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.. J _: � ' •-- -- �- -----.-- .. - _ --- - � �. _ ..T::-�:;�-_ - - �- - � — - -- - .. ��_ _ . , ...��w-.'_ � � :�.....��_k -..:._.._._�_`_.. �;.,.�� --- - �. ---- ... _ ��---- j� �C' i �6"�p�4�l� �_ . _ A�JUS�ABL� P.A'I'E Y�.I�� „ _ _ tl Yew•T�v�ruey Yudex-�at�CR�c) �OA2T 79�1 _ — THIS AD1USTAe1.�RA1 k RIAF�t is mrcte this 25TH d�y of OC7dBER , _ 1998 ,and is incarparated into�x1�fwlt bc doanod to:ur�raYl wsd supplea►�etu the�lart��c. qoal of - Tn►st or Serurity Doocl(the `Security Initrunknt")of the came datc�ivea by the w�dersi�nod(the'Bormw•er')w - sacure thc Borrowe;'s Adjus�a5le Rjuc Note(thc"Nc�tc"1 to T1e Epuit�Dl� luileia9 eal loen 1�toci�tioR ot it��d i�l�ad, MtDrut�, A F1d�t�1 S�via�a it�Y , (t�e"Lxcder')of tbe sa�ue due wx!coveria�tht ProPertY des..ribal in the Socuriry Instrumcni and locatod al: 10T W 12TH ST GRAND I�Ul�10, NEBRASKA 88809-3829 tProperri Addrcs�) THE NOTE CONTAINS PROVISIONS AU.OWIAIG FOl� CHAN�ES IN THE INTEREST RATE AND THE MONTHI.Y PAYMENT. THE NQTE LIMITS THE AINOUNT THE BORAOWER'S INTEREST RATE CAN CHANGE AT ANY ONE TIME AND YHE WIAX1MUaA RATE TP1E BORROWER MUST PAY. ADDITIONAL COVENAN'd'S.Ia addition to ihe oovenuus and a,�reuaents made in the Sawity Insuua�eat, Bort+owa and L�der f�uthet ooveaant and a�roe sa follows: ' A,ll�I;ERES",T 1tATE AND MONTfII.Y PAY11�N'�'CHANGTS � 7ttie Note pmvides for an ialtistl interat ra2e of 6.000 Y'ir.The Note pror•ides for changes i� tho inttr�st rate aud t�e monthlY P�Y��.�foltows: 4.Q1TF.$CEST RATE AND MUNT�D.Y PAYMENT CHA.A1��`S (A)C6�ge Dites ' . 'il�e it�tercst rate I wiil pay may c1�t►ge oa the E'ust day of • NOVEI�ABER , 1999 .and on t1�t dqy e`er} 10�Itmo�uh thereafter.E�cb date on whian my intor�st nte could change is atllod a"Ch�nge Date." � 31Ti1 � �. 1�1'�eloda� . H��in$with ttr�fiist Change Date. my intet�est rate will be basecl on aa Inde:. 'li�e 'Iadex"is tbe woekly � avera�e yield on Uaita!States Treawry savrities a3;asied to a ooattaat mt�iustty of 1 year.as m�do svaiW�le by dm F�ed�aal ReseaYe Hoatd.11u most roceat Indac 6�ure av�ilahl�as of the date 45 dnys beforc each C6ange Date - -- �- -- --- ---- -- --- ---.__..: .. .... - -�--�--- .�: ___ - ---ic cs3kd L':e"C��eot Ir�ks.' -----. _ _ If the Indez is no longer available.the Note Halder will dx�ose a new index which is basai upon oomp�rabie . iafat�ti�on.The Kote Holda will�ive me notioe of this choia. (C�CaictAadoo ot Clssu��s Before ad�(�n,ge Date,the Note Holdor rvill calculate my s�eW interett mte by acWieg Pu�i+B�P��(s)( �pp 46D w the Curnat In3ea.�Tbe No�te H�o�.der�w�1 thea rauyd We nsult of this additioa w��nearest ono-dghth of one pa+omta;e iwint(0.125'Xo)• Su6l�oca w tbe limits scated in Secccao 4N)be!ow,this rout�ded amouat will be my new lersmt cate umil the next Q�age Due. �Note Holder will tba�detumi�the 9mount of the moathlY WY�tbat w�w,W be u��c+�to repay the uopaid Principal tl�t I un expxted w owe at the(�ange Date in full on tbe Maturiry D�te�my new intaat r�te ia wbstaaciilly e4�P�Y�.The result of thix calculation wil!be tl�e�w amo�nt of my monthly psymeat- (�)Lisits au Intacst Aate Clw�ea � T6c ipterest rate I�m requirod to pay at the firu Change D�te will not be grater than 1�. 00 � or las� 8.000 96.17ureafter.my interat rsu will never be�or decrea�od oa . �. any single ChanYe Qau by more thaa two perceatage points(2.096)from the rate of iotemi I have bew payin� for tt�e preoeding trtirdve moaths.My iuterest r�te wiU never be grester tBaa 13.000 �'. Yy int�r�st rat� will n�v�r b• lowar than 6.000%. • (E7 Elt�tivs Drte ot C'4��s . � � My aecw interest r�te wi116e�axt effective on each C7�aoge Uato.I will pay the amouat of my nerv montl�ly � WY� ��8 on tl�e fust a�oathlY P�►Y�date aftei ttje Ch�ngo Date uatil the amonnt of my moa�thly . �� . (F)Naibe ot C6�es ,. The Notc Holder wi11 ckliver oc m�i1 to m-,x notice of amr changes in my intrsest rato and tho aawuat of my ��Y P�Y�beforc the effxdr�dsue of any chuige.The notica will include iafom�tioo rcqnired by!aw to be given me and als�ci the titic aad tclep6oae number of a person who will aaswa any question I may hive rt�,arding the notioe. � MU1.118TATE ADrNlSTABLE MTE RIDER-AliM 62-5inpt�FamilY•Fanr�MMJFird�M�c UNfom�i�nr�tK Fors�3111 3fY6 �-A2ZA tawsi vwv Moaranc�coa�-poo►s��•na� �^ riww w�.�v�rs►w - _ �r• r v� . • — �. . �� • '