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.-- 'T �_I v T l�.R �,;�; 4 °`�� "�',.. . _... � ___ �;.�y , - _ _ �_.�y..� 92� soss2s ---- - . � _ TOOETFlBR WITH all tdc improvernenta now nn c�rpRer eroctad a�Ihe propeny,and�ll excements, appurtenanoes.uid tixturea now ar herwftcr Q part of the property. All rcplw�Ymente wui aclJitions ahall �Ico bc rnverod by thls Serurity i Instrumtat.All of the foregoing ia rcferred to fn this Secu�ity Instniment as the'Propeny." i BORROWER COVENANTS that Borrower ie IAwfully�cisod of tho cstatc hcrd�y rnmeyad ond tw�Ihc�i�ht to grant�nd convey the Propeny And tlwt tho Property i�unencumberod, exapt for cncumb�of romrd. Borrowcr warnuue�nd wili � deteod generally the ddn to the Property against all claims end demand�,subject w Any encumbrances of rocord. � THIS 3ECURITY INSTRUMENT wmbines uniform cUVensuue for natiana! use and non-unifixm cbvenant�wjth limitod ; vuWions by jurisdictlon to constitute a uniform sav�ity instrument covering rcal propeny. � ' -�'"` � UNIF4RM COVENANTS.I�rrower and Lemier.x�verwnt iud agre��s fulluw�►: l. I'l�yment ot IMndpW �nd Interest; Pre�wyment aod l.ote Ch�rge�. Borrowcr slwll promptlY paY u�hen due tho� - pdncipal of and inte�+est on the debt evidencod by the Note and any prcpayment and lete chrrgea due under�he Note. 2.� tor Ta�es and Luwrat�oe.Subject lo applicable law or to A written w�lver by LeMer. Borrower uhall pay to Lender on the day monthly payments arc due under the Note,until the Note is paid{n full.a sum("Funds")fbr:(a)yearly wueQ — wd assessments which may atwin priority o��er thia Secu�ity Instnunem os a lien on the Property;(b)yeurly leasehold payments - - _°- or ground rents on the Property,lf any;(c)yearty Iruurd or properiy lnsurance premiums;(d)y�auly ilood insurance premiums. -- - if�ny; (e)yearly mortgage insurance premiums. if any;and(�any sumc payable by Borrower to Lender, in accordance wlth — the provisians of parngraph 8. in lieu of the payment of mortgage insurance premiums.These items are�iled"Escrow Items." -- -- Lender may,at any Nme,collecr cu�d hold Funds in un amount not to exceed the msueimum amount a lender for a federally related mongage loan ms�y require for Borrower's escrow account under the federol Real Estate Settlement Procedura Act of 1974 as amendod from time to time, 12 U.S.C. Section 2601 er seq. ("RESPA").unless andher law that applies to the Funda _ sets a lesser amount. If ro, I.ender may, at any time, wllect and hold Funds in un amount not tu exceed the lesser vnount. _ l.ender may estimate the artiount of Funds due on the ba.cis of current duw and re9tonabte estimotes of expenditum of fuWro _=_='�=°---•== Fscrow Items or atherwise in ecco�iu►re with applicable law. — -��'"�,:;�r� The Funds shall be held in an institution whose deposits are insured by a feclernl ugency, ins[rumentulity, ar entity -- - - (including I.ender,if l.ender is such nn institulion)ar in any Federal Home Loan Hank. I.ender aiudl apply the Funds to pay the ,--ex.�,_-�.� Escrow Items. Lender may not charge Barrower for holding and applying the Funds,sinnunlly analyzing the escrow acrnunt,or � --° — verlfying the Sscrow Items,unless l.ender pays Borrower interest on the Funds and applics�Yble Iaw pem►its[.e�er to make such ---