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<br /> 7'OU67'HER WITH dl the improvcmcnta now ix hereafier erectcd an Ihe property,und ali cASemcnts,appurtenuncea.
<br /> �utd tixturer now or tiereaf�cr a part oi'!he pmpeRy. All replacemenW u�d addNion�sholl alro be covcred by this Security
<br /> - Inswmeet. All of tho fonQoinQ is rcfetred to in this Sccu�fly Inewmen�ar�he"Prapeny."
<br /> BnRROWER COVENANTS tiu►t Borrower i�lawfully eeised af�he es�ate hereby canveyed and has thc right to grant
<br /> — u�d convey Ihe Property uid tlwt 1he Property ix unencumbered,except forencumbran�:ea of rerord. Bormwer wamnt8 and
<br /> wjll defend Qener�lly the d1�to the Propeny ogoinct All claims and dernanda,rubJect to any encumbraneea of record.
<br /> THIS SECURiTY INSTRUMBhT combines unfPorm covennnts for n�tional use ond ncxi-uniform covenant4 wilh
<br /> -- _--' limited variations by jurirdlctian lu cunstiwle a uniform ceeurity ina�rument covering real prapctrty. _
<br /> UNIFORM COVENANTS. Bomnwer and Lender cavenant and agiee as fallowa:
<br /> 1. Paymeat of Pritkipfl�nd loterest;Prepayment Aad Late ChwrQes. Borrower shall promptly pay when due the
<br /> princlpa1 of and intenest on Ihe debt evldenred by the Note and any prepuyment and late charges due under the Note.
<br /> 2. Ftiadx tor 7'axes ind Insumaca SubJect to applicuble law or to a written waiver by Lender.Borrower shall pay to
<br /> _ Lender on the day manthly payments are due under the Nate,untfl the Nrne is puid i�full.a s��m("FLnds")for:(a)yearly
<br /> ____ -�_ _ tnxes and assessmento whkh may attain priority over this Secudry InsirurneM sw u lien on the Property:(b)yearly Icesehold
<br /> - payments or ground rents on ihe Property. if any; (c) yeurly huzard or propeny insurrtnce premiums: (d} yearly flood -
<br /> lnswanco premiums. if any: (e) yearty moRgage inaurance premiums, if a�y;and(�Any sums payeble by Borrower to
<br /> - l.ender.In accordence wlth the provisiona of parngraph 8.in lieu of the payment ai mortgage inaurance premiums. These
<br /> — items ane called"Escrow Items." Lender may.at any time.collect and hold Fl�nds in an amount not ro exceed the mwcimum
<br /> amount a lender for a foderally related mortgage loan may require for Hmrower's escrow account under the federel Rcal
<br /> Esuue SetUement Procedurcs Act of 1974 as emended from time to Nme, 12 U.S.C.�2601 er seq.("RESPA"),unless another
<br /> law that applies to the Funds sets a lesser�nount. If so,Lende�may.at any time,collect and hold Funds in an amount not to
<br /> - —..�__. = exead the lesser amount. Lender msy est�mete the amount of Ptmds duc on thc basia of cument data and reaAOnoble _
<br />=:_;�yi;��,�� esNmates of expenditures of future Fscrow Itema or atherwise in accordance wfth applicAble luw.
<br /> --��_:� The Plmds ahall be held in an institution whosc deposits are insured by a federal agency, instrumentality, or ontity
<br /> -='°":�� (including I.ender,if Lender is such an institution)or in any Federal Home Lonn Bank. Lender shull apply the Ftinds eo pay
<br /> � the Escrow Items. Lender may not ci�erge Borrower for holdtng and applying the Funds,annually nnalyzing ihe escrow
<br />��;�;- account.or verifyfng the Fscrow ltems, unless Lender pays Bortower interest�n the Fundc and applicable lew permits
<br />,.�,� � Lender to malce such a chuge. However,Lender may require Borrower to pay u one-time charge for a�independent real _
<br />��� est�te tax reporting service uaed by I,ender in connxtion with this loan,unless applicable law provldes othernise. Unless an
<br /> ���. agrcement ie madc or applicable law requires interest to be paid,Lender sbell not be rcquired to pay Borrawer any interest or
<br /> ��tJh�iio� eamings on the FLnds. Borrowcr and Lender may agree in wridng,however,thal interest shall be paid on the Funds. Lender
<br /> shall give to Borrawer, wilhout charge,an annual uccounting of the Funds,showing credits and debits to the Funds and U�e
<br /> pwpose tor which each debit to tho FUnds was made. The FLnds are pledged as additional securiry fur all sums secured by
<br /> ' this Security lnswment.
<br /> _ §--•-rw==g«� if tiie Funcis held by Lencier exceed the umounis permii�cni tu bc iKiS Ly a�ii�eDtz iaw, L.ZiidCi SIidII dCCOUiii i8
<br /> ` Borrower for the excess Funds in accordance with the reyuirements of applics�ble law. If the amount of the Funds held by
<br /> . �bt�;-:, �+;:. Lender at a�y lime is not sut'ficient to puy the Escrow Items when due, l.ender mny so notify Borrower fn writing,and,in
<br /> ��„�+.:�;-.��.• such case Borrower shall pay to Lender the emount necessary to make up the deficiency. Borrower shall make up Ihe
<br /> .:!� "'•�` � deticiency in no more�hen twelve monthly paymen�s.at Lender's sole discrcllon.
<br /> ��'' Upon payment in full af all sums secured by this Securiry lnstrumenl,Lender shall prompdy refund to Borrower any
<br /> -":.;�r Funds held by Lender. If,under paragraph 21,Lender shall acquire or sell the Property,Lender,prior to Uie acquisition or
<br /> �A sale of the Property.shall apply any Funds held by Lender A�the time of acquisition or sale as a credit against the sums -
<br /> tecured by this Securlty Instrument. _
<br /> 3. Applieatbn ot Paymenta Unless upplicuble law provides otherwise, ull payments received by I.ender under °
<br /> q���. ,.,,I_ P�B P PP Y P p Y B PaY
<br /> .a..,�.,..: ta hs t a�d 2 shaU be a lied:tirxt,to un rc a ment chur es due under the Note;second,ta amaunts able under
<br /> � '„f,. par�graph 2:third,to interest due;founh,to principal due;und last,to uny late charges due under the Note. _
<br /> �-^*^' 4. Charges; Liens. Borrower shall pay all taxes, assessments, chorges, fines and impasivans ataibumble to the -
<br /> "'''°"`. Pmperty which may uttain priority over this Securiry Inswment,and Ieasehold payments or gmund rents,if uny. Borrower -
<br /> �-.� -.
<br /> ��,.:.,�,• shell pay thesc obligetions in the manner provided in pnm¢ruph 2,or if not paid in thnt manner,Borrnwer shall pay them on
<br />. ;,�, ti.,�, �" time directly to the person owed payment. Bo�rower sholl promptly furnitih�o Lender all notices of umounts to be paid under
<br /> � ;;,��ry this paragraph. if Bomower makes these payments direcdy,Borrower shall prampdy fumish to L.ender receipts evidencing __
<br /> the payments. i
<br /> Borrower shall promptly dischorge uny lien which hos priority ovcr this Security Instrument unless Borrower.(a)agrees _.
<br /> �,���'"'. in writing to the psyment of the obligation secured by the lien in u mnnner acceptable to Lender,(b)contests in gaod faith Ihe
<br /> lien by,or defends ugainst enforcement of the lien in.legal praceedings which in the Lender:s opinion opemte to prevent the _
<br /> ��� � enforcement of'the lien:or(c)secures from the holder of the lien an agrezment sutisiactory to Lender subordinating thc lien =
<br /> � " to this Securiry instrumcn� I f Lender determines�hat any part of the Prc�peny is subject to a iien which mny attain priority �.
<br /> over Ihis Security Inswment,Lender may give Barrower a nolice idenliFying the lien. Borrower shall sutisfy the liea or teke
<br /> ��- �-�-'y!;-�:��; one or more of the uctions set Yonh above within l0 days of d�e giving of notice.
<br /> � . 5. Ha�ard or 1'roperty Insurnnce. Bomower shull kecp the improvemems now existing or hemafter erected on 1he
<br /> ��"'� � Property insured against loss by f re,hazards included within thc tcrm"ex�ended coverage"and any other huzards,including
<br /> '�[.•~•1:�. 4;.
<br /> , . .o;. . floods or flooding, for whfch Lender requires insurnnce. This insurance shall be maintAined in the amaunts and for the
<br /> i . ` �'on 3Y28 9190 !lwR�=�I s lx+ars►
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