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<br /> Ti OGETFIBR WI'CH all tiic improvements now or herea�ter erected on the property.:uid sll ea,ement+,appurtenances,and - � ' , _
<br /> fixtures now or hereafter a part of the property. All replzcements and nddm°n' shall slsv b. c:�vercd by thi+ Security �_�
<br /> instruynent.All of the foregoing is referred to in titt�Security Instrument as the"Property•" —
<br /> u.i.�s1 of the euate hereby conveyed and h3s the right to grunt and -_--�-:'_
<br />- BORROWER COVENANTS that Burraiver ss latvfulFy.� ----.. -----_
<br /> convey the Property and that the Property is unencumbered, except for encumbrances of reuord. Borrower w:imants and will , ______
<br /> defend�enerally the title to the Property against all claims and demands.subject to any encumbrances of record. , _ , .� -
<br /> 1'HIS SECURITY INSTRUMENT combines unifortn wvenants for nationa!use and nan-uniform covenants with �imited
<br /> variations by jurisdidion to constitute a unifarm�ecur►xy►nsuument covering real property. - . _ �
<br /> UNIFORM CUVENAP3TS.Borrvwer and Lender covec�mt attd aa�ree a�follow�: - . _
<br /> 1. puyment of Frincipal and Inte�st; Pre'P�Y�nettt and Late C6arges. Horror�•er shall promptly pay when due the .
<br /> principal of and imerest on the debt evidene�d by the Note and any prepayment ar.d late charges due under the Note. , R ; `._��,'�,
<br /> Z. Fands for T�es and Iusvcan+x• Subject[o applicable faw or to a written�caiver by Lender, Borruwer shall pay to :,� •... r:';��_
<br /> Y'J Lender on the day monthly paymenu are due under the Note,until the 1Kote is paid in full,a sum("Funds")for:Ia)yeariy taxes • ��__��;;
<br /> • and assessments which aeay attain priority over this Security Insmiment as a lien on the Property;lb)yeariy leasehotd pay[nenis _:�__ �„R T
<br /> or ground rents on the Property,if any:(c)yearly ha7ard or praperty insurance premiuml:(d►yearly flood insurance premiums. `:��°'='.'=?�"'""�'�-:_
<br /> i4'any: (e3 y�ly mortgage insurance premiums, if any:and(fl anY sums PaYable by Borrower to Lender,in acoordance with �:�_=='_^
<br /> - the provisions of para�h 8,in lieu of the payme►it of mortgage insurance premiums.These items are called "Escrow Items.' � �
<br /> � Lender may. at any rime, collect and hold Funds in an amounc not to exceed the maximum amount a lender for a federally .�.— ._
<br /> reiate� mortgage loan may require for Borrower's eserow account under the fedeial Re� Eatate Settten�ent Proct�ures Act o€ .��.�.__-
<br /> • 1974 as amended from amz to ume. 12 U.S.C_ Section 2601 et seq. ('RESPA"),unless another law that appties to the Funds r,.`�-�-
<br /> sets a less� amount. If so. Lender may, at any rime, collect a�uf hold Funds in an amount not to exceed the lesser amounG �,- .
<br /> _`°�^4�—. -
<br /> Lender may estimate the amount of Funds due on the basis of a:rrent data und reasonable estimates of expenditures of future _-,.�„�,_
<br />" Escrow Items or other.wig;,in accordance with applicabLe law. �,�!'����.s_�-,y=�.�—
<br /> The Fands sh�J �e held in an institution v+uuse deposiu are insured by a federal agency. �nstrumentality, or earity ,;,;
<br /> (inclu3iog Lender,if Lender is such an institution)cr in any F�ic-ra1 Home Loan Bank.Lender shall apply the Funds to pay the I �-----.��
<br /> �= Escruv ,°,o:�s. Lender may not charge Borrower for halding��i`•stAlying the Funds.annual[y analyzing ttte escrow accounz.or _,�:-_.
<br /> • vesif�:nL�ix Fscrow Items.unless Lender pays Borr•�wer interxx an the Funds and applicable law permits[.ender to uTu�e yuch •-���`�=�._:.
<br /> a c�..-Ee. However. I.�der may require 8orrower�s pay a une-ame charge for an independent real�taa reporcin8 se�rvice :h ,�+ �
<br /> "::�.� us�J. '�} i.,ender ia �srtr•.ection with ilus loan. unless applicab2e law pro�idPS otherwise. Urtless an �mem is made or
<br /> appli:,!.'��`:c�:aw reqe�s.nterest to be paid. Lender shall aot bP r�;�cired to�}�Bairower any iinerest or arnings on the Funds.
<br /> , gorro,;c�-�L,enc',�-�a}agree in writing,however, that i:-�+��:shall be paid on the Fua��±s. 1.ender shall give to Borrower, .
<br />; withoLt dcc.�e, �.�r,w::!accounting of the Funds. showin� �i'rs and de5its to the Fw�cis and the pwPose for which each
<br /> ' debit to:.':e Funds•:v.�i�r�e.The Funds are pledged as addi:�:�:,a'curity ie4T all sums s�::�si by this 3ecurity Inshumenc• ,
<br /> � :; If the Funds he'.�'��F ixnder exceed the amrur.ta�;r:�'.�:�t ti�be hel�5v�,'c�plicable!-w_ �,ender shali account to Boaower ,, : ,=;;-
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<br />_ ••. ; for the e�:ess Funds in accordanca�::�the re^.,�*+��:'�.�of�.-��'_;cv►le law.�f the amour.�.;s'the Furtds[ield by I.ender at any
<br /> � time is r.,�t sufficient to pay the Esc.:.�s Items when due.L�al�s�y so natify Botrower i��.�ting,and,in such c�se IIatruwer . ':( ��: .>%.'
<br /> ;,j shall pay to Lender the amoant necessary eo make up the de7�e.�cy. Borrower shall mFilce up the defieieney in no m�cre than _ ��:';���..--.�..`:;J: �,.
<br /> .'�? twelve monthly payments.at Lender's sole discretian_ � '�`'.`
<br />, Upon payment in futl of all sums secured by this Security Instrument. Lender shall prompdy r,.�utd to Borrower any
<br /> �,::. „
<br /> , � Funds held by Lender.If,under paragraph 21, Lender shall acquire or sell the Property.Lender.prior to the acquisidon or sale _
<br /> of the Property.shall apply any Funds hetd by Lender at the t�n�.of acquisition or sale as a credit against the suins secured by ����=_
<br /> ttus Seau�y Instrument. _ �
<br /> • �. 3.��pltcatton oY Payments.Unless applicable law provides otherwise,all paytnems received by I.ender under paragrapl�s `_______ :�f ., ..
<br /> '' 1 and 2 shall 6e a.�{}i.ic�::first,to any prepaymrnt charges due under the Notaz: second.to amounts pagahle under paragraph 2: — --- ,.
<br /> � third.to interest dn�:fu:rth,to principal due;and last.to any late charges du�under the Note. ..�.t �`r`�,� `
<br /> • ' 4.C.�rges;L,n�s.Borrower:;�hall pay a11 taxes.assessments. charges. fines and imgositions z+.�u�ble to the ProperEy ; •:�}�•, . . . ,,.,; :
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<br /> : .� which rvt� zz[ain priosity over tUir� �i�curiry Instrument, and teasehold paymenes or gm�ni r.^.ts,if::tc�. Borrower shall pay •!�•.,:•.a..,�:i� '
<br /> j. '� � �..•i'":�-
<br /> these o�:!'i;�'�a.;ons in the manner provided in paragr.aph 2,or ef not paid in that manner,Bo;:u����'s.°�I!��y them on time directly �,__
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<br /> • ' to the pe*son owed�;�finent.Borrawer sha!!pmr.�ptly fumish to Lender all ncrtices of amounts to 6e��s�i�i ender this paragraph- ����:.._;
<br /> ��.� If 6orra��ver makes these paymenu directly.Borrower sfiall promptly fumish to Lender receipu evide:.a��}�t�.e payments. -f;;-
<br /> ` �' B��r�wer shall promptly discharge any lien which has pri+�rity over this Security insuument unless Borrower: (a)agrees in ����iy�_.
<br /> ' wri¢irr,�.�e�the payment of the obligation secured by the lien iTr:i�:�anner accepts.ble to I.er.r.�r,(b)contests in good faitl�the lien ��•-� �-
<br /> ;� by. ar d��`ends against eaforcement of the lien in, legal pnsc�dings which in the Lender's opinion operate to pmvent the ,,,�_�_ �'-�
<br /> ��i:�,�,���:�•
<br /> ; enfoscement of the Iicn;or(cl secures from the holder of thc lien an agreemen:satisfactory to Lender subordinating the tien to — ,.�
<br /> ' this Secsrity Instrurnent. If Lender determines thac any part of the Property is sub,{ect to a lien which may attain priority aver ��.,
<br /> ec•
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<br />, ;�..r this Sor,J.rity Instrument.Lender ma,give Born�;v,er a notice identifying the lien.Borro�,er shall satisfy the lien or take one or `��`.�T�
<br /> t.• mare cr�else azcions set forth above w�i:.tzn t0 days of the givin�of notice. �,.,;�&,�;,.;;"
<br /> Form:?C128 9190 _ �`. , � . .`
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