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.� <br />,• <br />201103827 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Wifiesses: <br />(Seal) <br />K berly K. Koel r - sorrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Betow This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 20 th day of Mav 20. 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Kimberly K. Koelzer, a Single Woman <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: �'• �5��3 <br />Q <br />� � _ � � N8 � Devr'd MCEI�Oy -Notary Public <br />DEYRA MCELROY <br />R�p Cotnm. ExP. A�. �, 2013 <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (S00) 446-3555 <br />LFI#FNMA3o28 Mo2 Page13 of13 <br />