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201103760 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terrns and covenants <br />contained in Wis Securlty Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />� (� <br />EVOR L SIMONS -Bormwer <br />a Al� M D �: ��\������ (Seal) <br />JEANNE M SIMONS -Borrower <br />_ (Sea!) <br />-Borrower <br />Cs�/I <br />-Borrower <br />Witnesses: <br />NEBR.dI$� — Slvgle Famlly -- Fmnie Mafl2+raddta Mu UNII+ORM INBTRUMffiP1' Form 30Z8 1/Ol <br />GCC - G3028-18 (09/Ol) (Page 18 of19) <br />