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20110392� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instivmen� ff (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding tha.t might significantly afFect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in banla�uptcy, probate, for condemnation or forfeiiure, for enforcement of a lien which ma.y attain priority over this Security Insttvment or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Properiy and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Properly. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien wluch has priority over this 5ecurity Instrument; (b) aPpearing in court; and (c) paying reasona.ble attorneys' fees to protect its interest in the Properly and/or rights under this Securiry Insttvment, including its secured position in a banla�ugtcy proceeding, Securing the Properiy includes, but is not limited to, entering the Properly to make repairs, change locks, replace or board up doors and wiudows, drain water fram pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off, Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so, It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. . If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee tifle to the Properly, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage In�ranrP as a condition of making the I.oan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obta.in coverage substanttially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. ff substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separa,tely designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these gayments as a non-refundable loss reserve in lieu of Mortgage Tn�,��. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender sball not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in fhe amount and for the period tha.t Lender requires) provided by aa insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insluance as a condition of making the I.oan and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insvrance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Boz�rower and Lender pmviding for such termina.tion or until termina.tion is required by Applicable Law. Nothing in this 5ection 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a pariy to the Mortgage Insurance. Mortgage insurers evaluate fheir total risk on all such insurance in force from tirne to time; and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which ma.y include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fennie Mae/Freddie Mac UNIFORM INSTRUMEIVT �-6(NEI toss9� PageBof 16 i�a�: / `� Form 3028 1(01 �