Note Rate:and(5)I must maY,e a wriuea roquest w
<br />= the Nea Note R�tc c�aaat�e awrc ttlura�percrs4�4'��
<br /> tAe Note Holda as prove�ed ia Sax�xit x be�aw,
<br /> 3.CAI.CIJLATING T�A'�W 1\O�TE RATF to the Feder�Natiama]Moetg�ge Aawciation's tequiral net
<br /> 'ihe Nrw Note Ratr�l be a fiud rate of i��cst oqu�l �vay commiimeat.Plus one-l�lf of auc pecaeata8e
<br /> �a,��3t►.yrx fixed r�re morcw�oes subl�ta a 60��m�mdatory• � ..._...t..._D..�•�,.n�.,,w�.:.,nl _, _._ _
<br /> Poiai(0.5'�),ro�to the aeu+at ono-eigbth of ooe petoeat�tQe P�t�.��i�3 i� •,�� ,••^�.•._..�.
<br /> net yie3d shall be the applicable na yieW in effea on tbe d�te aad time of day that tLe Nute Holoa raxiva aotice ofmy
<br /> daKiaa to exa+cise thc Coaditiaml Refinsncing�I�re4�1�Y�is mt av�ilabk.tlse Note Holder will
<br /> detetmine tLe Pkw Naix 3�ce bY��S��
<br /> 4.CAL�IJI.ATIl�i�'iSE NEW PAY11�N'i'AMOUNP �5���ints sbove the Nate
<br /> - Providal We New Note Wte as c�lcul�ud ia Sax�n 3 above is not g,irater
<br /> Race aod aII otLu 000ditioos requirod ia Se:xioa 2 above ua satisfied,the Note Holder will determine the�°pius
<br /> mootLly paymeat t�t will be wf6cieat to repiy in full(a)the uaP�P�P�,Plu�(b)� ��� �Y
<br /> (c) all otLa s� I ariil o�+e uoder the Nate aod SeauitY Iasuumwt oa t3�e Matur�tY
<br /> pryments tbea are currmt,as re4uired under Srs�ion 2�bove),ovcr the tam of the New Note�inte�sat p�'meat evaY
<br /> a1���Y PsY�+.The t+esWt of thi+calw:�m will be the amount of my�v prlxipal
<br /> montn uatil tbe New Note is fu11Y�Sid.
<br /> S.EXERCISII�IG'I'�CONDYII01vAL�EFQIANCING OPTION
<br /> The Note Hotda will notify me�t leaet 60 caleadu da7►s in adv�aoe of tbe Maturety Dau and advi+e me of the
<br /> principal,accniea u�u�ia iatemc,�na au otues sums t am expaxed w ovne un the Msainty n�ce.�IVe rrae FIolar�
<br /> aLw will advise me ttr�t F inay exeniu the Conditim�l R�fiaaacia8 Option if the oonditioas ia Section 2 abova are met.
<br /> 'ibe Note Holda will pmvide my prymmt rxad infam�tion,to�TetLa antb the n�,me,title aod address of tbe person
<br /> s re{ocpmtiag the Note Hoida tlut I must notifl► ia oida w ea�ercise tLe Conditioaal RoSn�ncia8 Optioa.If I mat tbe
<br /> - 000ditloas of Saxion 2 above,I�ay exa�ise d�e Co�itioasl Refmwcin8 Option bY°O�Y�S�Nou Holda n�lata
<br /> th�n 45 c�leadar days prior to the Maduiry Date.'4�e Note Holdtx arill calculate the fi�ed New Natt Raate bned t�oa the
<br /> - Foderal Natioo�l Moct�ge Asioc�atioe's appli�lo publi�ed tequirod na yield ia effoct on the d�te an�l time of dry
<br /> ' notifiqtioa ia reoeivtxf by the Note FFolder sod s�c�lcul�ted ia Sxtioa 3 �bove. I will thm have 30 cvlandar days to
<br /> pt+ovide tbe Nooe HoIder writh�o�R�Yi�W'o'of�mY���Q•°�P�'�P�Y liea status.Before tbe
<br /> Mnutity Dau the Note Hotder vuiii sdvise me of the new mta+est nu(tLe New Note Rate),new montlilY WY�
<br /> amount and a dau, time aad place at wbich I mu�t apQear to siga any documeats required to complete tbe roquind
<br /> -= se�nciag.I uadecst�,d tbe Note Holder will c2nraF me a 5250.00 procassa�fa smd the costs aswciated w�th aPdatin8
<br /> - t}u titte poiicy, it ariy, :au �-�r r.;...:..:..�'.r '�'°'!'=�i; cost�. aoch as dnr����•; st�mps, �ible ta:. svnieY.
<br /> ��•�.
<br /> BY SIGNIDIG BEI.OW,Bo:rowa ucqxs:n��roes to the v ' B�Iloon Rider.
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<br /> �- (Sign Or�gi�wl Onlyl
<br />=� WJLTLSTATE{ALLOON RIDER-Sirql�Fa�rWY-F�rr�IAa�Uaiea�n lastarant foom 31801Y/i� A+�d�d 3192
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