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<br />After Recording Return To:
<br />RELIANCE FIRST CAPITAL LLC
<br />270 SOUTH SERVICE ROAD, SUITE 25
<br />MELVILLE, NEW YORK 11747
<br />Loan Number: 418635
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 100778800004186350
<br />FHA CASE NO.
<br />321- 3008898 -703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on MAY 20, 2 011
<br />The trustor is HEATHER MANIVONG and PHOUKHONG MANIVONG, wife and
<br />husband, as joint tenants with right of survivorship
<br />( "Borrower ").
<br />The trustee is Fidelity National Title Insurance Company
<br />( "Trustee ").
<br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of
<br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (889) 679 -MERS.
<br />RELIANCE FIRST CAPITAL LLC, LIMITED LIABILITY COMPANY
<br />(" Lender")
<br />is organized and existing under the laws of DELAWARE
<br />and has an address of 270 SOUTH SERVICE ROAD, SUITE 25, MELVILLE, NEW
<br />YORK 11747
<br />Borrower owes Lender the principal sum of ONE HUNDRED TWENTY -SIX THOUSAND FIVE
<br />HUNDRED FIFTY -THREE AND 00/100 Dollars (U.S. $ 126, 553.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides
<br />for monthly payments, with the full debt, if not paid earlier, due and payable on JUNE 1 , 2 0 2 6
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
<br />and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT THREE (3), BLOCK TWO (2), IN WEST BEL AIR ADDITION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. BEING THE SAME
<br />PROPERTY CONVEYED TO HEATHER R. MORGAN BY DEED FROM MICHELLE A.
<br />DAVIS, AN UNMARRIED PERSON RECORDED 06/29/2007 IN INSTRUMENT NO.
<br />200705505, IN THE REGISTER'S OFFICE OF HALL COUNTY, NEBRASKA.
<br />which has the address of 1809 GARLAND STREET
<br />[Street]
<br />GRAND ISLAND Nebraska 68803 ( "Property Address "):
<br />[City] [Zip Co&l
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security
<br />Instrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose
<br />FHA NEBRASKA DEED OF TRUST - M ERS DocMagfc
<br />NEDOTZ.FHA 11101/08 Page 1 of 7 www.docmagic.com
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<br />After Recording Return To:
<br />RELIANCE FIRST CAPITAL LLC
<br />270 SOUTH SERVICE ROAD, SUITE 25
<br />MELVILLE, NEW YORK 11747
<br />Loan Number: 418635
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 100778800004186350
<br />FHA CASE NO.
<br />321- 3008898 -703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on MAY 20, 2 011
<br />The trustor is HEATHER MANIVONG and PHOUKHONG MANIVONG, wife and
<br />husband, as joint tenants with right of survivorship
<br />( "Borrower ").
<br />The trustee is Fidelity National Title Insurance Company
<br />( "Trustee ").
<br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of
<br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (889) 679 -MERS.
<br />RELIANCE FIRST CAPITAL LLC, LIMITED LIABILITY COMPANY
<br />(" Lender")
<br />is organized and existing under the laws of DELAWARE
<br />and has an address of 270 SOUTH SERVICE ROAD, SUITE 25, MELVILLE, NEW
<br />YORK 11747
<br />Borrower owes Lender the principal sum of ONE HUNDRED TWENTY -SIX THOUSAND FIVE
<br />HUNDRED FIFTY -THREE AND 00/100 Dollars (U.S. $ 126, 553.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides
<br />for monthly payments, with the full debt, if not paid earlier, due and payable on JUNE 1 , 2 0 2 6
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
<br />and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT THREE (3), BLOCK TWO (2), IN WEST BEL AIR ADDITION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. BEING THE SAME
<br />PROPERTY CONVEYED TO HEATHER R. MORGAN BY DEED FROM MICHELLE A.
<br />DAVIS, AN UNMARRIED PERSON RECORDED 06/29/2007 IN INSTRUMENT NO.
<br />200705505, IN THE REGISTER'S OFFICE OF HALL COUNTY, NEBRASKA.
<br />which has the address of 1809 GARLAND STREET
<br />[Street]
<br />GRAND ISLAND Nebraska 68803 ( "Property Address "):
<br />[City] [Zip Co&l
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security
<br />Instrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose
<br />FHA NEBRASKA DEED OF TRUST - M ERS DocMagfc
<br />NEDOTZ.FHA 11101/08 Page 1 of 7 www.docmagic.com
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