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�e <br />�� <br />�� <br />N � <br />0 �� <br />� �� <br />� a <br />0 <br />� <br />� �� <br />� <br />�� <br />- <br />�o <br />Ne3028.dotlavl <br />(p�, °'�� <br />� � � <br />`. <br />� �� <br />� � � <br />� � �� <br />� � <br />���� <br />�o <br />�� <br />� <br />After Recording Return To: <br />HERITAGE BANK <br />800 W 3RD <br />H�ISTINGS, NEBRA.SKA 68901 <br />Loan Number: 242162 <br />u=��i�«��•���� <br />DEED OF TRUST <br />5��� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 19, 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is DAVID SAUTTER .AND BROOK SAUTTER HUSBAND AND WIFE <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a <br />and existing under the laws of <br />Lender' s address is $ 0 0 W <br />� <br />� � <br />Fd�l � ;� I <br />� .�'i <br />_ � <br />A <br />� � <br />� <br />[Space Above This Line For Recording Data] <br />3RD, HASTINGS, NEBRASKA 68901 <br />Lender is the bene�ciary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />organized <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 19, 2 011 . <br />The Note states that Bonower owes Lender S IXTY—TWO THOUSAND AND 0 0/ 10 0 <br />Dollars (LT. S. $ 6 2, 0 0 0. 0 0 ) <br />plus interest. Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2 0 2 6 , <br />(1� "Property" means the property that is described below under the headin� "Transfer of Rights in the Property. ° <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family Rider <br />❑ Condominiurn Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(n "Appl�cable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(� "Community Associallon Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Properiy by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />� <br />�� <br />� <br />� � <br />� � � L'' <br />� � � o <br />r � <br />r ��� � Z--1 (V <br />o r ,-- "� � m 0 <br />O <br />� � j � � N � <br />� <br />c� -' Z � � <br />� 3 n m � <br />n �-- � O <br />►-' D W � <br />�.�., {. .'_� � cn <br />� �� n � � <br />co `� � `-' �- O <br />S � � � <br />� <br />vocMeguc Q� <br />www.docmaglc.com <br />