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201103�6G "RESPA" refers to all requirements and restrictions that aze imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Bonower's obligations under the Note and/or this Security Instrument. TRANSF82 OF RIGHTS IN THE PROPERTY The beneficiasy of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (u) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL . �TYPe of Recording Jurisdiction] [Name of Record'mg Jurisdiction] f �', � � S�] 9• 1 1 I MY �: �!� ' �' r• �� 1 IJGy•� I• . . ��,� which currently has the address of WOOD RIVER [City] 205 E. 12TH STREET [slreec] , Nebraska 6 8 8 8 3 ("Property Address"): [�� l TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, apputtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instivmerit as the "Property." Bonower understands and agrees that MER5 holds only legal title to the interests granted by Bonower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender' s successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Insirumen� BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all cl�ims and demands, subject to any encumbrances of record. THIS SECURITY INSTRiJMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security insirument covering real property. Bonower I � NEBRASKA-Single Famlly-UNIFORM INSTRUMENT pacMeg�eQ� MODIFlm FOR DEPARTMENT OF VEfERANS AFFAIRS - MERS www.docmaglc.com (Rev. 1/01) Page 3 of 14 IIIIIII�IIIIIIIII��IIIIII�IIIIIIIIIIIIIIIIIIIIullllll