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201103821 (0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any aznounts under Section 3 of this Security Instrument. (P) "RE5PA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that govems the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Properly, whether or not that party has assumed Bonower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instniment se,cures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] The Northerly Thirty Six (36) Feet of Lot Fourteen (14) and all of Lot Fifteen (15), Block One (1), Pleasant View Twelfth Subdivision, in the City of Grand Island. Hall County, Nebraska Parcel ID Number: 400449986 1023 Pleasant View Dr Grand Island ("Property Address"): which currently has the address of [Street] (ciry�, Nebraska 68801 [Zip Code] TOGETHER WITH a11 the improvements now or hereafter er�ted on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instnunent. All of the foregoing is referred to in this 5ecurity Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. � P( NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT , �J �-61NE) tosi n Page 3 of 16 Initials: f V Form 3028 7/01 m r . si . . . . . .