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201103885 <br />(C'� "Lender" is U. S. Bank N. A. <br />Lender is a Natioaal Associatioa <br />organized and e�sting under the la.ws of The IIaited States Of America <br />Lender's address is 4801 Frederica Street, 09renaboro, RY 42301 <br />(ll) 'Trastee" is Mr . Thomas Locher <br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 . <br />(E) "MER5" is Mortgage Eleclronic Registration Systems, Inc. MERS is a sepazate corporation that is <br />acting solely as a nomine,e for Lender and Lender's successors and assigns. MERS is the bene8dary <br />nnder this Secnrity Instramen� MERS is organized and exisking under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(l� "Note" means the promissory note siga� by Borrower and dated 05/18/2011 • <br />The Note states that Borrower owes Lender Ninety-Sis Thousaad and 00/100ths <br />Dollars <br />(U.S. $ 96, 000 . 00 ) plus intere,st. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than June 01, 2026 . <br />(G) 'Trogerty" means the property that is descnbed below unde� the heading "Transfer of Rights in the <br />Property. �� <br />(Fn "Loan" means the debt evidenced by the Note, plus interest, anY PrePayment charges ffid late charges <br />due under the Note, and all sums due under this Sacurity Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instcument that are exeouted by Borrower. The following <br />Riders are to be e�ecuted by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Faznily Rider <br />� VA Rider 0 Biweekly Payment Rider � Other(s) [specify] <br />(� "Applicable Law" means all controlling applicable fed�ral, state and local statutes, regulations, <br />ordinances and adminislrative rules and orders (that have the effe�t of law) as well as all applicable final, <br />non appealable judicial opinions. <br />(I� "Commnnity Association Dnes, F�s,, and Assessments" means all dues, fees, assessments and other <br />cbarges that are impos�. on BorroweT or the Property by a condominium association, homeowners <br />association or similar arganization. <br />(L) '�lectronic Fands Transfer" means any bransfer of funds, other then a transaction originated by <br />check, draft, or similaz paper instrument, which is initiated through an electronic ternainal, telephonic <br />inatrument, comPute�', or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine traasactions, transfers initiate� by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(Nn "Escrow Items" means those items that are descn'b� in Section 3. <br />(1� "Miscellaneous Procceds" means any compensation, settlement, award of damages, or procee�s paid <br />by any third PartY (other than insurance proceeds paid under the coverages descn'befl in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other talcing of all or any part of the <br />Properiy; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/ar condition of the Properiy. <br />(0) "Mortgage Insnrance" me�s insurance protecting Lender against the nonpayment o� or default on, <br />the Loan. <br />2200132068 D V6ANE <br />NEHRASKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WRH � <br />�-6A(Nq loeto� Page 2 of 16 i,u�e�s: ������ r� �� 3028 7/01 <br />0 <br />