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2011Q3�6G <br />NOTICE TO BORROWER <br />Department of Veterans Affairs regulations at 38 C.F.R 36.4334 provide as follows: <br />"Regulations issued under 38 U.5.C. Chapter 37 and in effect on the date of any loan wluch is <br />submitted and accepted or approved for a guaranty or for insurance thereunder, shall govern the <br />rights; duties, and liabilities of the parties to such loan and any provisions of the loan instruments <br />inconsistent with such regulations are hereby amended and supplemented to conform thereto." <br />BY 5IGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />��`'�� ' (Sea1) <br />CHA.R J. SPE IN -Borrower <br />— (Seal) <br />-Bonower <br />(Seal) <br />-Bonower <br />Witness: <br />Witness: <br />(Seal) <br />-Bonower <br />— (Seal) <br />-Borrower <br />— � <br />-Bonower <br />NEBRASKA-Single Family-UNIFORM INSTRUMENT p� ��ppp� <br />MODIFlm FOR D�ARTMENT OF VETERANS AFFAIRS - MERS www,do�amaglc.mm <br />(Rev. 1/01) Page 13 of 14 <br />III�IIII I�II� III IIII IIII I I II I II u I I III�IIIII IIIIIIIIIII I lu <br />