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201�0387i 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this S�urity Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a procee�ing in bankruptcy, probate, for condemnarion or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but aze not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property ancl/or rights under tlus Security Instrument, including its secured �sition in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pi�s, eIiminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lencter may take action under this Secrion 9, Lender does not ha.ve to do so and is not under any dvly or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions awhorized uncter tlus Section 9. Any amounts disbursed by Lender under this Section 9 shatl beco� addirional debt of Borrower secured by t�is Security Instrument. '�'hese amouats shatl bear interest at the Note rate from the date af c3isbursement and shall be payable, v�+ith such interest, upon notice from Lender to Banower requesting payment. If tPus Sec�rity Instrument is on a le,aseholc�, Borrower shall comply with all the provisions of the lease. If Borrower acqra3ses fee title to the Propetry, the leasehold aud the fee title shall not �erge imless Lender �grees to tfie merger in writing. 10. Mo�gage Insurance. If Lender rec�uired Mortgage Insurance as a condition: of making the I.oan, Borrower shall gay t�e premiums required to maintain the Mortgage Insurance in effect. If, for any reasscm, the Mortgage Insurance coverage requir� bp Y.ender ceases to be availaFrle from the mortgage insurer that previously providect such insurance ancfi: �orrower was required to �ake separately designated payments towar� the gremiums for Mortgage inc��nsp, Sorrower shat� pay the premiums required to ohtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivatent ta the cost to Borrower of the Mortgage Insurance previously in eff�t, from an alternate mortgage insurer selected by Lender. If substanrially equivalent 1Vlortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the �a�r�nce coverage ceased to be in effect. Lender will accept, use and retain these payments as a noa-refita�dable loss reserve in lieu of MQrtgage Insurance. Such loss reserve shall be non-refunctabls, nvtwitiistanding the f�t tltat the Loan is ultimately paid in fiill, and Lender shatl not l� required to pay �orrower any interest or eamings on such loss resenre. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated paymerns toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was reqnired to make separately designated payments toward the premiums for Mortgage Insurance, Bonower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirement for Mortgage Ins�rance ends in accordance with any written agreement between Bonower and I.ender praviding for such terminarion or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any enrity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to rime, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insu.rance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT //��'/�,�} �-6(NE) roa� �t Page 8 of 15 Initials: ! ._:/;� Form 3028 1/01 � �� i $ ., , ,.. 'ri � . .